BOKF BOK Financial margins

Relative Growth: Rel. Growth:

Relative Strength: Rel. Strength:

Relative Valuation: Rel. Valuation:

Relative Profitability: Rel. Profitability: 81

Gross margin

100%

Operating margin

36.5%

EBITDA margin

41.4%

Net margin

28.5%

Using the latest TTM figures, BOK Financial shows a gross margin of 100%, an operating margin of 36.5%, an EBITDA margin of 41.4%, and a net margin of 28.5%. Operating margin led the available margin gains with 3.5 percentage points, while the other margins were unchanged.

BOKF margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, BOK Financial recorded average margins of 100% gross, 32.95% operating, 38.15% EBITDA, and 25.72% net. BOK Financial's current performance shows that operating, EBITDA, and net margins are above their three-year averages.

BOKF margin expansion

Year-over-year margin changes in percentage points

Operating margin expanded by 3.5 percentage points, EBITDA margin by 3.2 percentage points, and net margin by 2.7 percentage points. Gross margin was unchanged.

Gross margin expansion

0pp

Operating margin expansion

3.5pp

EBITDA margin expansion

3.2pp

Net margin expansion

2.7pp

BOKF Gross margin

BOK Financial's gross margin averaged 100% during the last 3 years. Compared with its three-year average, BOK Financial's current gross margin is 100% and is in line with its three-year average. Over the last 3 years, BOK Financial's gross margin peaked at 100% in Jun 2026 and reached a low of 100% in Dec 2023.

BOKF Operating margin

Looking back over the last 3 years, BOK Financial recorded an average operating margin of 32.95%. BOK Financial's current operating margin is 36.5% and is 3.6 percentage points above its three-year average. The highest operating margin for BOK Financial was 36.5% in Jun 2026, while the lowest was 29.8% in Mar 2024.

BOKF EBITDA margin

Across the last 3 years, BOK Financial's EBITDA margin averaged 38.15%. BOK Financial currently reports an EBITDA margin of 41.4%, 3.3 percentage points above its three-year average. EBITDA margin was highest at 41.4% in Jun 2026 and lowest at 35.4% in Mar 2024.

BOKF Net margin

The average net margin for BOK Financial was 25.72% in the last 3 years. As of the latest period, the current net margin for BOK Financial is 28.5%, 2.8 percentage points above its three-year average. The net margin for BOK Financial moved between 23.2% in Mar 2024 and 28.5% in Jun 2026.

BOKF margin group comparison

Margins compared with peer-group, industry and sector averages

BOK Financial's gross margin of 100% is above the Financial Services sector and the industry average. Compared to its Financial Services sector average of 83.9%, BOK Financial's gross margin is 19% higher.

BOKF margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is BOK Financial's gross margin?

For the period ending Jun 30, 2026, BOKF recorded a gross margin of 100%.

What is BOK Financial's operating margin?

As of Jun 30, 2026, BOKF has an operating margin of 36.5%.

What is BOK Financial's EBITDA margin?

The current EBITDA margin for BOKF is 41.4% as of Jun 30, 2026.

What is BOK Financial's net margin?

For the period ending Jun 30, 2026, BOKF recorded a net margin of 28.5%.

What are the average margins of BOKF?

The three-year average margins for BOKF were 100.0% gross, 33.0% operating, 38.2% EBITDA, and 25.7% net.

What are the highest historical margins of BOKF?

Within the 5-year period, BOKF recorded its highest margins at 100% gross in Jun 2026, 40.3% operating in Dec 2021, 45.6% EBITDA in Dec 2021, and 31.3% net in Mar 2023.

What are the lowest historical margins of BOKF?

Within the 5-year period, BOKF recorded its lowest margins at 100% gross in Dec 2021, 29.8% operating in Mar 2024, 35.4% EBITDA in Mar 2024, and 23.2% net in Mar 2024.