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CBFV CB Financial Services Inc

Price (delayed)

$28.45

Market cap

$142.91M

P/E Ratio

14.15

Dividend/share

$1

EPS

$2.01

Enterprise value

$116.37M

CB Financial Services, Inc. is the bank holding company for Community Bank, a Pennsylvania-chartered commercial bank. Community Bank operates 15 offices in Greene, Allegheny, Washington, Fayette, and Westmoreland Counties in ...

Highlights
The company's equity rose by 4.7% YoY
CB Financial Services's net income has plunged by 54% YoY and by 18% from the previous quarter
CBFV's P/E is 54% above its 5-year quarterly average of 9.2 and 52% above its last 4 quarters average of 9.3

Key stats

What are the main financial stats of CBFV
Market
Shares outstanding
5.02M
Market cap
$142.91M
Enterprise value
$116.37M
Valuations
Price to earnings (P/E)
14.15
Price to book (P/B)
0.98
Price to sales (P/S)
2.94
EV/EBIT
9.26
EV/EBITDA
7.91
EV/Sales
2.35
Earnings
Revenue
$49.58M
Gross profit
$49.58M
Operating income
$12.56M
Net income
$10.31M
EBIT
$12.56M
EBITDA
$14.71M
Free cash flow
$5.07M
Per share
EPS
$2.01
EPS diluted
$1.95
Free cash flow per share
$0.99
Book value per share
$28.96
Revenue per share
$9.67
TBVPS
$287.52
Balance sheet
Total assets
$1.48B
Total liabilities
$1.34B
Debt
$34.73M
Equity
$148.29M
Working capital
N/A
Liquidity
Debt to equity
0.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.8
Margins
EBITDA margin
29.7%
Gross margin
100%
Net margin
20.8%
Operating margin
25.3%
Efficiency
Return on assets
0.7%
Return on equity
7%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
25.3%
Dividend
Dividend yield
3.51%
DPS
$1
Payout ratio
49.8%

CBFV stock price

How has the CB Financial Services stock price performed over time
Intraday
-0.73%
1 week
-1.9%
1 month
-3.43%
1 year
25.39%
YTD
-0.45%
QTD
0%

Financial performance

How have CB Financial Services's revenue and profit performed over time
Revenue
$49.58M
Gross profit
$49.58M
Operating income
$12.56M
Net income
$10.31M
Gross margin
100%
Net margin
20.8%
The operating income has dropped by 58% year-on-year and by 18% since the previous quarter
CB Financial Services's net income has plunged by 54% YoY and by 18% from the previous quarter
The operating margin has declined by 43% year-on-year and by 16% since the previous quarter
CBFV's net margin is down by 37% YoY and by 16% from the previous quarter

Price vs fundamentals

How does CBFV's price correlate with its fundamentals

Growth

What is CB Financial Services's growth rate over time

Valuation

What is CB Financial Services stock price valuation
P/E
14.15
P/B
0.98
P/S
2.94
EV/EBIT
9.26
EV/EBITDA
7.91
EV/Sales
2.35
CBFV's P/E is 54% above its 5-year quarterly average of 9.2 and 52% above its last 4 quarters average of 9.3
CB Financial Services's EPS has shrunk by 54% YoY and by 18% QoQ
The P/B is 9% above the 5-year quarterly average of 0.9 and 9% above the last 4 quarters average of 0.9
The company's equity rose by 4.7% YoY
The price to sales (P/S) is 34% more than the 5-year quarterly average of 2.2 and 23% more than the last 4 quarters average of 2.4
CB Financial Services's revenue has decreased by 27% YoY and by 2.8% QoQ

Efficiency

How efficient is CB Financial Services business performance
CBFV's ROE has dropped by 60% year-on-year and by 20% since the previous quarter
CB Financial Services's ROIC has plunged by 59% YoY and by 18% from the previous quarter
CBFV's ROA has plunged by 56% YoY and by 13% from the previous quarter
CB Financial Services's return on sales has decreased by 43% YoY and by 16% QoQ

Dividends

What is CBFV's dividend history
DPS
$1
Dividend yield
3.51%
Payout ratio
49.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did CB Financial Services financials performed over time
The total assets is 11% greater than the total liabilities
CBFV's debt is 77% less than its equity
The company's equity rose by 4.7% YoY
CBFV's debt to equity is down by 4.2% since the previous quarter and by 4.2% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.