CZFS Citizens Financial Services PE ratio, current and historical analysis

As of Apr 2, 2025, the Citizens Financial Services stock's PE ratio is 10.06. This results from the current EPS of $5.86 and stock price of $58.97. The P/E ratio has a decrease of 3.6% from the past four quarters average of 10.4.

CZFS PE ratio history

How has CZFS's PE ratio performed in the past

The PE ratio of Citizens Financial Services has averaged 11.56 over the last three years. The current PE ratio of 10.06 is 13% below the historical average. Over the past three years, CZFS's PE ratio was at its highest in the Jun 2023 quarter at 16.39, when the stock price was $73.73 and the EPS was $4.5. The lowest value was in the Jun 2024 quarter, when it reached 7.72 with a price of $44.94 and an EPS of $5.82.

Today
10.06
Average
11.56
Median
10.8
Minimum
7.72
Maximum
16.39

Citizens Financial Services PE ratio by year

Maximum annual increase: 51.95% in 2023

Maximum annual decrease: -32.25% in 2024

Year PE ratio PE change Price EPS
2024 10.8 -32.25% $63.31 $5.86
2023 15.94 51.95% $64.08 $4.02
2022 10.49 N/A $75.21 $7.17
2021 N/A N/A N/A $7.17
2020 N/A N/A N/A $6.33
2019 N/A N/A N/A $5.26
2018 N/A N/A N/A $4.89
2017 N/A N/A N/A $3.53
2016 N/A N/A N/A $3.4
2015 N/A N/A N/A $3.39
2014 N/A N/A N/A $3.91
2013 N/A N/A N/A $3.89
2012 N/A N/A N/A $4.1
2011 N/A N/A N/A $3.66
2010 N/A N/A N/A $3.27

Citizens Financial Services PE ratio by quarter (TTM)

Year PE ratio PE change Price EPS
Dec 2024 10.8 7.04% $63.31 $5.86
Sep 2024 10.09 30.7% $58.75 $5.82
Jun 2024 7.72 -41.2% $44.94 $5.82
Mar 2024 13.13 -17.63% $48.71 $3.71
Dec 2023 15.94 42.07% $64.08 $4.02
Sep 2023 11.22 -31.54% $47.45 $4.23
Jun 2023 16.39 44.02% $73.73 $4.5
Mar 2023 11.38 8.48% $81.9 $7.2
Dec 2022 10.49 5.75% $75.21 $7.17
Sep 2022 9.92 -1.59% $68.82 $6.94
Jun 2022 10.08 N/A $68.62 $6.81
Mar 2022 N/A N/A N/A $6.75
Dec 2021 N/A N/A N/A $7.17
Sep 2021 N/A N/A N/A $7.23
Jun 2021 N/A N/A N/A $7.46

CZFS average PE ratio chart

What is the average PE ratio of CZFS for the past years
3-year avg
N/A
5-year avg
N/A
10-year avg
N/A
15-year avg
N/A

CZFS PE vs peers

What is CZFS's PE ratio compared to its peers

CZFS's PE ratio is lower than its peer stocks PNC and FITB. Citizens Financial Services's current PE ratio of 10.06 is below the average of its peers, which is 11.58.

Stock name PE ratio Market cap
CZFS Citizens Financial Services, Inc. 10.06 $280.67M
ZION Zions Bancorporation National Association 10.19 $7.46B
EWBC East West Bancorp Inc 10.82 $12.56B
WAL Western Alliance Bancorporation 10.87 $8.58B
RF Regions Financial Corp 11.35 $19.94B
CMA Comerica Inc 11.71 $7.78B
HBAN Huntington Bancshares Inc 12.27 $22.11B
FITB Fifth Third Bancorp 12.54 $26.37B
PNC Pnc Financial Services Group Inc 12.86 $70.05B

Frequently asked questions

What is Citizens Financial Services's PE ratio?

As of Apr 2, 2025, CZFS stock has a price to earnings ratio of 10.06.

What is the highest PE ratio for CZFS?

Over the last three years, the quarterly PE ratio reached a historic high of 16.39 in the Jun 2023 quarter.

How does the current PE ratio for CZFS compare to its historical average?

CZFS's price to earnings ratio is currently 13% below its 3-year historical average.

How is CZFS's PE ratio calculated (Citizens Financial Services PE ratio formula)?

The PE ratio is calculated by dividing the most recent price of a stock by its trailing twelve months EPS. As of today (Apr 2, 2025), Citizens Financial Services's stock price is $58.97. The earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $5.86. Therefore, Citizens Financial Services's P/E ratio for today is 10.06. PE RATIO(10.06) = STOCK PRICE($58.97) / TTM EPS($5.86)

All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from and Sharadar.