FCFS Firstcash Inc

Price (delayed)

$77.67

Market cap

$3.19B

P/E Ratio

29.99

Dividend/share

$1.11

EPS

$2.59

Enterprise value

$3.94B

Sector: Financial Services
Industry: Credit Services

Highlights

FCFS's debt is down by 12% YoY and by 10% from the previous quarter
FCFS's equity is up by 7% year-on-year
FCFS's P/E is 32% above its last 4 quarters average of 22.7 and 23% above its 5-year quarterly average of 24.4
Firstcash's net income has decreased by 31% YoY

Key stats

What are the main financial stats of FCFS
Market
Shares outstanding
41.03M
Market cap
$3.19B
Enterprise value
$3.94B
Valuations
Price to earnings (P/E)
29.99
Price to book (P/B)
2.47
Price to sales (P/S)
2.03
EV/EBIT
22.87
EV/EBITDA
18.38
EV/Sales
2.51
Earnings
Revenue
$1.57B
EBIT
$172.41M
EBITDA
$214.45M
Free cash flow
$127.27M
Per share
EPS
$2.59
Free cash flow per share
$3.1
Book value per share
$31.46
Revenue per share
$38.32
TBVPS
$30.29
Balance sheet
Total assets
$2.3B
Total liabilities
$1.01B
Debt
$810.61M
Equity
$1.29B
Working capital
$345.64M
Liquidity
Debt to equity
0.63
Current ratio
2.63
Quick ratio
1.68
Net debt/EBITDA
3.53
Margins
EBITDA margin
13.6%
Gross margin
56.3%
Net margin
6.8%
Operating margin
11.5%
Efficiency
Return on assets
4.7%
Return on equity
8.5%
Return on invested capital
9.7%
Return on capital employed
8.3%
Return on sales
11%
Dividend
Dividend yield
1.43%
DPS
$1.11
Payout ratio
42.9%

FCFS stock price

How has the Firstcash stock price performed over time
Intraday
0.78%
1 week
5.4%
1 month
12%
1 year
14%
YTD
10.89%
QTD
18.27%

Financial performance

How have Firstcash's revenue and profit performed over time
Revenue
$1.57B
Gross profit
$885.42M
Operating income
$181.1M
Net income
$107.38M
Gross margin
56.3%
Net margin
6.8%
Firstcash's net income has decreased by 31% YoY
The company's operating income fell by 27% YoY
FCFS's net margin is down by 18% YoY but it is up by 4.6% from the previous quarter
The revenue has declined by 16% year-on-year and by 3.6% since the previous quarter

Growth

What is Firstcash's growth rate over time

Valuation

What is Firstcash stock price valuation
P/E
29.99
P/B
2.47
P/S
2.03
EV/EBIT
22.87
EV/EBITDA
18.38
EV/Sales
2.51
FCFS's P/E is 32% above its last 4 quarters average of 22.7 and 23% above its 5-year quarterly average of 24.4
FCFS's EPS is down by 29% year-on-year
The stock's price to book (P/B) is 18% more than its last 4 quarters average of 2.1 and 2.9% more than its 5-year quarterly average of 2.4
FCFS's equity is up by 7% year-on-year
The price to sales (P/S) is 27% higher than the last 4 quarters average of 1.6 and 7% higher than the 5-year quarterly average of 1.9
The revenue has declined by 16% year-on-year and by 3.6% since the previous quarter

Efficiency

How efficient is Firstcash business performance
The ROE has contracted by 29% YoY
FCFS's return on assets is down by 28% year-on-year
Firstcash's ROIC has decreased by 20% YoY but it has increased by 2.1% from the previous quarter
FCFS's return on sales is down by 17% year-on-year but it is up by 3.8% since the previous quarter

Dividends

What is FCFS's dividend history
DPS
$1.11
Dividend yield
1.43%
Payout ratio
42.9%
Recent dividends

Financial health

How did Firstcash financials performed over time
The total assets is 128% more than the total liabilities
The quick ratio has declined by 19% year-on-year and by 16% since the previous quarter
FCFS's current ratio is down by 19% YoY and by 13% from the previous quarter
FCFS's debt is 37% less than its equity
FCFS's debt to equity is down by 17% year-on-year and by 10% since the previous quarter
FCFS's debt is down by 12% YoY and by 10% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.