CTBI Community Trust Bancorp Inc

Price (delayed)

$42.11

Market cap

$758.86M

P/E Ratio

9.66

Dividend/share

$1.82

EPS

$4.36

Enterprise value

$794.17M

Community Trust Bancorp, Inc., with assets of $5.1 billion, is headquartered in Pikeville, Kentucky and has 70 banking locations across eastern, northeastern, central, and south central Kentucky, six banking locations ...

Highlights
The equity has increased by 12% year-on-year and by 8% since the previous quarter
The debt has grown by 5% year-on-year but it has declined by 2.5% since the previous quarter
The price to earnings (P/E) is 14% higher than the last 4 quarters average of 8.4
The net income has contracted by 4.7% YoY and by 4.6% from the previous quarter

Key stats

What are the main financial stats of CTBI
Market
Shares outstanding
18.02M
Market cap
$758.86M
Enterprise value
$794.17M
Valuations
Price to book (P/B)
1.08
Price to sales (P/S)
3.36
EV/EBIT
8.06
EV/EBITDA
7.64
EV/Sales
3.55
Earnings
Revenue
$223.96M
EBIT
$98.57M
EBITDA
$103.92M
Free cash flow
$79.79M
Per share
EPS
$4.36
Free cash flow per share
$4.46
Book value per share
$39.01
Revenue per share
$12.52
TBVPS
$318.9
Balance sheet
Total assets
$5.77B
Total liabilities
$5.07B
Debt
$306.71M
Equity
$702.21M
Working capital
N/A
Liquidity
Debt to equity
0.44
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.34
Margins
EBITDA margin
46.4%
Gross margin
100%
Net margin
34.8%
Operating margin
44%
Efficiency
Return on assets
1.4%
Return on equity
11.7%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
44%
Dividend
Dividend yield
4.32%
DPS
$1.82
Payout ratio
41.7%

CTBI stock price

How has the Community Trust Bancorp stock price performed over time
Intraday
0.69%
1 week
5.51%
1 month
4.31%
1 year
17.53%
YTD
-3.99%
QTD
-1.27%

Financial performance

How have Community Trust Bancorp's revenue and profit performed over time
Revenue
$223.96M
Gross profit
$223.96M
Operating income
$98.57M
Net income
$78M
Gross margin
100%
Net margin
34.8%
The net income has contracted by 4.7% YoY and by 4.6% from the previous quarter
The net margin has declined by 5% year-on-year and by 3.9% since the previous quarter
CTBI's operating margin is down by 3.3% year-on-year and by 2.4% since the previous quarter
CTBI's operating income is down by 3.4% since the previous quarter and by 2.4% year-on-year

Growth

What is Community Trust Bancorp's growth rate over time

Valuation

What is Community Trust Bancorp stock price valuation
P/E
9.66
P/B
1.08
P/S
3.36
EV/EBIT
8.06
EV/EBITDA
7.64
EV/Sales
3.55
The price to earnings (P/E) is 14% higher than the last 4 quarters average of 8.4
CTBI's EPS is down by 5% year-on-year and by 4.8% since the previous quarter
The equity has increased by 12% year-on-year and by 8% since the previous quarter
CTBI's price to book (P/B) is 7% higher than its last 4 quarters average of 1.0 but 2.7% lower than its 5-year quarterly average of 1.1
The stock's price to sales (P/S) is 11% more than its last 4 quarters average of 3.0

Efficiency

How efficient is Community Trust Bancorp business performance
CTBI's return on equity is down by 10% year-on-year and by 7% since the previous quarter
Community Trust Bancorp's return on assets has decreased by 7% QoQ and by 7% YoY
The company's return on invested capital fell by 6% QoQ and by 6% YoY
CTBI's return on sales is down by 3.3% year-on-year and by 2.4% since the previous quarter

Dividends

What is CTBI's dividend history
DPS
$1.82
Dividend yield
4.32%
Payout ratio
41.7%
Recent dividends

Financial health

How did Community Trust Bancorp financials performed over time
The total assets is 14% greater than the total liabilities
CTBI's total liabilities is up by 7% year-on-year
The total assets is up by 7% year-on-year and by 2.4% since the previous quarter
The debt is 56% smaller than the equity
The equity has increased by 12% year-on-year and by 8% since the previous quarter
The debt to equity has declined by 8% since the previous quarter and by 4.3% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.