CLBK Columbia Financial Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: CLBK

Price (delayed)

$18.48

Market cap

$2B

P/E Ratio

22.54

Dividend/share

N/A

EPS

$0.82

Enterprise value

$2.99B

Columbia Financial, Inc. is a Delaware corporation organized as Columbia Bank's mid-tier stock holding company. Columbia Financial, Inc. is a majority-owned subsidiary of Columbia Bank, MHC. Columbia Bank is a ...

Highlights
The price to earnings (P/E) is 72% lower than the 5-year quarterly average of 81.7 and 12% lower than the last 4 quarters average of 25.5
The gross profit has grown by 3.5% YoY
The equity has contracted by 2.4% YoY but it has grown by 2.3% from the previous quarter
The debt has soared by 183% YoY and by 63% from the previous quarter
The EPS has declined by 7% year-on-year and by 2.4% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.columbiabankonline.com
Peers: NYCB OCFC NWBI

Key stats

What are the main financial stats of CLBK
Market
Shares outstanding
107.97M
Market cap
$2B
Enterprise value
$2.99B
Valuations
Price to earnings (P/E)
22.54
Price to book (P/B)
1.92
Price to sales (P/S)
6.69
EV/EBIT
25.57
EV/EBITDA
22.95
EV/Sales
10.25
Earnings
Revenue
$291.69M
EBIT
$116.88M
EBITDA
$130.23M
Free cash flow
$136.73M
Per share
EPS
$0.82
Free cash flow per share
$1.29
Book value per share
$9.62
Revenue per share
$2.76
TBVPS
$97.39
Balance sheet
Total assets
$10.41B
Total liabilities
$9.35B
Debt
$1.17B
Equity
$1.05B
Working capital
N/A
Liquidity
Debt to equity
1.11
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
7.63
Margins
EBITDA margin
44.6%
Gross margin
100%
Net margin
29.5%
Operating margin
40.1%
Efficiency
Return on assets
0.9%
Return on equity
8.2%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
40.1%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

CLBK stock price

How has the Columbia Financial stock price performed over time
Intraday
2.55%
1 week
1.76%
1 month
-12%
1 year
-15.23%
YTD
-14.52%
QTD
-14.52%

Financial performance

How have Columbia Financial's revenue and profit performed over time
Revenue
$291.69M
Gross profit
$291.69M
Operating income
$116.88M
Net income
$86.17M
Gross margin
100%
Net margin
29.5%
CLBK's operating margin is down by 12% YoY and by 2.9% from the previous quarter
The net margin has contracted by 10% YoY
The operating income has contracted by 9% YoY and by 3% from the previous quarter
Columbia Financial's net income has decreased by 6% YoY

Growth

What is Columbia Financial's growth rate over time

Valuation

What is Columbia Financial stock price valuation
P/E
22.54
P/B
1.92
P/S
6.69
EV/EBIT
25.57
EV/EBITDA
22.95
EV/Sales
10.25
The price to earnings (P/E) is 72% lower than the 5-year quarterly average of 81.7 and 12% lower than the last 4 quarters average of 25.5
The EPS has declined by 7% year-on-year and by 2.4% since the previous quarter
The P/B is 17% below the last 4 quarters average of 2.3
The equity has contracted by 2.4% YoY but it has grown by 2.3% from the previous quarter
The P/S is 19% below the 5-year quarterly average of 8.3 and 15% below the last 4 quarters average of 7.9
The revenue has grown by 3.5% year-on-year

Efficiency

How efficient is Columbia Financial business performance
The company's return on invested capital fell by 15% YoY and by 8% QoQ
The ROA is down by 10% YoY
The return on sales has declined by 10% year-on-year
The company's return on equity fell by 8% YoY

Dividends

What is CLBK's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CLBK.

Financial health

How did Columbia Financial financials performed over time
The total assets is 11% more than the total liabilities
CLBK's total liabilities is up by 15% YoY and by 4.1% from the previous quarter
The total assets has grown by 13% YoY and by 4% from the previous quarter
The debt is 11% more than the equity
The company's debt to equity has surged by 192% YoY and by 59% QoQ
The debt has soared by 183% YoY and by 63% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.