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Price (delayed)
$31.97
Market cap
$107.16M
P/E Ratio
9.06
Dividend/share
$1.12
EPS
$3.53
Enterprise value
$48.15M
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including
Highlights
The equity rose by 31% year-on-year and by 8% since the previous quarter
FCAP's price to earnings (P/E) is 27% lower than its 5-year quarterly average of 12.4 but 8% higher than its last 4 quarters average of 8.4
The debt rose by 20% year-on-year
FCAP's EPS is down by 11% year-on-year
Key stats
What are the main financial stats of FCAP
Market
Valuations
Earnings
Shares outstanding
3.35M
Market cap
$107.16M
Enterprise value
$48.15M
Price to earnings (P/E)
9.06
Price to book (P/B)
0.92
Price to sales (P/S)
2.61
EV/EBIT
3.49
EV/EBITDA
3.24
EV/Sales
1.17
Revenue
$41.07M
Gross profit
$41.07M
Net income
$11.79M
EBIT
$13.8M
EBITDA
$14.87M
Free cash flow
$18.66M
Per share
Balance sheet
Liquidity
EPS
$3.53
EPS diluted
$3.53
Free cash flow per share
$5.57
Book value per share
$34.84
Revenue per share
$12.25
TBVPS
$352.83
Total assets
$1.19B
Total liabilities
$1.07B
Debt
$33.63M
Equity
$116.78M
Working capital
N/A
Debt to equity
0.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.97
Margins
Efficiency
Dividend
EBITDA margin
36.2%
Gross margin
100%
Net margin
28.7%
Operating margin
33.6%
Return on assets
1%
Return on equity
10.8%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
33.6%
Dividend yield
3.5%
DPS
$1.12
Payout ratio
31.7%
FCAP stock price
How has the First Capital stock price performed over time
Intraday
1.4%
1 week
6.85%
1 month
-2.47%
1 year
18.28%
YTD
14.59%
QTD
-8.55%
Financial performance
How have First Capital's revenue and profit performed over time
Revenue
$41.07M
Gross profit
$41.07M
Operating income
$13.81M
Net income
$11.79M
Gross margin
100%
Net margin
28.7%
FCAP's operating income is down by 13% year-on-year
First Capital's net income has decreased by 11% YoY
First Capital's operating margin has decreased by 11% YoY and by 2.6% from the previous quarter
The net margin has declined by 9% year-on-year and by 2.7% since the previous quarter
Growth
What is First Capital's growth rate over time
Valuation
What is First Capital stock price valuation
P/E
9.06
P/B
0.92
P/S
2.61
EV/EBIT
3.49
EV/EBITDA
3.24
EV/Sales
1.17
FCAP's price to earnings (P/E) is 27% lower than its 5-year quarterly average of 12.4 but 8% higher than its last 4 quarters average of 8.4
FCAP's EPS is down by 11% year-on-year
The equity rose by 31% year-on-year and by 8% since the previous quarter
The stock's price to book (P/B) is 29% less than its 5-year quarterly average of 1.3 but 2.2% more than its last 4 quarters average of 0.9
The stock's price to sales (P/S) is 29% less than its 5-year quarterly average of 3.7 but 4.4% more than its last 4 quarters average of 2.5
Efficiency
How efficient is First Capital business performance
The ROE has contracted by 27% YoY and by 8% from the previous quarter
The return on assets has declined by 17% year-on-year
First Capital's return on invested capital has decreased by 14% YoY
FCAP's return on sales is down by 11% year-on-year and by 2.6% since the previous quarter
Dividends
What is FCAP's dividend history
DPS
$1.12
Dividend yield
3.5%
Payout ratio
31.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Capital financials performed over time
First Capital's total assets is 11% higher than its total liabilities
First Capital's total assets has increased by 4.1% YoY and by 2.2% QoQ
The debt is 71% smaller than the equity
The equity rose by 31% year-on-year and by 8% since the previous quarter
The debt rose by 20% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.