FCFS Firstcash Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: FCFS

Price (delayed)

$80.66

Market cap

$3.26B

P/E Ratio

30.21

Dividend/share

$1.11

EPS

$2.67

Enterprise value

$4.15B

Highlights
The gross margin has increased by 4.6% year-on-year
FCFS's equity is up by 4.7% year-on-year
Firstcash's net income has decreased by 26% YoY but it has increased by 2.4% from the previous quarter
FCFS's EPS is down by 23% year-on-year but it is up by 3.1% since the previous quarter
FCFS's P/E is 23% above its 5-year quarterly average of 24.6 and 21% above its last 4 quarters average of 25.0
FCFS's debt is up by 23% YoY and by 16% from the previous quarter
Sector: Financial Services
Industry: Credit Services
Website: https://www.firstcash.com/
Peers: EZPW WINA PLUS SYF

Key stats

What are the main financial stats of FCFS
Market
Shares outstanding
40.45M
Market cap
$3.26B
Enterprise value
$4.15B
Valuations
Price to earnings (P/E)
30.21
Price to book (P/B)
2.56
Price to sales (P/S)
2.14
EV/EBIT
23.84
EV/EBITDA
19.16
EV/Sales
2.68
Earnings
Revenue
$1.55B
EBIT
$174.25M
EBITDA
$216.87M
Free cash flow
$99.62M
Per share
EPS
$2.67
Free cash flow per share
$2.43
Book value per share
$31.46
Revenue per share
$37.77
TBVPS
$33.05
Balance sheet
Total assets
$2.46B
Total liabilities
$1.17B
Debt
$941.52M
Equity
$1.29B
Working capital
$401.17M
Liquidity
Debt to equity
0.73
Current ratio
2.69
Quick ratio
1.7
Net debt/EBITDA
4.11
Margins
EBITDA margin
14%
Gross margin
57.2%
Net margin
7.1%
Operating margin
11.8%
Efficiency
Return on assets
4.7%
Return on equity
8.6%
Return on invested capital
9.3%
Return on capital employed
7.9%
Return on sales
11.2%
Dividend
Dividend yield
1.38%
DPS
$1.11
Payout ratio
41.6%

FCFS stock price

How has the Firstcash stock price performed over time
Intraday
-0.21%
1 week
2.96%
1 month
5%
1 year
43.32%
YTD
15.16%
QTD
5.52%

Financial performance

How have Firstcash's revenue and profit performed over time
Revenue
$1.55B
Gross profit
$886.54M
Operating income
$183.38M
Net income
$109.93M
Gross margin
57.2%
Net margin
7.1%
Firstcash's net income has decreased by 26% YoY but it has increased by 2.4% from the previous quarter
The company's operating income fell by 22% YoY
The revenue has declined by 15% year-on-year
FCFS's net margin is down by 12% YoY but it is up by 4.4% from the previous quarter

Growth

What is Firstcash's growth rate over time

Valuation

What is Firstcash stock price valuation
P/E
30.21
P/B
2.56
P/S
2.14
EV/EBIT
23.84
EV/EBITDA
19.16
EV/Sales
2.68
FCFS's P/E is 23% above its 5-year quarterly average of 24.6 and 21% above its last 4 quarters average of 25.0
FCFS's EPS is down by 23% year-on-year but it is up by 3.1% since the previous quarter
The stock's price to book (P/B) is 16% more than its last 4 quarters average of 2.2 and 11% more than its 5-year quarterly average of 2.3
FCFS's equity is up by 4.7% year-on-year
The price to sales (P/S) is 26% higher than the last 4 quarters average of 1.7 and 13% higher than the 5-year quarterly average of 1.9
The revenue has declined by 15% year-on-year

Efficiency

How efficient is Firstcash business performance
FCFS's return on assets is down by 25% year-on-year
The ROE has contracted by 25% YoY
Firstcash's ROIC has decreased by 24% YoY and by 4.1% from the previous quarter
FCFS's return on sales is down by 13% year-on-year

Dividends

What is FCFS's dividend history
DPS
$1.11
Dividend yield
1.38%
Payout ratio
41.6%
Recent dividends

Financial health

How did Firstcash financials performed over time
The total assets is 111% more than the total liabilities
Firstcash's total liabilities has increased by 23% YoY and by 16% QoQ
The total assets has grown by 13% YoY and by 7% from the previous quarter
FCFS's debt is 27% less than its equity
FCFS's debt is up by 23% YoY and by 16% from the previous quarter
FCFS's debt to equity is up by 18% year-on-year and by 16% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.