ESSA ESSA Bancorp Inc
Price (delayed)
$21.79
Market cap
$221.27M
P/E Ratio
12.24
Dividend/share
$0.6
EPS
$1.78
Enterprise value
$469.56M
ESSA Bancorp, Inc. is the holding company for its wholly owned subsidiary, ESSA Bank & Trust, which was formed in 1916. The Company has total assets of $1.8 billion. Headquartered
Highlights
ESSA's debt is down by 30% since the previous quarter and by 22% year-on-year
The equity has increased by 4.9% year-on-year and by 2.2% since the previous quarter
ESSA's P/E is 28% higher than its 5-year quarterly average of 9.6 and 19% higher than its last 4 quarters average of 10.3
ESSA Bancorp's net income has decreased by 9% YoY and by 2.6% from the previous quarter
Key stats
What are the main financial stats of ESSA
Market
Valuations
Earnings
Shares outstanding
10.15M
Market cap
$221.27M
Enterprise value
$469.56M
Price to earnings (P/E)
12.24
Price to book (P/B)
0.96
Price to sales (P/S)
3.25
EV/EBIT
22.4
EV/EBITDA
20.36
EV/Sales
6.92
Revenue
$67.84M
Gross profit
$67.84M
Operating income
$20.96M
Net income
$16.99M
EBIT
$20.96M
EBITDA
$23.07M
Free cash flow
$13.21M
Per share
Balance sheet
Liquidity
EPS
$1.78
EPS diluted
$1.78
Free cash flow per share
$1.3
Book value per share
$22.74
Revenue per share
$6.7
TBVPS
$214.57
Total assets
$2.19B
Total liabilities
$1.96B
Debt
$296.87M
Equity
$230.42M
Working capital
N/A
Debt to equity
1.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
10.76
Margins
Efficiency
Dividend
EBITDA margin
34%
Gross margin
100%
Net margin
25%
Operating margin
30.9%
Return on assets
0.8%
Return on equity
7.6%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
30.9%
Dividend yield
2.75%
DPS
$0.6
Payout ratio
33.7%
ESSA stock price
How has the ESSA Bancorp stock price performed over time
Intraday
-0.05%
1 week
4.21%
1 month
15.66%
1 year
22.21%
YTD
11.74%
QTD
11.74%
Financial performance
How have ESSA Bancorp's revenue and profit performed over time
Revenue
$67.84M
Gross profit
$67.84M
Operating income
$20.96M
Net income
$16.99M
Gross margin
100%
Net margin
25%
ESSA Bancorp's operating income has decreased by 9% YoY and by 3.1% QoQ
ESSA Bancorp's net income has decreased by 9% YoY and by 2.6% from the previous quarter
ESSA Bancorp's operating margin has decreased by 8% YoY and by 2.2% from the previous quarter
ESSA's net margin is down by 7% year-on-year
Growth
What is ESSA Bancorp's growth rate over time
Valuation
What is ESSA Bancorp stock price valuation
P/E
12.24
P/B
0.96
P/S
3.25
EV/EBIT
22.4
EV/EBITDA
20.36
EV/Sales
6.92
ESSA's P/E is 28% higher than its 5-year quarterly average of 9.6 and 19% higher than its last 4 quarters average of 10.3
The EPS has declined by 7% year-on-year
The P/B is 20% more than the 5-year quarterly average of 0.8 and 20% more than the last 4 quarters average of 0.8
The equity has increased by 4.9% year-on-year and by 2.2% since the previous quarter
ESSA's price to sales (P/S) is 20% higher than its 5-year quarterly average of 2.7 and 16% higher than its last 4 quarters average of 2.8
Efficiency
How efficient is ESSA Bancorp business performance
The ROIC has decreased by 20% YoY
The ROA is down by 11% year-on-year
The ROE has contracted by 11% YoY and by 2.6% from the previous quarter
The return on sales has declined by 8% year-on-year and by 2.2% since the previous quarter
Dividends
What is ESSA's dividend history
DPS
$0.6
Dividend yield
2.75%
Payout ratio
33.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did ESSA Bancorp financials performed over time
The company's total assets is 12% higher than its total liabilities
ESSA Bancorp's total liabilities has decreased by 6% YoY and by 2.5% from the previous quarter
The company's total assets fell by 4.6% YoY and by 2.1% QoQ
ESSA's debt is 29% greater than its equity
The debt to equity fell by 31% QoQ and by 26% YoY
ESSA's debt is down by 30% since the previous quarter and by 22% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.