FCAP First Capital Inc.
Price (delayed)
$38.21
Market cap
$128.21M
P/E Ratio
10.7
Dividend/share
$1.14
EPS
$3.57
Enterprise value
$19.6M
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including
Highlights
The debt has dropped by 100% since the previous quarter and by 100% year-on-year
The equity rose by 9% year-on-year
FCAP's price to earnings (P/E) is 22% higher than its last 4 quarters average of 8.8 but 4.5% lower than its 5-year quarterly average of 11.2
FCAP's EPS is down by 7% year-on-year
First Capital's net income has decreased by 7% YoY
Key stats
What are the main financial stats of FCAP
Market
Valuations
Earnings
Shares outstanding
3.36M
Market cap
$128.21M
Enterprise value
$19.6M
Price to earnings (P/E)
10.7
Price to book (P/B)
1.12
Price to sales (P/S)
3.05
EV/EBIT
1.38
EV/EBITDA
1.28
EV/Sales
0.47
Revenue
$42M
Gross profit
$42M
Operating income
$14.17M
Net income
$11.94M
EBIT
$14.16M
EBITDA
$15.25M
Free cash flow
$21.64M
Per share
Balance sheet
Liquidity
EPS
$3.57
EPS diluted
$3.57
Free cash flow per share
$6.45
Book value per share
$34.19
Revenue per share
$12.53
TBVPS
$352.32
Total assets
$1.19B
Total liabilities
$1.07B
Debt
$0
Equity
$114.6M
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.12
Margins
Efficiency
Dividend
EBITDA margin
36.3%
Gross margin
100%
Net margin
28.4%
Operating margin
33.7%
Return on assets
1%
Return on equity
10.7%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
33.7%
Dividend yield
2.98%
DPS
$1.14
Payout ratio
31.9%
FCAP stock price
How has the First Capital stock price performed over time
Intraday
0.16%
1 week
1.35%
1 month
3.13%
1 year
34.31%
YTD
18.48%
QTD
0.16%
Financial performance
How have First Capital's revenue and profit performed over time
Revenue
$42M
Gross profit
$42M
Operating income
$14.17M
Net income
$11.94M
Gross margin
100%
Net margin
28.4%
The net margin has declined by 9% year-on-year
First Capital's operating margin has decreased by 8% YoY
First Capital's net income has decreased by 7% YoY
FCAP's operating income is down by 6% year-on-year but it is up by 2.6% since the previous quarter
Growth
What is First Capital's growth rate over time
Valuation
What is First Capital stock price valuation
P/E
10.7
P/B
1.12
P/S
3.05
EV/EBIT
1.38
EV/EBITDA
1.28
EV/Sales
0.47
FCAP's price to earnings (P/E) is 22% higher than its last 4 quarters average of 8.8 but 4.5% lower than its 5-year quarterly average of 11.2
FCAP's EPS is down by 7% year-on-year
The stock's price to book (P/B) is 24% more than its last 4 quarters average of 0.9 but 7% less than its 5-year quarterly average of 1.2
The equity rose by 9% year-on-year
The stock's price to sales (P/S) is 17% more than its last 4 quarters average of 2.6 but 8% less than its 5-year quarterly average of 3.3
FCAP's revenue is up by 2.3% since the previous quarter and by 2.2% year-on-year
Efficiency
How efficient is First Capital business performance
The ROE has contracted by 20% YoY
The return on assets has declined by 9% year-on-year
First Capital's return on invested capital has increased by 8% QoQ
FCAP's return on sales is down by 8% year-on-year
Dividends
What is FCAP's dividend history
DPS
$1.14
Dividend yield
2.98%
Payout ratio
31.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Capital financials performed over time
First Capital's total assets is 11% higher than its total liabilities
First Capital's total assets has increased by 2.6% YoY
The debt is 100% smaller than the equity
First Capital's debt to equity has plunged by 100% from the previous quarter and by 100% YoY
The debt has dropped by 100% since the previous quarter and by 100% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.