CTBI Community Trust Bancorp Inc

Price (delayed)

$39.5

Market cap

$704.34M

P/E Ratio

9.16

Dividend/share

$1.54

EPS

$4.31

Enterprise value

$707.75M

Highlights
The net income has grown by 36% YoY and by 29% from the previous quarter
CTBI's EPS is up by 36% year-on-year and by 29% since the previous quarter
The debt has grown by 35% year-on-year

Key stats

What are the main financial stats of CTBI
Market
Shares outstanding
17.83M
Market cap
$704.34M
Enterprise value
$707.75M
Valuations
Price to earnings (P/E)
9.16
Price to book (P/B)
1.06
Price to sales (P/S)
3.3
EV/EBIT
7.57
EV/EBITDA
7.17
EV/Sales
3.33
Earnings
Revenue
$212.76M
EBIT
$93.44M
EBITDA
$98.69M
Free cash flow
$79.71M
Per share
EPS
$4.31
Free cash flow per share
$4.48
Book value per share
$37.14
Revenue per share
$11.97
TBVPS
$297.89
Balance sheet
Total assets
$5.36B
Total liabilities
$4.7B
Debt
$426.52M
Equity
$662.07M
Working capital
N/A
Liquidity
Debt to equity
0.64
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.03
Margins
EBITDA margin
46.4%
Gross margin
100%
Net margin
36%
Operating margin
43.9%
Efficiency
Return on assets
1.5%
Return on equity
11.8%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
43.9%
Dividend
Dividend yield
3.9%
DPS
$1.54
Payout ratio
35.7%

CTBI stock price

How has the Community Trust Bancorp stock price performed over time
Intraday
0.25%
1 week
-0.13%
1 month
-2.18%
1 year
22.98%
YTD
6.61%
QTD
-2.18%

Financial performance

How have Community Trust Bancorp's revenue and profit performed over time
Revenue
$212.76M
Gross profit
$212.76M
Operating income
$93.44M
Net income
$76.54M
Gross margin
100%
Net margin
36%
CTBI's operating income has surged by 56% year-on-year and by 33% since the previous quarter
The net income has grown by 36% YoY and by 29% from the previous quarter
CTBI's operating margin is up by 30% year-on-year and by 18% since the previous quarter
The company's gross profit rose by 20% YoY and by 12% QoQ

Growth

What is Community Trust Bancorp's growth rate over time

Valuation

What is Community Trust Bancorp stock price valuation
P/E
9.16
P/B
1.06
P/S
3.3
EV/EBIT
7.57
EV/EBITDA
7.17
EV/Sales
3.33
CTBI's EPS is up by 36% year-on-year and by 29% since the previous quarter
The price to earnings (P/E) is 31% lower than the 5-year quarterly average of 13.3 and 9% lower than the last 4 quarters average of 10.0
CTBI's price to book (P/B) is 18% lower than its 5-year quarterly average of 1.3 but 6% higher than its last 4 quarters average of 1.0
The equity has increased by 8% year-on-year
CTBI's revenue is up by 20% year-on-year and by 12% since the previous quarter
The stock's price to sales (P/S) is 18% less than its 5-year quarterly average of 4.0

Efficiency

How efficient is Community Trust Bancorp business performance
CTBI's return on sales is up by 30% year-on-year and by 18% since the previous quarter
The company's return on invested capital rose by 29% QoQ and by 29% YoY
CTBI's return on equity is up by 27% year-on-year and by 26% since the previous quarter
Community Trust Bancorp's return on assets has increased by 25% QoQ and by 15% YoY

Dividends

What is CTBI's dividend history
DPS
$1.54
Dividend yield
3.9%
Payout ratio
35.7%
Recent dividends

Financial health

How did Community Trust Bancorp financials performed over time
The total assets is 14% greater than the total liabilities
CTBI's total liabilities is up by 26% year-on-year and by 4.8% since the previous quarter
The total assets is up by 23% year-on-year and by 4.3% since the previous quarter
The debt is 36% smaller than the equity
The debt has grown by 35% year-on-year
The debt to equity is up by 25% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.