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Price (delayed)
$58.65
Market cap
$1.06B
P/E Ratio
13.33
Dividend/share
$1.85
EPS
$4.4
Enterprise value
$1.13B
Community Trust Bancorp, Inc., with assets of $5.1 billion, is headquartered in Pikeville, Kentucky and has 70 banking locations across eastern, northeastern, central, and south central Kentucky, six banking locations
Highlights
The equity has increased by 16% year-on-year and by 6% since the previous quarter
The price to earnings (P/E) is 39% higher than the 5-year quarterly average of 9.6 and 29% higher than the last 4 quarters average of 10.3
CTBI's EPS is down by 3.9% year-on-year
Key stats
What are the main financial stats of CTBI
Market
Valuations
Earnings
Shares outstanding
18.06M
Market cap
$1.06B
Enterprise value
$1.13B
Price to earnings (P/E)
13.33
Price to book (P/B)
1.39
Price to sales (P/S)
4.59
EV/EBIT
11.25
EV/EBITDA
10.71
EV/Sales
4.93
Revenue
$229.39M
EBIT
$100.61M
EBITDA
$105.69M
Free cash flow
$96.49M
Per share
Balance sheet
Liquidity
EPS
$4.4
Free cash flow per share
$5.37
Book value per share
$42.14
Revenue per share
$12.77
TBVPS
$328.33
Total assets
$5.96B
Total liabilities
$5.2B
Debt
$313.75M
Equity
$760.76M
Working capital
N/A
Debt to equity
0.41
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.69
Margins
Efficiency
Dividend
EBITDA margin
46.1%
Gross margin
100%
Net margin
34.4%
Operating margin
43.9%
Return on assets
1.4%
Return on equity
10.9%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
43.9%
Dividend yield
3.15%
DPS
$1.85
Payout ratio
42%
CTBI stock price
How has the Community Trust Bancorp stock price performed over time
Intraday
1.68%
1 week
-1.21%
1 month
14.53%
1 year
47.88%
YTD
33.72%
QTD
18.1%
Financial performance
How have Community Trust Bancorp's revenue and profit performed over time
Revenue
$229.39M
Gross profit
$229.39M
Operating income
$100.61M
Net income
$78.98M
Gross margin
100%
Net margin
34.4%
The net margin has declined by 5% year-on-year
The net income has contracted by 3.4% YoY
CTBI's operating margin is down by 2.7% year-on-year
Growth
What is Community Trust Bancorp's growth rate over time
Valuation
What is Community Trust Bancorp stock price valuation
P/E
13.33
P/B
1.39
P/S
4.59
EV/EBIT
11.25
EV/EBITDA
10.71
EV/Sales
4.93
The price to earnings (P/E) is 39% higher than the 5-year quarterly average of 9.6 and 29% higher than the last 4 quarters average of 10.3
CTBI's EPS is down by 3.9% year-on-year
CTBI's price to book (P/B) is 26% higher than its 5-year quarterly average of 1.1 and 26% higher than its last 4 quarters average of 1.1
The equity has increased by 16% year-on-year and by 6% since the previous quarter
The stock's price to sales (P/S) is 39% more than its 5-year quarterly average of 3.3 and 28% more than its last 4 quarters average of 3.6
Efficiency
How efficient is Community Trust Bancorp business performance
CTBI's return on equity is down by 13% year-on-year
Community Trust Bancorp's return on assets has increased by 8% QoQ but it has decreased by 7% YoY
The company's return on invested capital fell by 6% YoY
CTBI's return on sales is down by 2.7% year-on-year
Dividends
What is CTBI's dividend history
DPS
$1.85
Dividend yield
3.15%
Payout ratio
42%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Community Trust Bancorp financials performed over time
The total assets is 15% greater than the total liabilities
The total assets is up by 6% year-on-year and by 2.7% since the previous quarter
CTBI's total liabilities is up by 4.4% year-on-year and by 2.3% since the previous quarter
The debt is 59% smaller than the equity
The equity has increased by 16% year-on-year and by 6% since the previous quarter
The debt to equity has declined by 15% year-on-year and by 4.7% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.