CLBK Columbia Financial Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: CLBK

Price (delayed)

$17.27

Market cap

$1.81B

P/E Ratio

34.54

Dividend/share

N/A

EPS

$0.5

Enterprise value

$3.01B

Columbia Financial, Inc. is a Delaware corporation organized as Columbia Bank's mid-tier stock holding company. Columbia Financial, Inc. is a majority-owned subsidiary of Columbia Bank, MHC. Columbia Bank is a ...

Highlights
The debt has soared by 95% YoY and by 20% from the previous quarter
Columbia Financial's net income has decreased by 41% YoY and by 19% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.columbiabankonline.com
Peers: NFBK NECB

Key stats

What are the main financial stats of CLBK
Market
Shares outstanding
104.91M
Market cap
$1.81B
Enterprise value
$3.01B
Valuations
Price to earnings (P/E)
34.54
Price to book (P/B)
1.81
Price to sales (P/S)
7.1
EV/EBIT
43.53
EV/EBITDA
36.12
EV/Sales
12.12
Earnings
Revenue
$247.98M
EBIT
$69.06M
EBITDA
$83.23M
Free cash flow
$96.25M
Per share
EPS
$0.5
Free cash flow per share
$0.94
Book value per share
$9.56
Revenue per share
$2.43
TBVPS
$100.03
Balance sheet
Total assets
$10.32B
Total liabilities
$9.32B
Debt
$1.4B
Equity
$1.01B
Working capital
N/A
Liquidity
Debt to equity
1.39
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
14.35
Margins
EBITDA margin
33.6%
Gross margin
100%
Net margin
20.7%
Operating margin
27.8%
Efficiency
Return on assets
0.5%
Return on equity
5%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
27.8%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

CLBK stock price

How has the Columbia Financial stock price performed over time
Intraday
4.98%
1 week
1.35%
1 month
5.95%
1 year
-20.96%
YTD
-20.12%
QTD
9.93%

Financial performance

How have Columbia Financial's revenue and profit performed over time
Revenue
$247.98M
Gross profit
$247.98M
Operating income
$69.06M
Net income
$51.41M
Gross margin
100%
Net margin
20.7%
The operating income has contracted by 43% YoY and by 19% from the previous quarter
Columbia Financial's net income has decreased by 41% YoY and by 19% QoQ
CLBK's operating margin is down by 33% YoY and by 12% from the previous quarter
The net margin has contracted by 31% YoY and by 12% from the previous quarter

Growth

What is Columbia Financial's growth rate over time

Valuation

What is Columbia Financial stock price valuation
CLBK P/E details
P/E
34.54
P/B
1.81
P/S
7.1
EV/EBIT
43.53
EV/EBITDA
36.12
EV/Sales
12.12
The EPS has declined by 40% year-on-year and by 18% since the previous quarter
The price to earnings (P/E) is 21% higher than the last 4 quarters average of 27.2 and 2.8% higher than the 5-year quarterly average of 32.0
The P/B is 9% below the 5-year quarterly average of 1.9 and 9% below the last 4 quarters average of 1.9
The equity has contracted by 2.2% YoY
The revenue has declined by 15% year-on-year and by 8% since the previous quarter
The P/S is 12% below the 5-year quarterly average of 7.7 and 2% below the last 4 quarters average of 6.9

Efficiency

How efficient is Columbia Financial business performance
The company's return on invested capital has shrunk by 50% YoY and by 25% QoQ
The ROA is down by 44% YoY and by 17% from the previous quarter
The company's return on equity fell by 40% YoY and by 18% QoQ
The return on sales has declined by 31% year-on-year and by 12% since the previous quarter

Dividends

What is CLBK's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CLBK.

Financial health

How did Columbia Financial financials performed over time
The total assets is 11% more than the total liabilities
CLBK's total liabilities is up by 3.7% YoY and by 2.8% from the previous quarter
The total assets has grown by 3.1% YoY and by 2.4% from the previous quarter
The debt is 39% more than the equity
The company's debt to equity has surged by 99% YoY and by 22% QoQ
The debt has soared by 95% YoY and by 20% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.