BANR Banner margins

Relative Growth: Rel. Growth: 53

Relative Strength: Rel. Strength: 64

Relative Valuation: Rel. Valuation: 78

Relative Profitability: Rel. Profitability: 81

Gross margin

100%

Operating margin

37.9%

EBITDA margin

40.4%

Net margin

31%

For the latest period, Banner has a gross margin of 100%, an operating margin of 37.9%, an EBITDA margin of 40.4%, and a net margin of 31%. The biggest improvement was in net margin, up 1.8 percentage points; the remaining margins held steady.

BANR margin history

Gross, operating, EBITDA and net margin trends

Banner's margins averaged 100% gross, 36.13% operating, 39.3% EBITDA, and 29.25% net during the last 3 years. Current figures show operating, EBITDA, and net margins are above their three-year averages.

BANR margin expansion

Year-over-year margin changes in percentage points

From the same period last year, operating margin expanded by 1.7 percentage points, EBITDA margin by 1.1 percentage points, and net margin by 1.8 percentage points, while gross margin was unchanged.

Gross margin expansion

0pp

Operating margin expansion

1.7pp

EBITDA margin expansion

1.1pp

Net margin expansion

1.8pp

BANR Gross margin

Banner recorded an average gross margin of 100% across the last 3 years. Compared with its three-year average, Banner's current gross margin is 100% and is in line with its three-year average. Over the last 3 years, Banner's gross margin peaked at 100% in Jun 2026 and reached a low of 100% in Dec 2023.

BANR Operating margin

Over the last 3 years, Banner's operating margin averaged 36.13%. Right now, Banner's current operating margin is 37.9%, which is 1.8 percentage points above its three-year average. During this period, operating margin reached a high of 37.9% in Jun 2026 and a low of 34.5% in Sep 2024.

BANR EBITDA margin

Reviewing the last 3 years, Banner recorded an average EBITDA margin of 39.3%. Banner's current EBITDA margin is 40.4% and is 1.1 percentage points above its three-year average. The highest EBITDA margin for Banner was 40.8% in Dec 2023, while the lowest was 38% in Sep 2024.

BANR Net margin

Reviewing the last 3 years, Banner recorded an average net margin of 29.25%. Banner's current net margin is 31% and is 1.8 percentage points above its three-year average. The highest net margin for Banner was 31% in Jun 2026, while the lowest was 27.8% in Sep 2024.

BANR margin group comparison

Margins compared with peer-group, industry and sector averages

With a gross margin of 100%, BANR stands above the Financial Services sector and the industry average. Looking at its Financial Services sector average of 83.7%, Banner's gross margin is 19% higher.

BANR margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Banner's gross margin?

The current gross margin for BANR is 100% as of Jun 30, 2026.

What is Banner's operating margin?

For the period ending Jun 30, 2026, BANR recorded an operating margin of 37.9%.

What is Banner's EBITDA margin?

For the period ending Jun 30, 2026, BANR recorded an EBITDA margin of 40.4%.

What is Banner's net margin?

For the period ending Jun 30, 2026, BANR recorded a net margin of 31%.

What are the average margins of BANR?

Looking back over 3 years, BANR recorded average margins of 100.0% gross, 36.1% operating, 39.3% EBITDA, and 29.3% net.

What are the highest historical margins of BANR?

Over the last 5 years, Banner's highest margins were 100% gross in Jun 2026, 40.2% operating in Mar 2023, 43.6% EBITDA in Mar 2023, and 32.5% net in Mar 2023.

What are the lowest historical margins of BANR?

Looking back across 5 years, BANR reached its lowest margins at 100% gross in Dec 2021, 34.5% operating in Sep 2024, 38% EBITDA in Sep 2024, and 27.8% net in Sep 2024.