VEL Velocity Financial PE ratio, current and historical analysis
As of Mar 13, 2025, the Velocity Financial stock's PE ratio is 9.42. This results from the current EPS of $2.07 and stock price of $19.5. The P/E ratio has a decrease of 3.4% from the past four quarters average of 9.8.
VEL PE ratio history
The PE ratio of Velocity Financial has averaged 10.51 over the last five years. The current PE ratio of 9.42 is 10% below the historical average. Over the past five years, VEL's PE ratio was at its highest in the Dec 2021 quarter at 15.22, when the stock price was $13.7 and the EPS was $0.9. The lowest value was in the Mar 2023 quarter, when it reached 7.34 with a price of $9.03 and an EPS of $1.23.
Velocity Financial PE ratio by year
Maximum annual increase: 10.36% in 2023
Maximum annual decrease: -35.94% in 2022
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 9.45 | -12.17% | $19.56 | $2.07 |
| 2023 | 10.76 | 10.36% | $17.22 | $1.6 |
| 2022 | 9.75 | -35.94% | $9.65 | $0.99 |
| 2021 | 15.22 | N/A | $13.7 | $0.9 |
| 2020 | N/A | N/A | $6.23 | -$1.55 |
| 2019 | N/A | N/A | N/A | N/A |
| 2018 | N/A | N/A | N/A | N/A |
| 2017 | N/A | N/A | N/A | N/A |
| 2016 | N/A | N/A | N/A | N/A |
Velocity Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Dec 2024 | 9.45 | -4.55% | $19.56 | $2.07 |
| Sep 2024 | 9.9 | 3.23% | $19.61 | $1.98 |
| Jun 2024 | 9.59 | -4.67% | $17.93 | $1.87 |
| Mar 2024 | 10.06 | -6.51% | $18 | $1.79 |
| Dec 2023 | 10.76 | 26.59% | $17.22 | $1.6 |
| Sep 2023 | 8.5 | -6.39% | $11.3 | $1.33 |
| Jun 2023 | 9.08 | 23.71% | $11.53 | $1.27 |
| Mar 2023 | 7.34 | -24.72% | $9.03 | $1.23 |
| Dec 2022 | 9.75 | -10.96% | $9.65 | $0.99 |
| Sep 2022 | 10.95 | -7.36% | $10.84 | $0.99 |
| Jun 2022 | 11.82 | -3.82% | $10.99 | $0.93 |
| Mar 2022 | 12.29 | -19.25% | $10.94 | $0.89 |
| Dec 2021 | 15.22 | 30.64% | $13.7 | $0.9 |
| Sep 2021 | 11.65 | -2.1% | $13.16 | $1.13 |
| Jun 2021 | 11.9 | N/A | $12.49 | $1.05 |
VEL average PE ratio chart
The current PE ratio of VEL is below the 3 and 5-year averages.
VEL PE vs peers
VEL's PE ratio is lower than its peer stock IVR.
| Stock name | PE ratio | Market cap |
|---|---|---|
| VEL Velocity Financial Inc | 9.42 | $663.3M |
| IVR Invesco Mortgage Capital Inc | 13.06 | $524.09M |
| LDI loanDepot Inc | N/A | $449.75M |
Frequently asked questions
What is Velocity Financial's PE ratio?
The price to earnings ratio for VEL stock as of Mar 13, 2025, stands at 9.42.
What is the 3-year average PE ratio for Velocity Financial (VEL)?
The average PE ratio for VEL stock over the past 3 years is 9.96.
What is the 5-year average PE ratio for Velocity Financial (VEL)?
The average PE ratio for VEL stock over the past 5 years is 10.51.
What is the highest PE ratio for VEL?
Over the last five years, the quarterly PE ratio reached a historic high of 15.22 in the Dec 2021 quarter.
How does the current PE ratio for VEL compare to its historical average?
VEL's price to earnings ratio is currently 10% below its 5-year historical average.
Why is Velocity Financial's PE ratio so low?
VEL's PE ratio of 9.42 is considered low because the company's stock price is trading at a lower multiple of earnings.
How is VEL's PE ratio calculated (Velocity Financial PE ratio formula)?
The PE ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Mar 13, 2025), Velocity Financial's stock price is $19.5. The earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $2.07. Therefore, Velocity Financial's P/E ratio for today is 9.42. PE RATIO(9.42) = STOCK PRICE($19.5) / TTM EPS($2.07)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.