ACIW ACI Worldwide margins

Relative Growth: Rel. Growth:

Relative Strength: Rel. Strength:

Relative Valuation: Rel. Valuation:

Relative Profitability: Rel. Profitability: 58

Gross margin

47%

Operating margin

14.9%

EBITDA margin

21.9%

Net margin

9.5%

Based on the latest figures, ACI Worldwide reports a gross margin of 47%, an operating margin of 14.9%, an EBITDA margin of 21.9%, and a net margin of 9.5%. The company's available margins all weakened, with EBITDA margin showing the strongest contraction of 6.1 percentage points.

ACIW margin history

Gross, operating, EBITDA and net margin trends

Looking back over the last 3 years, ACI Worldwide recorded average margins of 49.97% gross, 18.74% operating, 27.08% EBITDA, and 12.44% net. Compared with their three-year averages, all four current margins are lower.

ACIW margin expansion

Year-over-year margin changes in percentage points

The strongest decline was in EBITDA margin, which fell by 6.1 percentage points. The other available margins also declined.

Gross margin expansion

-2.7pp

Operating margin expansion

-4.9pp

EBITDA margin expansion

-6.1pp

Net margin expansion

-5.6pp

ACIW Gross margin

Across the last 3 years, ACI Worldwide's gross margin averaged 49.97%. Currently, ACI Worldwide's current gross margin is 47%, which is 3 percentage points below its three-year average. Gross margin was highest at 52.2% in Sep 2024 and lowest at 47% in Sep 2026.

ACIW Operating margin

Over the last 3 years, the average operating margin for ACI Worldwide was 18.74%. The latest operating margin for ACI Worldwide is 14.9%, 3.8 percentage points below its three-year average. ACI Worldwide's operating margin ranged from a low of 14.9% in Sep 2026 to a high of 22.1% in Sep 2024.

ACIW EBITDA margin

ACI Worldwide recorded an average EBITDA margin of 27.08% across the last 3 years. The current EBITDA margin of 21.9% is 5.2 percentage points below its three-year average. During this period, EBITDA margin reached a high of 30.8% in Mar 2025 and a low of 21.9% in Sep 2026.

ACIW Net margin

Over the last 3 years, ACI Worldwide recorded an average net margin of 12.44%. ACI Worldwide's current net margin is 9.5% and is 2.9 percentage points below its three-year average. The highest net margin for ACI Worldwide was 16.1% in Mar 2025, while the lowest was 8.4% in Dec 2023.

ACIW margin group comparison

Margins compared with peer-group, industry and sector averages

ACI Worldwide's gross margin of 47% is lower than the Technology sector, the industry and its peers average. In comparison with the Technology sector average of 52.4%, ACI Worldwide's gross margin is 10% lower.

ACIW margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is ACI Worldwide's gross margin?

The current gross margin for ACIW is 47% as of Sep 30, 2026.

What is ACI Worldwide's operating margin?

The current operating margin for ACIW is 14.9% as of Sep 30, 2026.

What is ACI Worldwide's EBITDA margin?

For the period ending Sep 30, 2026, ACIW recorded an EBITDA margin of 21.9%.

What is ACI Worldwide's net margin?

For the period ending Sep 30, 2026, ACIW recorded a net margin of 9.5%.

What are the average margins of ACIW?

The three-year average margins for ACIW were 50.0% gross, 18.7% operating, 27.1% EBITDA, and 12.4% net.

What are the highest historical margins of ACIW?

In the last 5 years, the highest margins reported by ACIW were 54.2% gross in Mar 2022, 22.1% operating in Sep 2024, 30.8% EBITDA in Mar 2025, and 16.1% net in Mar 2025.

What are the lowest historical margins of ACIW?

In the last 5 years, the lowest margins reported by ACIW were 47% gross in Sep 2026, 10.1% operating in Jun 2023, 21.9% EBITDA in Sep 2026, and 5.4% net in Jun 2023.