CLBK Columbia Financial Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: CLBK

Price (delayed)

$14.73

Market cap

$1.55B

P/E Ratio

42.09

Dividend/share

N/A

EPS

$0.35

Enterprise value

$2.69B

Columbia Financial, Inc. is a Delaware corporation organized as Columbia Bank's mid-tier stock holding company. Columbia Financial, Inc. is a majority-owned subsidiary of Columbia Bank, MHC. Columbia Bank is a ...

Highlights
The equity has grown by 3.3% from the previous quarter
Columbia Financial's net income has shrunk by 58% YoY and by 30% QoQ
The EPS has dropped by 57% year-on-year and by 30% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.columbiabankonline.com
Peers: NFBK NECB

Key stats

What are the main financial stats of CLBK
Market
Shares outstanding
104.92M
Market cap
$1.55B
Enterprise value
$2.69B
Valuations
Price to earnings (P/E)
42.09
Price to book (P/B)
1.49
Price to sales (P/S)
6.62
EV/EBIT
58.51
EV/EBITDA
44.67
EV/Sales
11.79
Earnings
Revenue
$228.47M
EBIT
$46.05M
EBITDA
$60.32M
Free cash flow
$33.08M
Per share
EPS
$0.35
Free cash flow per share
$0.32
Book value per share
$9.92
Revenue per share
$2.23
TBVPS
$102.5
Balance sheet
Total assets
$10.65B
Total liabilities
$9.61B
Debt
$1.57B
Equity
$1.04B
Working capital
N/A
Liquidity
Debt to equity
1.51
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
19.05
Margins
EBITDA margin
26.4%
Gross margin
100%
Net margin
15.8%
Operating margin
20.3%
Efficiency
Return on assets
0.3%
Return on equity
3.5%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
20.2%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

CLBK stock price

How has the Columbia Financial stock price performed over time
Intraday
-11.27%
1 week
-12.89%
1 month
-12.89%
1 year
-7.59%
YTD
-23.6%
QTD
-14.41%

Financial performance

How have Columbia Financial's revenue and profit performed over time
Revenue
$228.47M
Gross profit
$228.47M
Operating income
$46.35M
Net income
$36.09M
Gross margin
100%
Net margin
15.8%
The operating income has plunged by 60% YoY and by 33% from the previous quarter
Columbia Financial's net income has shrunk by 58% YoY and by 30% QoQ
CLBK's operating margin is down by 49% YoY and by 27% from the previous quarter
The net margin has contracted by 46% YoY and by 24% from the previous quarter

Growth

What is Columbia Financial's growth rate over time

Valuation

What is Columbia Financial stock price valuation
CLBK P/E details
P/E
42.09
P/B
1.49
P/S
6.62
EV/EBIT
58.51
EV/EBITDA
44.67
EV/Sales
11.79
The EPS has dropped by 57% year-on-year and by 30% since the previous quarter
The price to earnings (P/E) is 45% higher than the 5-year quarterly average of 29.0 and 22% higher than the last 4 quarters average of 34.4
The P/B is 22% below the 5-year quarterly average of 1.9 and 17% below the last 4 quarters average of 1.8
The equity has grown by 3.3% from the previous quarter
The revenue has declined by 22% year-on-year and by 8% since the previous quarter
The P/S is 13% below the 5-year quarterly average of 7.6 and 7% below the last 4 quarters average of 7.1

Efficiency

How efficient is Columbia Financial business performance
The ROA has plunged by 67% YoY and by 40% from the previous quarter
The company's return on invested capital has shrunk by 64% YoY and by 33% QoQ
The company's return on equity has shrunk by 57% YoY and by 30% QoQ
The return on sales has declined by 50% year-on-year and by 27% since the previous quarter

Dividends

What is CLBK's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CLBK.

Financial health

How did Columbia Financial financials performed over time
The total assets is 11% more than the total liabilities
The total assets has grown by 3.1% from the previous quarter and by 2.3% YoY
CLBK's total liabilities is up by 3.1% from the previous quarter and by 2.7% YoY
The debt is 51% more than the equity
The company's debt to equity rose by 36% YoY and by 9% QoQ
The debt has grown by 34% YoY and by 12% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.