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Price (delayed)
$20.15
Market cap
$204.15M
P/E Ratio
11.13
Dividend/share
$0.6
EPS
$1.81
Enterprise value
$497.85M
ESSA Bancorp, Inc. is the holding company for its wholly owned subsidiary, ESSA Bank & Trust, which was formed in 1916. The Company has total assets of $1.8 billion. Headquartered
Highlights
ESSA's debt is down by 14% since the previous quarter
The equity has increased by 3.1% year-on-year
ESSA's P/E is 16% higher than its last 4 quarters average of 9.6 and 14% higher than its 5-year quarterly average of 9.8
ESSA Bancorp's net income has decreased by 12% YoY and by 2.7% from the previous quarter
Key stats
What are the main financial stats of ESSA
Market
Valuations
Earnings
Shares outstanding
10.13M
Market cap
$204.15M
Enterprise value
$497.85M
Price to earnings (P/E)
11.13
Price to book (P/B)
0.91
Price to sales (P/S)
2.98
EV/EBIT
23.02
EV/EBITDA
20.98
EV/Sales
7.27
Revenue
$68.48M
EBIT
$21.63M
EBITDA
$23.73M
Free cash flow
$19.68M
Per share
Balance sheet
Liquidity
EPS
$1.81
Free cash flow per share
$1.94
Book value per share
$22.26
Revenue per share
$6.76
TBVPS
$219.1
Total assets
$2.23B
Total liabilities
$2.01B
Debt
$421.7M
Equity
$225.5M
Working capital
N/A
Debt to equity
1.87
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
12.38
Margins
Efficiency
Dividend
EBITDA margin
34.7%
Gross margin
100%
Net margin
25.5%
Operating margin
31.6%
Return on assets
0.8%
Return on equity
7.8%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
31.6%
Dividend yield
2.98%
DPS
$0.6
Payout ratio
33.1%
ESSA stock price
How has the ESSA Bancorp stock price performed over time
Intraday
0.3%
1 week
-0.15%
1 month
7.35%
1 year
22.79%
YTD
0.65%
QTD
4.84%
Financial performance
How have ESSA Bancorp's revenue and profit performed over time
Revenue
$68.48M
Gross profit
$68.48M
Operating income
$21.63M
Net income
$17.44M
Gross margin
100%
Net margin
25.5%
ESSA Bancorp's net income has decreased by 12% YoY and by 2.7% from the previous quarter
ESSA Bancorp's operating income has decreased by 12% YoY and by 3.2% QoQ
ESSA's net margin is down by 9% year-on-year
ESSA Bancorp's operating margin has decreased by 9% YoY and by 2.5% from the previous quarter
Growth
What is ESSA Bancorp's growth rate over time
Valuation
What is ESSA Bancorp stock price valuation
P/E
11.13
P/B
0.91
P/S
2.98
EV/EBIT
23.02
EV/EBITDA
20.98
EV/Sales
7.27
ESSA's P/E is 16% higher than its last 4 quarters average of 9.6 and 14% higher than its 5-year quarterly average of 9.8
The EPS has declined by 11% year-on-year and by 2.2% since the previous quarter
The P/B is 14% more than the 5-year quarterly average of 0.8 and 14% more than the last 4 quarters average of 0.8
The equity has increased by 3.1% year-on-year
ESSA's price to sales (P/S) is 15% higher than its last 4 quarters average of 2.6 and 6% higher than its 5-year quarterly average of 2.8
ESSA's revenue is down by 3% year-on-year
Efficiency
How efficient is ESSA Bancorp business performance
The ROIC has decreased by 27% YoY and by 11% QoQ
The ROA is down by 20% year-on-year
The ROE has contracted by 14% YoY and by 3.7% from the previous quarter
The return on sales has declined by 9% year-on-year and by 2.5% since the previous quarter
Dividends
What is ESSA's dividend history
DPS
$0.6
Dividend yield
2.98%
Payout ratio
33.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did ESSA Bancorp financials performed over time
The company's total assets is 11% higher than its total liabilities
The company's total assets rose by 2.3% YoY
ESSA Bancorp's total liabilities has increased by 2.2% YoY and by 2.1% from the previous quarter
ESSA's debt is 87% greater than its equity
The debt to equity fell by 15% QoQ
ESSA's debt is down by 14% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.