CTBI Community Trust Bancorp Inc

Price (delayed)

$42.51

Market cap

$758.51M

P/E Ratio

8.93

Dividend/share

$1.56

EPS

$4.76

Enterprise value

$914.71M

Community Trust Bancorp, Inc., with assets of $5.1 billion, is headquartered in Pikeville, Kentucky and has 70 banking locations across eastern, northeastern, central, and south central Kentucky, six banking locations ...

Highlights
The net income has grown by 42% YoY and by 4.6% from the previous quarter
CTBI's EPS is up by 42% year-on-year and by 4.6% since the previous quarter

Key stats

What are the main financial stats of CTBI
Market
Shares outstanding
17.84M
Market cap
$758.51M
Enterprise value
$914.71M
Valuations
Price to earnings (P/E)
8.93
Price to book (P/B)
1.1
Price to sales (P/S)
3.32
EV/EBIT
8.65
EV/EBITDA
8.25
EV/Sales
4.02
Earnings
Revenue
$227.57M
EBIT
$105.79M
EBITDA
$110.87M
Free cash flow
$101.07M
Per share
EPS
$4.76
Free cash flow per share
$5.68
Book value per share
$38.78
Revenue per share
$12.79
TBVPS
$299.05
Balance sheet
Total assets
$5.39B
Total liabilities
$4.69B
Debt
$363.97M
Equity
$691.64M
Working capital
N/A
Liquidity
Debt to equity
0.53
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.41
Margins
EBITDA margin
48.7%
Gross margin
100%
Net margin
37.1%
Operating margin
46.5%
Efficiency
Return on assets
1.6%
Return on equity
12.6%
Return on invested capital
2%
Return on capital employed
N/A
Return on sales
46.5%
Dividend
Dividend yield
3.66%
DPS
$1.56
Payout ratio
32.7%

CTBI stock price

How has the Community Trust Bancorp stock price performed over time
Intraday
-1.53%
1 week
0.31%
1 month
-6.03%
1 year
21.63%
YTD
14.74%
QTD
0.97%

Financial performance

How have Community Trust Bancorp's revenue and profit performed over time
Revenue
$227.57M
Gross profit
$227.57M
Operating income
$105.79M
Net income
$84.52M
Gross margin
100%
Net margin
37.1%
CTBI's operating income has surged by 52% year-on-year and by 6% since the previous quarter
The net income has grown by 42% YoY and by 4.6% from the previous quarter
CTBI's operating margin is up by 23% year-on-year and by 2.6% since the previous quarter
The company's gross profit rose by 23% YoY and by 2.9% QoQ

Growth

What is Community Trust Bancorp's growth rate over time

Valuation

What is Community Trust Bancorp stock price valuation
P/E
8.93
P/B
1.1
P/S
3.32
EV/EBIT
8.65
EV/EBITDA
8.25
EV/Sales
4.02
CTBI's EPS is up by 42% year-on-year and by 4.6% since the previous quarter
The price to earnings (P/E) is 30% lower than the 5-year quarterly average of 12.8 and 8% lower than the last 4 quarters average of 9.7
CTBI's price to book (P/B) is 15% lower than its 5-year quarterly average of 1.3
The equity has increased by 7% year-on-year
CTBI's revenue is up by 23% year-on-year and by 2.9% since the previous quarter
The stock's price to sales (P/S) is 17% less than its 5-year quarterly average of 4.0 and 2.4% less than its last 4 quarters average of 3.4

Efficiency

How efficient is Community Trust Bancorp business performance
The company's return on invested capital rose by 33% YoY and by 5% QoQ
CTBI's return on equity is up by 33% year-on-year and by 3.3% since the previous quarter
CTBI's return on sales is up by 23% year-on-year and by 2.6% since the previous quarter
Community Trust Bancorp's return on assets has increased by 23% YoY and by 7% QoQ

Dividends

What is CTBI's dividend history
DPS
$1.56
Dividend yield
3.66%
Payout ratio
32.7%
Recent dividends

Financial health

How did Community Trust Bancorp financials performed over time
The total assets is 15% greater than the total liabilities
The total assets is up by 7% year-on-year
CTBI's total liabilities is up by 7% year-on-year but it is down by 2.4% since the previous quarter
The debt is 47% smaller than the equity
The debt to equity has declined by 23% year-on-year and by 18% since the previous quarter
The debt has declined by 18% since the previous quarter and by 18% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.