AFBI
Affinity Bancshares
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: AFBI
- PE Ratio
As at Jun 3, 2026, the AFBI stock has a price-to-earnings ratio of 15.96. This is based on the current EPS of $1.41 and the stock price of $22.5 per share. The current PE ratio is comparable to the past four-quarter average.
AFBI PE ratio history
The mean historical PE ratio of Affinity Bancshares over the last six years is 16.0. The current 15.96 P/E ratio is similar to the historical average. In the past six years, AFBI's PE ratio peaked in the Jun 2024 quarter at 24.65, with a price of $21.2 and an EPS of $0.86. The Jun 2023 quarter marked the lowest point at 11.13, with a price of $11.69 and an EPS of $1.05.
Affinity Bancshares PE ratio by year
Maximum annual increase: 28.93% in 2024
Maximum annual decrease: -24.14% in 2025
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 15.62 | -24.14% | $20.78 | $1.33 |
| 2024 | 20.59 | 28.93% | $17.5 | $0.85 |
| 2023 | 15.97 | 13.18% | $15.97 | $1 |
| 2022 | 14.11 | 0.79% | $15.1 | $1.07 |
| 2021 | 14 | N/A | $15.4 | $1.1 |
| 2020 | N/A | N/A | N/A | $0.41 |
| 2019 | N/A | N/A | N/A | $0.05 |
| 2018 | N/A | N/A | N/A | $0.06 |
Affinity Bancshares PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 15.79 | 1.09% | $22.26 | $1.41 |
| Dec 2025 | 15.62 | -5.73% | $20.78 | $1.33 |
| Sep 2025 | 16.57 | 0.06% | $19.72 | $1.19 |
| Jun 2025 | 16.56 | -13.3% | $18.38 | $1.11 |
| Mar 2025 | 19.1 | -7.24% | $17.76 | $0.93 |
| Dec 2024 | 20.59 | -15.37% | $17.5 | $0.85 |
| Sep 2024 | 24.33 | -1.3% | $21.41 | $0.88 |
| Jun 2024 | 24.65 | 41.5% | $21.2 | $0.86 |
| Mar 2024 | 17.42 | 9.08% | $16.55 | $0.95 |
| Dec 2023 | 15.97 | 10.14% | $15.97 | $1 |
| Sep 2023 | 14.5 | 30.28% | $14.79 | $1.02 |
| Jun 2023 | 11.13 | -16.82% | $11.69 | $1.05 |
| Mar 2023 | 13.38 | -5.17% | $14.32 | $1.07 |
| Dec 2022 | 14.11 | -2.49% | $15.1 | $1.07 |
| Sep 2022 | 14.47 | -3.53% | $14.61 | $1.01 |
AFBI Price vs fair value
AFBI average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, AFBI's PE ratio is lower than the 3 and 5-year averages.
PE comparison
Affinity Bancshares's P/E of 15.96 is above the Financial Services sector, the industry and its peers average. In comparison with its Financial Services sector average of 12.1, Affinity Bancshares's P/E is 32% higher.
AFBI PE vs peers
In comparison to its peer stocks ZION and WAL, AFBI's PE ratio is higher. Affinity Bancshares's PE ratio is trading above the peer group average of 10.74.
| Stock name | PE ratio | Market cap |
|---|---|---|
| CUBI Customers Bancorp Inc | 9.17 | $2.54B |
| WAL Western Alliance Bancorporation | 9.34 | $8.81B |
| ZION Zions Bancorporation National Association | 9.79 | $9.26B |
| FULT Fulton Financial Corp | 10.39 | $4.19B |
| HOMB Home Bancshares Inc | 11.05 | $5.41B |
| ABCB Ameris Bancorp | 13.34 | $5.73B |
| BANC Banc Of California Inc | 14.55 | $2.98B |
| AFBI Affinity Bancshares Inc | 15.96 | $137.13M |
Frequently asked questions
What is Affinity Bancshares's PE ratio?
As of Jun 3, 2026, AFBI stock has a price to earnings ratio of 15.96.
What is the 3-year average PE ratio for Affinity Bancshares (AFBI)?
As an average over the last 3 years, AFBI stock has a PE ratio of 17.69.
What is the 5-year average PE ratio for Affinity Bancshares (AFBI)?
As an average over the last 5 years, AFBI stock has a PE ratio of 16.13.
What is the highest PE ratio for AFBI?
In the last six years, the Jun 2024 quarter recorded the highest quarterly PE ratio at 24.65.
How does the current PE ratio for AFBI compare to its historical average?
AFBI's current price to earnings ratio is 0.3% below its 6-year historical average.
How is AFBI's PE ratio calculated (Affinity Bancshares PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Jun 3, 2026), Affinity Bancshares's stock price is $22.5. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $1.41. Therefore, Affinity Bancshares's PE ratio for today is 15.96. PE RATIO(15.96) = STOCK PRICE($22.5) / TTM EPS($1.41)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.