ESSA ESSA Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: ESSA

Price (delayed)

$16.6

Market cap

$168.18M

P/E Ratio

8.97

Dividend/share

$0.6

EPS

$1.85

Enterprise value

$502.58M

ESSA Bancorp, Inc. is the holding company for its wholly owned subsidiary, ESSA Bank & Trust, which was formed in 1916. The Company has total assets of $1.8 billion. Headquartered ...

Highlights
The equity has increased by 2.1% year-on-year
ESSA's P/E is 12% lower than its 5-year quarterly average of 10.2 but 7% higher than its last 4 quarters average of 8.4
ESSA's debt is up by 20% year-on-year
The EPS has declined by 11% year-on-year and by 3.1% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.essabank.com
Peers: PFS NWBI

Key stats

What are the main financial stats of ESSA
Market
Shares outstanding
10.13M
Market cap
$168.18M
Enterprise value
$502.58M
Valuations
Price to earnings (P/E)
8.97
Price to book (P/B)
0.76
Price to sales (P/S)
2.45
EV/EBIT
22.39
EV/EBITDA
20.48
EV/Sales
7.33
Earnings
Revenue
$68.56M
EBIT
$22.44M
EBITDA
$24.54M
Free cash flow
$23.83M
Per share
EPS
$1.85
Free cash flow per share
$2.35
Book value per share
$21.79
Revenue per share
$6.77
TBVPS
$218.29
Balance sheet
Total assets
$2.23B
Total liabilities
$2B
Debt
$381.58M
Equity
$220.72M
Working capital
N/A
Liquidity
Debt to equity
1.73
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
13.62
Margins
EBITDA margin
35.8%
Gross margin
100%
Net margin
26.3%
Operating margin
32.7%
Efficiency
Return on assets
0.8%
Return on equity
8.2%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
32.7%
Dividend
Dividend yield
3.61%
DPS
$0.6
Payout ratio
32.4%

ESSA stock price

How has the ESSA Bancorp stock price performed over time
Intraday
2.03%
1 week
-1.83%
1 month
-2.81%
1 year
7.3%
YTD
-17.08%
QTD
-8.94%

Financial performance

How have ESSA Bancorp's revenue and profit performed over time
Revenue
$68.56M
Gross profit
$68.56M
Operating income
$22.44M
Net income
$18.05M
Gross margin
100%
Net margin
26.3%
ESSA Bancorp's operating income has decreased by 12% YoY and by 2.7% QoQ
ESSA Bancorp's net income has decreased by 11% YoY and by 2.8% from the previous quarter
ESSA Bancorp's operating margin has decreased by 10% YoY and by 2.7% from the previous quarter
ESSA's net margin is down by 10% year-on-year and by 2.6% since the previous quarter

Growth

What is ESSA Bancorp's growth rate over time

Valuation

What is ESSA Bancorp stock price valuation
P/E
8.97
P/B
0.76
P/S
2.45
EV/EBIT
22.39
EV/EBITDA
20.48
EV/Sales
7.33
ESSA's P/E is 12% lower than its 5-year quarterly average of 10.2 but 7% higher than its last 4 quarters average of 8.4
The EPS has declined by 11% year-on-year and by 3.1% since the previous quarter
The P/B is 16% less than the 5-year quarterly average of 0.9 and 5% less than the last 4 quarters average of 0.8
The equity has increased by 2.1% year-on-year
ESSA's price to sales (P/S) is 13% lower than its 5-year quarterly average of 2.8 but 2.1% higher than its last 4 quarters average of 2.4

Efficiency

How efficient is ESSA Bancorp business performance
The ROIC has decreased by 31% YoY and by 10% QoQ
The ROA is down by 27% year-on-year and by 11% since the previous quarter
The ROE has contracted by 14% YoY and by 3.5% from the previous quarter
The return on sales has declined by 10% year-on-year and by 2.7% since the previous quarter

Dividends

What is ESSA's dividend history
Dividend details
DPS
$0.6
Dividend yield
3.61%
Payout ratio
32.4%
Recent dividends

Financial health

How did ESSA Bancorp financials performed over time
The company's total assets is 11% higher than its total liabilities
ESSA Bancorp's total liabilities has increased by 17% YoY but it has decreased by 3.3% from the previous quarter
The company's total assets rose by 15% YoY but it fell by 3% QoQ
ESSA's debt is 73% greater than its equity
ESSA's debt is up by 20% year-on-year
The debt to equity rose by 18% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.