ESSA ESSA Bancorp Inc
Price (delayed)
$18.18
Market cap
$184.61M
P/E Ratio
10.45
Dividend/share
$0.6
EPS
$1.74
Enterprise value
$367M
ESSA Bancorp, Inc. is the holding company for its wholly owned subsidiary, ESSA Bank & Trust, which was formed in 1916. The Company has total assets of $1.8 billion. Headquartered
Highlights
ESSA's debt is down by 38% year-on-year and by 21% since the previous quarter
The equity has increased by 6% year-on-year
ESSA's P/E is 3.7% higher than its 5-year quarterly average of 9.7 but 3.3% lower than its last 4 quarters average of 10.4
ESSA Bancorp's net income has decreased by 8% YoY and by 2.2% from the previous quarter
The EPS has declined by 6% year-on-year and by 2.2% since the previous quarter
Key stats
What are the main financial stats of ESSA
Market
Valuations
Earnings
Shares outstanding
10.15M
Market cap
$184.61M
Enterprise value
$367M
Price to earnings (P/E)
10.45
Price to book (P/B)
0.79
Price to sales (P/S)
2.74
EV/EBIT
17.93
EV/EBITDA
16.32
EV/Sales
5.44
Revenue
$67.43M
Gross profit
$67.43M
Operating income
$20.47M
Net income
$16.61M
EBIT
$20.47M
EBITDA
$22.49M
Free cash flow
$9.46M
Per share
Balance sheet
Liquidity
EPS
$1.74
EPS diluted
$1.74
Free cash flow per share
$0.93
Book value per share
$23.06
Revenue per share
$6.64
TBVPS
$214.91
Total assets
$2.2B
Total liabilities
$1.96B
Debt
$235.32M
Equity
$234.18M
Working capital
N/A
Debt to equity
1
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
8.11
Margins
Efficiency
Dividend
EBITDA margin
33.3%
Gross margin
100%
Net margin
24.6%
Operating margin
30.4%
Return on assets
0.8%
Return on equity
7.3%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
30.4%
Dividend yield
3.3%
DPS
$0.6
Payout ratio
34.5%
ESSA stock price
How has the ESSA Bancorp stock price performed over time
Intraday
3.83%
1 week
4.36%
1 month
-3.71%
1 year
13.63%
YTD
-6.77%
QTD
-3.55%
Financial performance
How have ESSA Bancorp's revenue and profit performed over time
Revenue
$67.43M
Gross profit
$67.43M
Operating income
$20.47M
Net income
$16.61M
Gross margin
100%
Net margin
24.6%
ESSA Bancorp's operating income has decreased by 9% YoY and by 2.3% QoQ
ESSA Bancorp's net income has decreased by 8% YoY and by 2.2% from the previous quarter
ESSA Bancorp's operating margin has decreased by 7% YoY
ESSA's net margin is down by 6% year-on-year
Growth
What is ESSA Bancorp's growth rate over time
Valuation
What is ESSA Bancorp stock price valuation
P/E
10.45
P/B
0.79
P/S
2.74
EV/EBIT
17.93
EV/EBITDA
16.32
EV/Sales
5.44
The EPS has declined by 6% year-on-year and by 2.2% since the previous quarter
ESSA's P/E is 3.7% higher than its 5-year quarterly average of 9.7 but 3.3% lower than its last 4 quarters average of 10.4
The equity has increased by 6% year-on-year
The P/B is 5% less than the 5-year quarterly average of 0.8 and 5% less than the last 4 quarters average of 0.8
ESSA's price to sales (P/S) is 6% lower than its last 4 quarters average of 2.8 and 2.2% lower than its 5-year quarterly average of 2.7
Efficiency
How efficient is ESSA Bancorp business performance
The ROE has contracted by 11% YoY and by 3.9% from the previous quarter
The ROIC has decreased by 11% YoY
The return on sales has declined by 7% year-on-year
Dividends
What is ESSA's dividend history
DPS
$0.6
Dividend yield
3.3%
Payout ratio
34.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did ESSA Bancorp financials performed over time
The company's total assets is 12% higher than its total liabilities
ESSA Bancorp's total liabilities has decreased by 2.1% YoY
The debt to equity fell by 42% YoY and by 22% QoQ
ESSA's debt is down by 38% year-on-year and by 21% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.