FCFS Firstcash Inc

Price (delayed)

$71.38

Market cap

$3.39B

P/E Ratio

25.31

Dividend/share

$1.2

EPS

$2.82

Enterprise value

$4.82B

FirstCash is the leading international operator of pawn stores with approximately 2,750 retail pawn locations and 17,000 employees in 24 U.S. states, the District of Columbia and four countries in ...

Highlights
The revenue is up by 24% year-on-year and by 15% since the previous quarter
FCFS's gross profit is up by 10% year-on-year and by 6% since the previous quarter
FCFS's debt has soared by 90% YoY but it is down by 2.7% from the previous quarter
FCFS's equity is up by 37% year-on-year but it is down by 2.4% since the previous quarter
The gross margin has declined by 11% year-on-year and by 7% since the previous quarter
The quick ratio has declined by 7% since the previous quarter

Key stats

What are the main financial stats of FCFS
Market
Shares outstanding
47.46M
Market cap
$3.39B
Enterprise value
$4.82B
Valuations
Price to earnings (P/E)
25.31
Price to book (P/B)
1.96
Price to sales (P/S)
1.77
EV/EBIT
24.26
EV/EBITDA
13.16
EV/Sales
2.47
Earnings
Revenue
$1.95B
EBIT
$198.62M
EBITDA
$365.99M
Free cash flow
$159.42M
Per share
EPS
$2.82
Free cash flow per share
$3.29
Book value per share
$36.38
Revenue per share
$40.23
TBVPS
$37.7
Balance sheet
Total assets
$3.74B
Total liabilities
$1.98B
Debt
$1.54B
Equity
$1.76B
Working capital
$651.8M
Liquidity
Debt to equity
0.87
Current ratio
2.68
Quick ratio
1.68
Net debt/EBITDA
3.91
Margins
EBITDA margin
18.8%
Gross margin
50.1%
Net margin
6.1%
Operating margin
10.1%
Efficiency
Return on assets
3.8%
Return on equity
7.7%
Return on invested capital
7.9%
Return on capital employed
5.9%
Return on sales
10.2%
Dividend
Dividend yield
1.68%
DPS
$1.2
Payout ratio
42.6%

FCFS stock price

How has the Firstcash stock price performed over time
Intraday
3.14%
1 week
7.53%
1 month
3.4%
1 year
-10.88%
YTD
-4.58%
QTD
1.48%

Financial performance

How have Firstcash's revenue and profit performed over time
Revenue
$1.95B
Gross profit
$976.75M
Operating income
$197.09M
Net income
$119.2M
Gross margin
50.1%
Net margin
6.1%
The revenue is up by 24% year-on-year and by 15% since the previous quarter
FCFS's net margin is down by 18% from the previous quarter and by 10% YoY
Firstcash's operating margin has decreased by 14% QoQ and by 12% YoY
The gross margin has declined by 11% year-on-year and by 7% since the previous quarter

Growth

What is Firstcash's growth rate over time

Valuation

What is Firstcash stock price valuation
P/E
25.31
P/B
1.96
P/S
1.77
EV/EBIT
24.26
EV/EBITDA
13.16
EV/Sales
2.47
FCFS's EPS is up by 9% year-on-year but it is down by 8% since the previous quarter
FCFS's P/E is 4.5% below its last 4 quarters average of 26.5 but 4.2% above its 5-year quarterly average of 24.3
FCFS's equity is up by 37% year-on-year but it is down by 2.4% since the previous quarter
The stock's price to book (P/B) is 18% less than its 5-year quarterly average of 2.4 and 11% less than its last 4 quarters average of 2.2
The revenue is up by 24% year-on-year and by 15% since the previous quarter
The price to sales (P/S) is 7% lower than the 5-year quarterly average of 1.9 and 7% lower than the last 4 quarters average of 1.9

Efficiency

How efficient is Firstcash business performance
FCFS's return on assets is down by 19% year-on-year and by 16% since the previous quarter
Firstcash's ROIC has decreased by 19% YoY and by 11% from the previous quarter
FCFS's return on sales is down by 13% since the previous quarter and by 7% year-on-year
The ROE has contracted by 13% from the previous quarter and by 9% YoY

Dividends

What is FCFS's dividend history
DPS
$1.2
Dividend yield
1.68%
Payout ratio
42.6%
Recent dividends

Financial health

How did Firstcash financials performed over time
The total assets is 89% more than the total liabilities
Firstcash's total liabilities has surged by 96% YoY but it has decreased by 2.4% QoQ
The total assets has soared by 63% YoY but it has contracted by 2.4% from the previous quarter
FCFS's debt is 13% less than its equity
FCFS's debt has soared by 90% YoY but it is down by 2.7% from the previous quarter
FCFS's debt to equity is up by 38% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.