ECBK
ECB Bancorp
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: ECBK
- PE Ratio
As of Jul 24, 2026, the ECBK stock has a PE ratio of 16.73. The calculation is based on the latest EPS of $1.19 and the stock price of $19.91 per share. A decrease of 11% has been observed in the PE ratio compared to its average of 18.9 of the last four quarters.
ECBK PE ratio history
The mean historical PE ratio of ECB Bancorp over the last four years is 28.09. The current 16.73 P/E ratio is 40% lower than the historical average. Looking back at the last four years, ECBK's PE ratio peaked in the Dec 2022 quarter at 50.16, with a price of $16.05 and an EPS of $0.32. The Mar 2026 quarter marked the lowest point at 14.06, with a price of $16.73 and an EPS of $1.19.
ECB Bancorp PE ratio by year
Maximum annual increase: 30.46% in 2024
Maximum annual decrease: -52.75% in 2023
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 18.11 | -41.43% | $17.39 | $0.96 |
| 2024 | 30.92 | 30.46% | $14.84 | $0.48 |
| 2023 | 23.7 | -52.75% | $12.56 | $0.53 |
| 2022 | 50.16 | N/A | $16.05 | $0.32 |
| 2021 | N/A | N/A | N/A | N/A |
| 2020 | N/A | N/A | N/A | N/A |
ECB Bancorp PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 14.06 | -22.36% | $16.73 | $1.19 |
| Dec 2025 | 18.11 | -7.55% | $17.39 | $0.96 |
| Sep 2025 | 19.59 | -17.52% | $15.87 | $0.81 |
| Jun 2025 | 23.75 | -10.65% | $15.44 | $0.65 |
| Mar 2025 | 26.58 | -14.04% | $15.15 | $0.57 |
| Dec 2024 | 30.92 | -11.48% | $14.84 | $0.48 |
| Sep 2024 | 34.93 | 20.37% | $14.32 | $0.41 |
| Jun 2024 | 29.02 | 11.79% | $12.48 | $0.43 |
| Mar 2024 | 25.96 | 9.54% | $12.98 | $0.5 |
| Dec 2023 | 23.7 | 18.74% | $12.56 | $0.53 |
| Sep 2023 | 19.96 | -58.79% | $10.98 | $0.55 |
| Jun 2023 | 48.44 | N/A | $13.08 | $0.27 |
| Mar 2023 | N/A | N/A | $13.88 | N/A |
| Dec 2022 | 50.16 | N/A | $16.05 | $0.32 |
| Sep 2022 | N/A | N/A | $14.39 | N/A |
ECBK Price vs fair value
ECBK average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
ECBK's current PE ratio is lower than its 3-year average.
PE comparison
With a price to earnings (P/E) of 16.73, ECBK ranks higher than the Financial Services sector, the industry and its peers average. In comparison with the Financial Services sector average of 13.51, ECB Bancorp's price to earnings (P/E) is 24% higher.
ECBK PE vs peers
ECBK's PE ratio stands lower than its peer stocks JPM and FITB, but it is higher than BAC's and WFC's. ECB Bancorp's current PE ratio of 16.73 is higher than the average of its peers, which is 14.89.
| Stock name | PE ratio | Market cap |
|---|---|---|
| RF Regions Financial Corp | 12.7 | $26.34B |
| HBAN Huntington Bancshares Inc | 13.15 | $35.19B |
| WFC Wells Fargo & Company | 13.16 | $264.12B |
| USB U.S. Bancorp. | 13.41 | $99.3B |
| KEY Keycorp | 13.81 | $24.56B |
| PNC PNC Financial Services Group Inc | 14.58 | $100.79B |
| BAC Bank Of America Corp | 15.25 | $440.34B |
| ECBK ECB Bancorp Inc | 16.73 | $174.29M |
| CFG Citizens Financial Group Inc | 16.83 | $30.4B |
| JPM JPMorgan Chase & Company | 16.88 | $946.43B |
| FITB Fifth Third Bancorp | 19.14 | $52.03B |
Frequently asked questions
What is ECB Bancorp's PE ratio?
ECBK's price to earnings ratio is 16.73 as of Jul 24, 2026.
What is the 3-year average PE ratio for ECB Bancorp (ECBK)?
The average PE ratio for ECBK stock over the past 3 years is 24.23.
What is the highest PE ratio for ECBK?
Over the last four years, the Dec 2022 quarter recorded the highest quarterly PE ratio at 50.16.
How does the current PE ratio for ECBK compare to its historical average?
ECBK's current price to earnings ratio is 40% below its 4-year historical average.
How is ECBK's PE ratio calculated (ECB Bancorp PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Jul 24, 2026), ECB Bancorp's share price is $19.91. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $1.19. Therefore, ECB Bancorp's PE ratio for today is 16.73. PE RATIO(16.73) = STOCK PRICE($19.91) / TTM EPS($1.19)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.