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CTBI Community Trust Bancorp Inc

Price (delayed)

$58.4

Market cap

$1.05B

P/E Ratio

13.27

Dividend/share

$1.85

EPS

$4.4

Enterprise value

$1.13B

Community Trust Bancorp, Inc., with assets of $5.1 billion, is headquartered in Pikeville, Kentucky and has 70 banking locations across eastern, northeastern, central, and south central Kentucky, six banking locations ...

Highlights
The equity has increased by 16% year-on-year and by 6% since the previous quarter
The price to earnings (P/E) is 38% higher than the 5-year quarterly average of 9.6 and 29% higher than the last 4 quarters average of 10.3
CTBI's EPS is down by 3.9% year-on-year

Key stats

What are the main financial stats of CTBI
Market
Shares outstanding
18.06M
Market cap
$1.05B
Enterprise value
$1.13B
Valuations
Price to book (P/B)
1.39
Price to sales (P/S)
4.57
EV/EBIT
11.21
EV/EBITDA
10.67
EV/Sales
4.91
Earnings
Revenue
$229.39M
EBIT
$100.61M
EBITDA
$105.69M
Free cash flow
$96.49M
Per share
EPS
$4.4
Free cash flow per share
$5.37
Book value per share
$42.14
Revenue per share
$12.77
TBVPS
$328.33
Balance sheet
Total assets
$5.96B
Total liabilities
$5.2B
Debt
$313.75M
Equity
$760.76M
Working capital
N/A
Liquidity
Debt to equity
0.41
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.69
Margins
EBITDA margin
46.1%
Gross margin
100%
Net margin
34.4%
Operating margin
43.9%
Efficiency
Return on assets
1.4%
Return on equity
10.9%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
43.9%
Dividend
Dividend yield
3.17%
DPS
$1.85
Payout ratio
42%

CTBI stock price

How has the Community Trust Bancorp stock price performed over time
Intraday
-0.78%
1 week
-0.98%
1 month
-4.11%
1 year
41.99%
YTD
33.15%
QTD
17.6%

Financial performance

How have Community Trust Bancorp's revenue and profit performed over time
Revenue
$229.39M
Gross profit
$229.39M
Operating income
$100.61M
Net income
$78.98M
Gross margin
100%
Net margin
34.4%
The net margin has declined by 5% year-on-year
The net income has contracted by 3.4% YoY
CTBI's operating margin is down by 2.7% year-on-year

Growth

What is Community Trust Bancorp's growth rate over time

Valuation

What is Community Trust Bancorp stock price valuation
P/E
13.27
P/B
1.39
P/S
4.57
EV/EBIT
11.21
EV/EBITDA
10.67
EV/Sales
4.91
The price to earnings (P/E) is 38% higher than the 5-year quarterly average of 9.6 and 29% higher than the last 4 quarters average of 10.3
CTBI's EPS is down by 3.9% year-on-year
CTBI's price to book (P/B) is 26% higher than its 5-year quarterly average of 1.1 and 26% higher than its last 4 quarters average of 1.1
The equity has increased by 16% year-on-year and by 6% since the previous quarter
The stock's price to sales (P/S) is 38% more than its 5-year quarterly average of 3.3 and 27% more than its last 4 quarters average of 3.6

Efficiency

How efficient is Community Trust Bancorp business performance
CTBI's return on equity is down by 13% year-on-year
Community Trust Bancorp's return on assets has increased by 8% QoQ but it has decreased by 7% YoY
The company's return on invested capital fell by 6% YoY
CTBI's return on sales is down by 2.7% year-on-year

Dividends

What is CTBI's dividend history
DPS
$1.85
Dividend yield
3.17%
Payout ratio
42%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Community Trust Bancorp financials performed over time
The total assets is 15% greater than the total liabilities
The total assets is up by 6% year-on-year and by 2.7% since the previous quarter
CTBI's total liabilities is up by 4.4% year-on-year and by 2.3% since the previous quarter
The debt is 59% smaller than the equity
The equity has increased by 16% year-on-year and by 6% since the previous quarter
The debt to equity has declined by 15% year-on-year and by 4.7% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.