CTBI Community Trust Bancorp Inc
Price (delayed)
$50.68
Market cap
$917.4M
P/E Ratio
10.99
Dividend/share
$1.87
EPS
$4.61
Enterprise value
$868.08M
Community Trust Bancorp, Inc., with assets of $5.1 billion, is headquartered in Pikeville, Kentucky and has 70 banking locations across eastern, northeastern, central, and south central Kentucky, six banking locations
Highlights
The equity has increased by 8% year-on-year
CTBI's EPS is up by 6% year-on-year and by 4.8% since the previous quarter
The price to earnings (P/E) is 16% higher than the 5-year quarterly average of 9.5 and 2.7% higher than the last 4 quarters average of 10.7
The debt has grown by 4.4% year-on-year and by 2.1% since the previous quarter
Key stats
What are the main financial stats of CTBI
Market
Valuations
Earnings
Shares outstanding
18.1M
Market cap
$917.4M
Enterprise value
$868.08M
Price to earnings (P/E)
10.99
Price to book (P/B)
1.21
Price to sales (P/S)
3.83
EV/EBIT
8.14
EV/EBITDA
7.77
EV/Sales
3.65
Revenue
$237.61M
Gross profit
$237.61M
Operating income
$106.69M
Net income
$82.81M
EBIT
$106.69M
EBITDA
$111.69M
Free cash flow
$97.16M
Per share
Balance sheet
Liquidity
EPS
$4.61
EPS diluted
$4.61
Free cash flow per share
$5.41
Book value per share
$41.95
Revenue per share
$13.24
TBVPS
$341.38
Total assets
$6.19B
Total liabilities
$5.44B
Debt
$320.19M
Equity
$757.58M
Working capital
N/A
Debt to equity
0.42
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.44
Margins
Efficiency
Dividend
EBITDA margin
47%
Gross margin
100%
Net margin
34.9%
Operating margin
44.9%
Return on assets
1.4%
Return on equity
11.2%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
44.9%
Dividend yield
3.69%
DPS
$1.87
Payout ratio
40.6%
CTBI stock price
How has the Community Trust Bancorp stock price performed over time
Intraday
0.64%
1 week
-1.74%
1 month
-7.16%
1 year
21.59%
YTD
-4.43%
QTD
0.64%
Financial performance
How have Community Trust Bancorp's revenue and profit performed over time
Revenue
$237.61M
Gross profit
$237.61M
Operating income
$106.69M
Net income
$82.81M
Gross margin
100%
Net margin
34.9%
CTBI's operating income is up by 8% year-on-year and by 6% since the previous quarter
CTBI's revenue is up by 6% year-on-year and by 3.6% since the previous quarter
The company's gross profit rose by 6% YoY and by 3.6% QoQ
The net income has grown by 6% YoY and by 4.9% from the previous quarter
Growth
What is Community Trust Bancorp's growth rate over time
Valuation
What is Community Trust Bancorp stock price valuation
P/E
10.99
P/B
1.21
P/S
3.83
EV/EBIT
8.14
EV/EBITDA
7.77
EV/Sales
3.65
The price to earnings (P/E) is 16% higher than the 5-year quarterly average of 9.5 and 2.7% higher than the last 4 quarters average of 10.7
CTBI's EPS is up by 6% year-on-year and by 4.8% since the previous quarter
CTBI's price to book (P/B) is 10% higher than its 5-year quarterly average of 1.1
The equity has increased by 8% year-on-year
The stock's price to sales (P/S) is 16% more than its 5-year quarterly average of 3.3 and 3.5% more than its last 4 quarters average of 3.7
CTBI's revenue is up by 6% year-on-year and by 3.6% since the previous quarter
Efficiency
How efficient is Community Trust Bancorp business performance
The company's return on invested capital rose by 6% QoQ and by 6% YoY
CTBI's return on equity is down by 4.3% year-on-year but it is up by 2.8% since the previous quarter
CTBI's return on sales is up by 2.3% since the previous quarter and by 2% year-on-year
Dividends
What is CTBI's dividend history
DPS
$1.87
Dividend yield
3.69%
Payout ratio
40.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Community Trust Bancorp financials performed over time
The total assets is 14% greater than the total liabilities
The total assets is up by 7% year-on-year and by 3.9% since the previous quarter
CTBI's total liabilities is up by 7% year-on-year and by 4.5% since the previous quarter
The debt is 58% smaller than the equity
The equity has increased by 8% year-on-year
The debt to equity has declined by 4.5% year-on-year but it is up by 2.4% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.