Unlock Premium for Just $9.99/Month – Special Launch Offer, Limited Time Only Get Premium

FCAP First Capital Inc.

Price (delayed)

$44.87

Market cap

$150.55M

P/E Ratio

12.23

Dividend/share

$1.14

EPS

$3.67

Enterprise value

$31.24M

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including ...

Highlights
The debt has dropped by 100% year-on-year
The equity rose by 14% year-on-year and by 4.8% since the previous quarter
FCAP's price to earnings (P/E) is 30% higher than its last 4 quarters average of 9.4 and 9% higher than its 5-year quarterly average of 11.2

Key stats

What are the main financial stats of FCAP
Market
Shares outstanding
3.36M
Market cap
$150.55M
Enterprise value
$31.24M
Valuations
Price to earnings (P/E)
12.23
Price to book (P/B)
1.25
Price to sales (P/S)
3.51
EV/EBIT
2.14
EV/EBITDA
1.99
EV/Sales
0.73
Earnings
Revenue
$42.87M
Gross profit
$42.87M
Operating income
$14.62M
Net income
$12.22M
EBIT
$14.6M
EBITDA
$15.72M
Free cash flow
$18.74M
Per share
EPS
$3.67
EPS diluted
$3.67
Free cash flow per share
$5.59
Book value per share
$35.79
Revenue per share
$12.78
TBVPS
$360.03
Balance sheet
Total assets
$1.21B
Total liabilities
$1.09B
Debt
$0
Equity
$120.08M
Working capital
N/A
Liquidity
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.59
Margins
EBITDA margin
36.7%
Gross margin
100%
Net margin
28.5%
Operating margin
34.1%
Efficiency
Return on assets
1%
Return on equity
10.6%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
34.1%
Dividend
Dividend yield
2.54%
DPS
$1.14
Payout ratio
31.1%

FCAP stock price

How has the First Capital stock price performed over time
Intraday
-4.02%
1 week
-8.15%
1 month
-11.11%
1 year
50.32%
YTD
39.13%
QTD
17.61%

Financial performance

How have First Capital's revenue and profit performed over time
Revenue
$42.87M
Gross profit
$42.87M
Operating income
$14.62M
Net income
$12.22M
Gross margin
100%
Net margin
28.5%
FCAP's revenue is up by 6% year-on-year and by 2.1% since the previous quarter
First Capital's gross profit has increased by 6% YoY and by 2.1% QoQ
FCAP's operating income is up by 5% year-on-year and by 3.2% since the previous quarter
The net margin has declined by 3.7% year-on-year

Price vs fundamentals

How does FCAP's price correlate with its fundamentals

Growth

What is First Capital's growth rate over time

Valuation

What is First Capital stock price valuation
P/E
12.23
P/B
1.25
P/S
3.51
EV/EBIT
2.14
EV/EBITDA
1.99
EV/Sales
0.73
FCAP's price to earnings (P/E) is 30% higher than its last 4 quarters average of 9.4 and 9% higher than its 5-year quarterly average of 11.2
FCAP's EPS is up by 2.8% since the previous quarter and by 2.8% year-on-year
The stock's price to book (P/B) is 25% more than its last 4 quarters average of 1.0 and 4.2% more than its 5-year quarterly average of 1.2
The equity rose by 14% year-on-year and by 4.8% since the previous quarter
The stock's price to sales (P/S) is 30% more than its last 4 quarters average of 2.7 and 6% more than its 5-year quarterly average of 3.3
FCAP's revenue is up by 6% year-on-year and by 2.1% since the previous quarter

Efficiency

How efficient is First Capital business performance
The ROE has contracted by 13% YoY
First Capital's return on invested capital has increased by 8% YoY

Dividends

What is FCAP's dividend history
DPS
$1.14
Dividend yield
2.54%
Payout ratio
31.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First Capital financials performed over time
First Capital's total assets is 11% higher than its total liabilities
First Capital's total assets has increased by 5% YoY and by 2.3% QoQ
First Capital's total liabilities has increased by 4.2% YoY and by 2% from the previous quarter
The debt is 100% smaller than the equity
The debt has dropped by 100% year-on-year
First Capital's debt to equity has plunged by 100% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.