CTBI Community Trust Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: CTBI

Price (delayed)

$51.99

Market cap

$937.18M

P/E Ratio

12.03

Dividend/share

$1.84

EPS

$4.32

Enterprise value

$959.77M

Community Trust Bancorp, Inc., with assets of $5.1 billion, is headquartered in Pikeville, Kentucky and has 70 banking locations across eastern, northeastern, central, and south central Kentucky, six banking locations ...

Highlights
The equity has increased by 8% year-on-year
The price to earnings (P/E) is 34% higher than the last 4 quarters average of 8.8 and 25% higher than the 5-year quarterly average of 9.5
The debt has grown by 8% year-on-year and by 3% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ctbi.com
Peers: RNST SYBT

Key stats

What are the main financial stats of CTBI
Market
Shares outstanding
18.03M
Market cap
$937.18M
Enterprise value
$959.77M
Valuations
Price to earnings (P/E)
12.03
Price to book (P/B)
1.32
Price to sales (P/S)
4.17
EV/EBIT
9.81
EV/EBITDA
9.32
EV/Sales
4.29
Earnings
Revenue
$223.55M
EBIT
$97.83M
EBITDA
$102.97M
Free cash flow
$79.49M
Per share
EPS
$4.32
Free cash flow per share
$4.43
Book value per share
$39.27
Revenue per share
$12.47
TBVPS
$322.7
Balance sheet
Total assets
$5.85B
Total liabilities
$5.14B
Debt
$315.89M
Equity
$707.72M
Working capital
N/A
Liquidity
Debt to equity
0.45
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.22
Margins
EBITDA margin
46.1%
Gross margin
100%
Net margin
34.6%
Operating margin
43.8%
Efficiency
Return on assets
1.4%
Return on equity
11.4%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
43.8%
Dividend
Dividend yield
3.54%
DPS
$1.84
Payout ratio
42.6%

CTBI stock price

How has the Community Trust Bancorp stock price performed over time
Intraday
1.74%
1 week
6.06%
1 month
25.1%
1 year
35.78%
YTD
18.54%
QTD
19.08%

Financial performance

How have Community Trust Bancorp's revenue and profit performed over time
Revenue
$223.55M
Gross profit
$223.55M
Operating income
$97.83M
Net income
$77.37M
Gross margin
100%
Net margin
34.6%
The net income has contracted by 4.9% YoY
The net margin has declined by 4.7% year-on-year
CTBI's operating income is down by 3% year-on-year
CTBI's operating margin is down by 2.4% year-on-year

Growth

What is Community Trust Bancorp's growth rate over time

Valuation

What is Community Trust Bancorp stock price valuation
CTBI P/E details
P/E
12.03
P/B
1.32
P/S
4.17
EV/EBIT
9.81
EV/EBITDA
9.32
EV/Sales
4.29
The price to earnings (P/E) is 34% higher than the last 4 quarters average of 8.8 and 25% higher than the 5-year quarterly average of 9.5
CTBI's EPS is down by 5% year-on-year
CTBI's price to book (P/B) is 30% higher than its last 4 quarters average of 1.0 and 18% higher than its 5-year quarterly average of 1.1
The equity has increased by 8% year-on-year
The stock's price to sales (P/S) is 32% more than its last 4 quarters average of 3.1 and 24% more than its 5-year quarterly average of 3.3

Efficiency

How efficient is Community Trust Bancorp business performance
CTBI's return on equity is down by 12% year-on-year and by 2.6% since the previous quarter
Community Trust Bancorp's return on assets has decreased by 7% YoY
The company's return on invested capital fell by 6% YoY
CTBI's return on sales is down by 2.4% year-on-year

Dividends

What is CTBI's dividend history
Dividend details
DPS
$1.84
Dividend yield
3.54%
Payout ratio
42.6%
Recent dividends

Financial health

How did Community Trust Bancorp financials performed over time
The total assets is 14% greater than the total liabilities
The total assets is up by 6% year-on-year
CTBI's total liabilities is up by 6% year-on-year
The debt is 55% smaller than the equity
The equity has increased by 8% year-on-year
The debt has grown by 8% year-on-year and by 3% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.