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ESSA ESSA Bancorp Inc

Price (delayed)

$19.56

Market cap

$198.63M

P/E Ratio

12.62

Dividend/share

$0.6

EPS

$1.55

Enterprise value

$383.05M

ESSA Bancorp, Inc. is the holding company for its wholly owned subsidiary, ESSA Bank & Trust, which was formed in 1916. The Company has total assets of $1.8 billion. Headquartered ...

Highlights
ESSA's debt has dropped by 56% year-on-year and by 9% since the previous quarter
The equity has increased by 6% year-on-year
ESSA's P/E is 29% higher than its 5-year quarterly average of 9.8 and 15% higher than its last 4 quarters average of 11.0
ESSA Bancorp's net income has decreased by 18% YoY and by 11% from the previous quarter

Key stats

What are the main financial stats of ESSA
Market
Shares outstanding
10.15M
Market cap
$198.63M
Enterprise value
$383.05M
Valuations
Price to earnings (P/E)
12.62
Price to book (P/B)
0.84
Price to sales (P/S)
2.99
EV/EBIT
20.94
EV/EBITDA
18.98
EV/Sales
5.77
Earnings
Revenue
$66.35M
Gross profit
$66.35M
Operating income
$18.29M
Net income
$14.78M
EBIT
$18.29M
EBITDA
$20.19M
Free cash flow
$12.5M
Per share
EPS
$1.55
EPS diluted
$1.55
Free cash flow per share
$1.23
Book value per share
$23.29
Revenue per share
$6.53
TBVPS
$212.1
Balance sheet
Total assets
$2.17B
Total liabilities
$1.93B
Debt
$213.98M
Equity
$236.49M
Working capital
N/A
Liquidity
Debt to equity
0.9
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
9.14
Margins
EBITDA margin
30.4%
Gross margin
100%
Net margin
22.3%
Operating margin
27.6%
Efficiency
Return on assets
0.7%
Return on equity
6.4%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
27.6%
Dividend
Dividend yield
3.07%
DPS
$0.6
Payout ratio
38.7%

ESSA stock price

How has the ESSA Bancorp stock price performed over time
Intraday
3.71%
1 week
3.22%
1 month
13.72%
1 year
12.8%
YTD
0.31%
QTD
3.77%

Financial performance

How have ESSA Bancorp's revenue and profit performed over time
Revenue
$66.35M
Gross profit
$66.35M
Operating income
$18.29M
Net income
$14.78M
Gross margin
100%
Net margin
22.3%
ESSA Bancorp's operating income has decreased by 18% YoY and by 11% QoQ
ESSA Bancorp's net income has decreased by 18% YoY and by 11% from the previous quarter
ESSA Bancorp's operating margin has decreased by 15% YoY and by 9% from the previous quarter
ESSA's net margin is down by 14% year-on-year and by 9% since the previous quarter

Price vs fundamentals

How does ESSA's price correlate with its fundamentals

Growth

What is ESSA Bancorp's growth rate over time

Valuation

What is ESSA Bancorp stock price valuation
P/E
12.62
P/B
0.84
P/S
2.99
EV/EBIT
20.94
EV/EBITDA
18.98
EV/Sales
5.77
ESSA's P/E is 29% higher than its 5-year quarterly average of 9.8 and 15% higher than its last 4 quarters average of 11.0
The EPS has declined by 16% year-on-year and by 11% since the previous quarter
The equity has increased by 6% year-on-year
The P/B is 5% more than the 5-year quarterly average of 0.8 and 5% more than the last 4 quarters average of 0.8
ESSA's price to sales (P/S) is 11% higher than its 5-year quarterly average of 2.7 and 7% higher than its last 4 quarters average of 2.8
ESSA's revenue is down by 3.7% year-on-year

Efficiency

How efficient is ESSA Bancorp business performance
The ROE has contracted by 21% YoY and by 12% from the previous quarter
The return on sales has declined by 15% year-on-year and by 9% since the previous quarter
The ROA is down by 13% since the previous quarter and by 13% year-on-year
The ROIC has decreased by 11% YoY

Dividends

What is ESSA's dividend history
DPS
$0.6
Dividend yield
3.07%
Payout ratio
38.7%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did ESSA Bancorp financials performed over time
The company's total assets is 12% higher than its total liabilities
ESSA's debt is 10% smaller than its equity
The debt to equity has shrunk by 59% YoY and by 10% QoQ
ESSA's debt has dropped by 56% year-on-year and by 9% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.