CZFS Citizens Financial Services PE ratio, current and historical analysis
As of Dec 24, 2024, the Citizens Financial Services stock's PE ratio is 11.08. This results from the current EPS of $5.82 and stock price of $64.5. The P/E ratio has a decrease of 8% from the past four quarters average of 12.0.
CZFS PE ratio history
The PE ratio of Citizens Financial Services has averaged 12.04 over the last ten years. The current PE ratio of 11.08 is 8% below the historical average. Over the past ten years, CZFS's PE ratio was at its highest in the Dec 2017 quarter at 17.18, when the stock price was $61.15 and the EPS was $3.56. The lowest value was in the Sep 2020 quarter, when it reached 7.31 with a price of $43.13 and an EPS of $5.9.
Citizens Financial Services PE ratio by year
Maximum annual increase: 50.66% in 2023
Maximum annual decrease: -35.86% in 2018
| Year | PE ratio | Change |
|---|---|---|
| 2023 | 15.94 | 50.66% |
| 2022 | 10.58 | 27.47% |
| 2021 | 8.3 | -3.26% |
| 2020 | 8.58 | -24.41% |
| 2019 | 11.35 | 2.99% |
| 2018 | 11.02 | -35.86% |
| 2017 | 17.18 | 14.53% |
| 2016 | 15 | 8.15% |
| 2015 | 13.87 | 5.24% |
| 2014 | 13.18 | -0.15% |
CZFS average PE ratio chart
The current PE ratio of CZFS is above the 5-year historical average, but it is below the 3 and 10-year averages.
CZFS PE vs peers
CZFS's PE ratio is lower than its peer stocks PNC and FITB. Citizens Financial Services's current PE ratio of 11.08 is below the average of its peers, which is 14.15.
| Stock name | PE ratio | Market cap |
|---|---|---|
| CZFS Citizens Financial Services, Inc. | 11.08 | $307.02M |
| EWBC East West Bancorp Inc | 12.11 | $13.4B |
| ZION Zions Bancorporation National Association | 12.52 | $8.12B |
| WAL Western Alliance Bancorporation | 13.04 | $9.33B |
| RF Regions Financial Corp | 13.57 | $21.83B |
| FITB Fifth Third Bancorp | 14.25 | $28.86B |
| CMA Comerica Inc | 15.49 | $8.21B |
| HBAN Huntington Bancshares Inc | 15.83 | $23.91B |
| PNC Pnc Financial Services Group Inc | 16.39 | $77.01B |
Frequently asked questions
What is Citizens Financial Services's PE ratio?
As of Dec 24, 2024, CZFS stock has a price to earnings ratio of 11.08.
What is the 3-year average PE ratio for Citizens Financial Services (CZFS)?
As an average over the last 3 years, CZFS stock has a PE ratio of 11.29.
What is the 5-year average PE ratio for Citizens Financial Services (CZFS)?
As an average over the last 5 years, CZFS stock has a PE ratio of 10.22.
What is the highest PE ratio for CZFS?
Over the last ten years, the quarterly PE ratio reached a historic high of 17.18 in the Dec 2017 quarter.
How does the current PE ratio for CZFS compare to its historical average?
CZFS's price to earnings ratio is currently 8% below its 10-year historical average.
How is CZFS's PE ratio calculated (Citizens Financial Services PE ratio formula)?
The PE ratio is calculated by dividing the most recent price of a stock by its trailing twelve months EPS. As of today (Dec 24, 2024), Citizens Financial Services's stock price is $64.5. The earnings per share for the trailing twelve months (TTM) ending Jun 2024 is $5.82. Therefore, Citizens Financial Services's P/E ratio for today is 11.08. PE RATIO(11.08) = STOCK PRICE($64.5) / TTM EPS($5.82)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.