CCNE Cnb Financial margins

Relative Growth: Rel. Growth:

Relative Strength: Rel. Strength:

Relative Valuation: Rel. Valuation:

Relative Profitability: Rel. Profitability: 93

Gross margin

100%

Operating margin

40.4%

EBITDA margin

44.7%

Net margin

33%

The Cnb Financial reports a gross margin of 100%, an operating margin of 40.4%, an EBITDA margin of 44.7%, and a net margin of 33%. EBITDA margin improved by 9.8 percentage points, while other available margins were unchanged.

CCNE margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Cnb Financial's margins averaged 100% gross, 32.84% operating, 36.69% EBITDA, and 26.53% net. Currently, operating, EBITDA, and net margins are above their three-year averages.

CCNE margin expansion

Year-over-year margin changes in percentage points

Operating margin expanded by 9.4 percentage points, EBITDA margin by 9.8 percentage points, and net margin by 8.2 percentage points. Gross margin was unchanged.

Gross margin expansion

0pp

Operating margin expansion

9.4pp

EBITDA margin expansion

9.8pp

Net margin expansion

8.2pp

CCNE Gross margin

Throughout the last 3 years, Cnb Financial had an average gross margin of 100%. The current gross margin stands at 100%, in line with its three-year average. Looking back over the last 3 years, Cnb Financial's gross margin reached 100% at its highest point in Sep 2026 and 100% at its lowest in Dec 2023.

CCNE Operating margin

Across the last 3 years, Cnb Financial's operating margin stood at 32.84%. At present, Cnb Financial's current operating margin is 40.4%, which is 7.6 percentage points above its three-year average. Operating margin was highest at 40.4% in Sep 2026 and lowest at 30% in Jun 2025.

CCNE EBITDA margin

Cnb Financial recorded an average EBITDA margin of 36.69% across the last 3 years. The current EBITDA margin stands at 44.7%, 8 percentage points above its three-year average. Looking back over the last 3 years, Cnb Financial's EBITDA margin reached 44.7% at its highest point in Sep 2026 and 33.7% at its lowest in Jun 2025.

CCNE Net margin

Across the last 3 years, Cnb Financial's net margin came to 26.53%. The latest net margin for Cnb Financial is 33%, 6.5 percentage points above its three-year average. Net margin was highest at 33% in Sep 2026 and lowest at 24.2% in Jun 2025.

CCNE margin group comparison

Margins compared with peer-group, industry and sector averages

Cnb Financial's gross margin of 100% is higher than the Financial Services sector and the industry average. In comparison with the Financial Services sector average of 83.5%, Cnb Financial's gross margin is 20% higher.

CCNE margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Cnb Financial's gross margin?

The current gross margin for CCNE is 100% as of Sep 30, 2026.

What is Cnb Financial's operating margin?

For the period ending Sep 30, 2026, CCNE recorded an operating margin of 40.4%.

What is Cnb Financial's EBITDA margin?

As of Sep 30, 2026, CCNE has an EBITDA margin of 44.7%.

What is Cnb Financial's net margin?

The current net margin for CCNE is 33% as of Sep 30, 2026.

What are the average margins of CCNE?

Across the last 3 years, CCNE averaged 100.0% gross, 32.8% operating, 36.7% EBITDA, and 26.5% net.

What are the highest historical margins of CCNE?

In the last 5 years, the highest margins reported by CCNE were 100% gross in Sep 2026, 40.4% operating in Sep 2026, 44.7% EBITDA in Sep 2026, and 33% net in Sep 2026.

What are the lowest historical margins of CCNE?

In the last 5 years, the lowest margins reported by CCNE were 100% gross in Dec 2021, 30% operating in Jun 2025, 33.7% EBITDA in Jun 2025, and 24.2% net in Jun 2025.