CZFS Citizens Financial Services PE ratio, current and historical analysis
As of Nov 21, 2024, the Citizens Financial Services stock's PE ratio is 12.18. This results from the current EPS of $5.82 and stock price of $70.88. The current PE ratio is nearly equal to the average from the previous four quarters.
CZFS PE ratio history
The PE ratio of Citizens Financial Services has averaged 12.04 over the last ten years. The current PE ratio of 12.18 is comparable to the historical average. Over the past ten years, CZFS's PE ratio was at its highest in the Dec 2017 quarter at 17.18, when the stock price was $61.15 and the EPS was $3.56. The lowest value was in the Sep 2020 quarter, when it reached 7.31 with a price of $43.13 and an EPS of $5.9.
Citizens Financial Services PE ratio by year
Maximum annual increase: 50.66% in 2023
Maximum annual decrease: -35.86% in 2018
| Year | PE ratio | Change |
|---|---|---|
| 2023 | 15.94 | 50.66% |
| 2022 | 10.58 | 27.47% |
| 2021 | 8.3 | -3.26% |
| 2020 | 8.58 | -24.41% |
| 2019 | 11.35 | 2.99% |
| 2018 | 11.02 | -35.86% |
| 2017 | 17.18 | 14.53% |
| 2016 | 15 | 8.15% |
| 2015 | 13.87 | 5.24% |
| 2014 | 13.18 | -0.15% |
CZFS average PE ratio chart
The current PE ratio of CZFS is above the 3, 5 and 10-year historical averages.
CZFS PE vs peers
CZFS's PE ratio is lower than its peer stocks PNC and FITB. Citizens Financial Services's current PE ratio of 12.18 is below the average of its peers, which is 15.38.
| Stock name | PE ratio | Market cap |
|---|---|---|
| CZFS Citizens Financial Services, Inc. | 12.18 | $337.38M |
| EWBC East West Bancorp Inc | 13.39 | $14.81B |
| ZION Zions Bancorporation National Association | 13.47 | $8.74B |
| WAL Western Alliance Bancorporation | 14.04 | $10.05B |
| RF Regions Financial Corp | 15.11 | $24.3B |
| FITB Fifth Third Bancorp | 15.6 | $31.6B |
| HBAN Huntington Bancshares Inc | 16.94 | $25.6B |
| CMA Comerica Inc | 17.1 | $9.06B |
| PNC Pnc Financial Services Group Inc | 17.38 | $81.64B |
Frequently asked questions
What is Citizens Financial Services's PE ratio?
As of Nov 21, 2024, CZFS stock has a price to earnings ratio of 12.18.
What is the 3-year average PE ratio for Citizens Financial Services (CZFS)?
As an average over the last 3 years, CZFS stock has a PE ratio of 11.29.
What is the 5-year average PE ratio for Citizens Financial Services (CZFS)?
As an average over the last 5 years, CZFS stock has a PE ratio of 10.22.
What is the highest PE ratio for CZFS?
Over the last ten years, the quarterly PE ratio reached a historic high of 17.18 in the Dec 2017 quarter.
How does the current PE ratio for CZFS compare to its historical average?
CZFS's price to earnings ratio is currently 1.2% above its 10-year historical average.
How is CZFS's PE ratio calculated (Citizens Financial Services PE ratio formula)?
The PE ratio is calculated by dividing the most recent price of a stock by its trailing twelve months EPS. As of today (Nov 21, 2024), Citizens Financial Services's stock price is $70.88. The earnings per share for the trailing twelve months (TTM) ending Jun 2024 is $5.82. Therefore, Citizens Financial Services's P/E ratio for today is 12.18. PE RATIO(12.18) = STOCK PRICE($70.88) / TTM EPS($5.82)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.