ACIW ACI Worldwide margins

Relative Growth: Rel. Growth:

Relative Strength: Rel. Strength:

Relative Valuation: Rel. Valuation:

Relative Profitability: Rel. Profitability: 70

Gross margin

49.1%

Operating margin

18.6%

EBITDA margin

25.7%

Net margin

12.4%

Based on the latest figures, ACI Worldwide reports a gross margin of 49.1%, an operating margin of 18.6%, an EBITDA margin of 25.7%, and a net margin of 12.4%. The company's available margins all weakened, with EBITDA margin showing the strongest contraction of 2.8 percentage points.

ACIW margin history

Gross, operating, EBITDA and net margin trends

Looking back over the last 3 years, ACI Worldwide recorded average margins of 50.24% gross, 19.09% operating, 27.55% EBITDA, and 12.71% net. Compared with their three-year averages, all four current margins are lower.

ACIW margin expansion

Year-over-year margin changes in percentage points

The strongest decline was in EBITDA margin, which fell by 2.8 percentage points. The other available margins also declined.

Gross margin expansion

-1.2pp

Operating margin expansion

-1.3pp

EBITDA margin expansion

-2.8pp

Net margin expansion

-2.4pp

ACIW Gross margin

Across the last 3 years, ACI Worldwide's gross margin averaged 50.24%. Currently, ACI Worldwide's current gross margin is 49.1%, which is 1.1 percentage points below its three-year average. Gross margin was highest at 52.2% in Sep 2024 and lowest at 49% in Dec 2025.

ACIW Operating margin

Over the last 3 years, the average operating margin for ACI Worldwide was 19.09%. The latest operating margin for ACI Worldwide is 18.6%, 0.5 percentage points below its three-year average. ACI Worldwide's operating margin ranged from a low of 15.2% in Dec 2023 to a high of 22.1% in Sep 2024.

ACIW EBITDA margin

ACI Worldwide recorded an average EBITDA margin of 27.55% across the last 3 years. The current EBITDA margin of 25.7% is 1.9 percentage points below its three-year average. During this period, EBITDA margin reached a high of 30.8% in Mar 2025 and a low of 24.8% in Dec 2023.

ACIW Net margin

Over the last 3 years, ACI Worldwide recorded an average net margin of 12.71%. ACI Worldwide's current net margin is 12.4% and is 0.3 percentage points below its three-year average. The highest net margin for ACI Worldwide was 16.1% in Mar 2025, while the lowest was 8.4% in Dec 2023.

ACIW margin group comparison

Margins compared with peer-group, industry and sector averages

ACI Worldwide's gross margin of 49.1% is lower than the Technology sector, the industry and its peers average. In comparison with the Technology sector average of 52.2%, ACI Worldwide's gross margin is 6% lower.

ACIW margin peer comparison

Compare margins with selected peers

Frequently asked questions

What is ACI Worldwide's gross margin?

The current gross margin for ACIW is 49.1% as of Jun 30, 2026.

What is ACI Worldwide's operating margin?

The current operating margin for ACIW is 18.6% as of Jun 30, 2026.

What is ACI Worldwide's EBITDA margin?

For the period ending Jun 30, 2026, ACIW recorded an EBITDA margin of 25.7%.

What is ACI Worldwide's net margin?

For the period ending Jun 30, 2026, ACIW recorded a net margin of 12.4%.

What are the average margins of ACIW?

The three-year average margins for ACIW were 50.2% gross, 19.1% operating, 27.6% EBITDA, and 12.7% net.

What are the highest historical margins of ACIW?

In the last 5 years, the highest margins reported by ACIW were 54.2% gross in Mar 2022, 22.1% operating in Sep 2024, 30.8% EBITDA in Mar 2025, and 16.1% net in Mar 2025.

What are the lowest historical margins of ACIW?

In the last 5 years, the lowest margins reported by ACIW were 48.2% gross in Jun 2023, 10.1% operating in Jun 2023, 23.4% EBITDA in Jun 2023, and 5.4% net in Jun 2023.