BANF Bancfirst margins

Relative Growth: Rel. Growth: 71

Relative Strength: Rel. Strength: 43

Relative Valuation: Rel. Valuation: 45

Relative Profitability: Rel. Profitability: 86

Gross margin

100%

Operating margin

44.8%

EBITDA margin

48%

Net margin

35.3%

The Bancfirst shows a gross margin of 100%, an operating margin of 44.8%, an EBITDA margin of 48%, and a net margin of 35.3%. EBITDA margin declined by 0.6 percentage points, while other available margins were stable.

BANF margin history

Gross, operating, EBITDA and net margin trends

Over the last 3 years, Bancfirst's margins averaged 100% gross, 44.35% operating, 47.81% EBITDA, and 34.95% net. Currently, operating, EBITDA, and net margins are above their three-year averages.

BANF margin expansion

Year-over-year margin changes in percentage points

Operating margin contracted by 0.4 percentage points, EBITDA margin by 0.6 percentage points, and net margin by 0.3 percentage points, while gross margin was unchanged.

Gross margin expansion

0pp

Operating margin expansion

-0.4pp

EBITDA margin expansion

-0.6pp

Net margin expansion

-0.3pp

BANF Gross margin

Bancfirst recorded an average gross margin of 100% across the last 3 years. Bancfirst currently reports a gross margin of 100%, in line with its three-year average. During this period, gross margin reached a high of 100% in Jun 2026 and a low of 100% in Dec 2023.

BANF Operating margin

The average operating margin for Bancfirst was 44.35% over the last 3 years. Compared with its three-year average, Bancfirst's current operating margin is 44.8% and is 0.5 percentage points above its three-year average. The operating margin for Bancfirst moved between 42.9% in Jun 2024 and 45.3% in Sep 2025.

BANF EBITDA margin

Bancfirst recorded an average EBITDA margin of 47.81% across the last 3 years. Compared with its three-year average, Bancfirst's current EBITDA margin is 48% and is 0.2 percentage points above its three-year average. Over the last 3 years, Bancfirst's EBITDA margin peaked at 48.6% in Sep 2025 and reached a low of 46.6% in Jun 2024.

BANF Net margin

The average net margin for Bancfirst was 34.95% over the last 3 years. The current net margin of 35.3% is 0.4 percentage points above its three-year average. The net margin for Bancfirst moved between 33.8% in Jun 2024 and 35.6% in Sep 2025.

BANF margin group comparison

Margins compared with peer-group, industry and sector averages

Bancfirst's gross margin of 100% is higher than the Financial Services sector and the industry average. Looking at the Financial Services sector average of 83.9%, Bancfirst's gross margin is 19% higher.

BANF margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is Bancfirst's gross margin?

For the period ending Jun 30, 2026, BANF recorded a gross margin of 100%.

What is Bancfirst's operating margin?

As of Jun 30, 2026, BANF has an operating margin of 44.8%.

What is Bancfirst's EBITDA margin?

The current EBITDA margin for BANF is 48% as of Jun 30, 2026.

What is Bancfirst's net margin?

The current net margin for BANF is 35.3% as of Jun 30, 2026.

What are the average margins of BANF?

Across the last 3 years, BANF averaged 100.0% gross, 44.4% operating, 47.8% EBITDA, and 35.0% net.

What are the highest historical margins of BANF?

Looking back across 5 years, BANF reached 100% gross in Jun 2026, 46.5% operating in Jun 2023, 50.2% EBITDA in Jun 2023, and 37% net in Jun 2023.

What are the lowest historical margins of BANF?

Bancfirst's lowest recorded margins during the past 5 years were 100% gross in Dec 2021, 39.6% operating in Jun 2022, 44% EBITDA in Jun 2022, and 32.4% net in Jun 2022.