CBFV CB Financial Services Inc
Price (delayed)
$28.48
Market cap
$145.85M
P/E Ratio
11.62
Dividend/share
$1
EPS
$2.45
Enterprise value
$131M
CB Financial Services, Inc. is the bank holding company for Community Bank, a Pennsylvania-chartered commercial bank. Community Bank operates 15 offices in Greene, Allegheny, Washington, Fayette, and Westmoreland Counties in
Highlights
The company's equity rose by 5% YoY
CBFV's P/E is 64% above its last 4 quarters average of 7.0
CB Financial Services's EPS has decreased by 46% QoQ and by 44% YoY
Key stats
What are the main financial stats of CBFV
Market
Valuations
Earnings
Shares outstanding
5.12M
Market cap
$145.85M
Enterprise value
$131M
Price to earnings (P/E)
11.62
Price to book (P/B)
0.99
Price to sales (P/S)
2.87
EV/EBIT
8.54
EV/EBITDA
7.37
EV/Sales
2.57
Revenue
$50.99M
Gross profit
$50.99M
Operating income
$15.34M
Net income
$12.59M
EBIT
$15.34M
EBITDA
$17.77M
Free cash flow
$4.42M
Per share
Balance sheet
Liquidity
EPS
$2.45
EPS diluted
$2.38
Free cash flow per share
$0.86
Book value per share
$28.76
Revenue per share
$9.93
TBVPS
$286.68
Total assets
$1.48B
Total liabilities
$1.33B
Debt
$34.72M
Equity
$147.38M
Working capital
N/A
Debt to equity
0.24
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.84
Margins
Efficiency
Dividend
EBITDA margin
34.8%
Gross margin
100%
Net margin
24.7%
Operating margin
30.1%
Return on assets
0.8%
Return on equity
8.7%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
30.1%
Dividend yield
3.51%
DPS
$1
Payout ratio
40.8%
CBFV stock price
How has the CB Financial Services stock price performed over time
Intraday
1.1%
1 week
4.74%
1 month
1.14%
1 year
33.4%
YTD
-0.35%
QTD
0.11%
Financial performance
How have CB Financial Services's revenue and profit performed over time
Revenue
$50.99M
Gross profit
$50.99M
Operating income
$15.34M
Net income
$12.59M
Gross margin
100%
Net margin
24.7%
The operating income has declined by 50% since the previous quarter and by 49% year-on-year
CB Financial Services's net income has decreased by 45% from the previous quarter and by 44% YoY
The operating margin has declined by 34% since the previous quarter and by 31% year-on-year
CBFV's net margin is down by 28% from the previous quarter and by 24% YoY
Growth
What is CB Financial Services's growth rate over time
Valuation
What is CB Financial Services stock price valuation
P/E
11.62
P/B
0.99
P/S
2.87
EV/EBIT
8.54
EV/EBITDA
7.37
EV/Sales
2.57
CBFV's P/E is 64% above its last 4 quarters average of 7.0
CB Financial Services's EPS has decreased by 46% QoQ and by 44% YoY
The P/B is 9% above the 5-year quarterly average of 0.9 and 9% above the last 4 quarters average of 0.9
The company's equity rose by 5% YoY
The price to sales (P/S) is 35% more than the last 4 quarters average of 2.1 and 29% more than the 5-year quarterly average of 2.2
CB Financial Services's revenue has decreased by 26% YoY and by 25% QoQ
Efficiency
How efficient is CB Financial Services business performance
CBFV's ROE has dropped by 53% year-on-year and by 46% since the previous quarter
CBFV's ROA has plunged by 50% YoY and by 47% from the previous quarter
CB Financial Services's ROIC has plunged by 50% YoY and by 48% from the previous quarter
CB Financial Services's return on sales has decreased by 34% QoQ and by 31% YoY
Dividends
What is CBFV's dividend history
DPS
$1
Dividend yield
3.51%
Payout ratio
40.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did CB Financial Services financials performed over time
The total assets is 11% greater than the total liabilities
The total liabilities has declined by 6% since the previous quarter
The total assets has declined by 5% since the previous quarter
CBFV's debt is 76% less than its equity
The company's equity rose by 5% YoY
CBFV's debt to equity is up by 4.3% since the previous quarter but it is down by 4% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.