CLBK Columbia Financial Inc

Price (delayed)

$22.13

Market cap

$2.48B

P/E Ratio

25.15

Dividend/share

N/A

EPS

$0.88

Enterprise value

$2.86B

Columbia Financial, Inc. is a Delaware corporation organized as Columbia Bank's mid-tier stock holding company. Columbia Financial, Inc. is a majority-owned subsidiary of Columbia Bank, MHC. Columbia Bank is a ...

Highlights
The EPS is up by 33% year-on-year
Columbia Financial's net income has increased by 27% YoY
The price to earnings (P/E) is 73% lower than the 5-year quarterly average of 92.2 but 9% higher than the last 4 quarters average of 23.1
The debt has contracted by 38% YoY but it has grown by 14% from the previous quarter

Key stats

What are the main financial stats of CLBK
Market
Shares outstanding
112.1M
Market cap
$2.48B
Enterprise value
$2.86B
Valuations
Price to earnings (P/E)
25.15
Price to book (P/B)
2.29
Price to sales (P/S)
8.05
EV/EBIT
22.87
EV/EBITDA
20.9
EV/Sales
10.07
Earnings
Revenue
$283.61M
EBIT
$124.83M
EBITDA
$136.61M
Free cash flow
-$42.77M
Per share
EPS
$0.88
Free cash flow per share
-$0.41
Book value per share
$9.68
Revenue per share
$2.75
TBVPS
$88.67
Balance sheet
Total assets
$9.24B
Total liabilities
$8.2B
Debt
$470.63M
Equity
$1.03B
Working capital
N/A
Liquidity
Debt to equity
0.46
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.74
Margins
EBITDA margin
48.2%
Gross margin
100%
Net margin
32.2%
Operating margin
44.8%
Efficiency
Return on assets
1%
Return on equity
8.8%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
44%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

CLBK stock price

How has the Columbia Financial stock price performed over time
Intraday
2.08%
1 week
7.01%
1 month
10.54%
1 year
25.45%
YTD
6.09%
QTD
2.88%

Financial performance

How have Columbia Financial's revenue and profit performed over time
Revenue
$283.61M
Gross profit
$283.61M
Operating income
$126.94M
Net income
$91.41M
Gross margin
100%
Net margin
32.2%
The operating income has grown by 29% YoY
Columbia Financial's net income has increased by 27% YoY
CLBK's operating margin is up by 16% YoY but it is down by 2.2% from the previous quarter
The net margin has grown by 13% YoY

Growth

What is Columbia Financial's growth rate over time

Valuation

What is Columbia Financial stock price valuation
P/E
25.15
P/B
2.29
P/S
8.05
EV/EBIT
22.87
EV/EBITDA
20.9
EV/Sales
10.07
The price to earnings (P/E) is 73% lower than the 5-year quarterly average of 92.2 but 9% higher than the last 4 quarters average of 23.1
The EPS is up by 33% year-on-year
The P/B is 27% above the 5-year quarterly average of 1.8 and 15% above the last 4 quarters average of 2.0
The equity has contracted by 4.3% from the previous quarter but it has grown by 3.3% YoY
The revenue has grown by 12% year-on-year
The P/S is 10% above the last 4 quarters average of 7.3 but 4.2% below the 5-year quarterly average of 8.4

Efficiency

How efficient is Columbia Financial business performance
The company's return on invested capital rose by 30% YoY
The ROA is up by 25% YoY
The company's return on equity rose by 24% YoY
The return on sales is up by 16% year-on-year

Dividends

What is CLBK's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CLBK.

Financial health

How did Columbia Financial financials performed over time
The total assets is 13% more than the total liabilities
CLBK's total liabilities is up by 2% YoY
The total assets has grown by 2.2% YoY
The debt is 54% less than the equity
The company's debt to equity fell by 39% YoY but it rose by 21% QoQ
The debt has contracted by 38% YoY but it has grown by 14% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.