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Price (delayed)
$23.93
Market cap
$330.25M
P/E Ratio
15.34
Dividend/share
$3.3
EPS
$1.56
Enterprise value
$990.8M
aratoga Investment is a specialty finance company that provides customized financing solutions to U.S. middle-market businesses. The Company invests primarily in senior and unitranche leveraged loans and mezzanine debt, and,
Highlights
Saratoga Investment's revenue has increased by 21% YoY and by 5% QoQ
Saratoga Investment's gross profit has increased by 20% YoY and by 4.7% from the previous quarter
The EPS has contracted by 43% YoY but it has grown by 26% from the previous quarter
Saratoga Investment's net income has decreased by 36% YoY but it has increased by 34% QoQ
Saratoga Investment's debt has increased by 6% YoY
Key stats
What are the main financial stats of SAR
Market
Valuations
Earnings
Shares outstanding
13.8M
Market cap
$330.25M
Enterprise value
$990.8M
Price to earnings (P/E)
15.34
Price to book (P/B)
0.88
Price to sales (P/S)
2.12
EV/EBIT
13.63
EV/EBITDA
13.63
EV/Sales
6.38
Revenue
$155.26M
Gross profit
$122.12M
Net income
$21.18M
EBIT
$72.68M
EBITDA
$72.68M
Free cash flow
$84.08M
Per share
Balance sheet
Liquidity
EPS
$1.56
EPS diluted
$1.56
Free cash flow per share
$6.13
Book value per share
$27.07
Revenue per share
$11.31
TBVPS
$88.5
Total assets
$1.21B
Total liabilities
$842.65M
Debt
$822.55M
Equity
$372.05M
Working capital
N/A
Debt to equity
2.21
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
9.09
Margins
Efficiency
Dividend
EBITDA margin
46.8%
Gross margin
78.7%
Net margin
13.6%
Operating margin
71.5%
Return on assets
1.8%
Return on equity
5.8%
Return on invested capital
3.8%
Return on capital employed
N/A
Return on sales
46.8%
Dividend yield
13.79%
DPS
$3.3
Payout ratio
211.5%
SAR stock price
How has the Saratoga Investment stock price performed over time
Intraday
1.06%
1 week
-0.58%
1 month
-8.21%
1 year
-6.27%
YTD
-7.46%
QTD
3.19%
Financial performance
How have Saratoga Investment's revenue and profit performed over time
Revenue
$155.26M
Gross profit
$122.12M
Operating income
$110.98M
Net income
$21.18M
Gross margin
78.7%
Net margin
13.6%
Saratoga Investment's net margin has decreased by 47% YoY but it has increased by 27% QoQ
Saratoga Investment's net income has decreased by 36% YoY but it has increased by 34% QoQ
The operating income rose by 21% year-on-year and by 5% since the previous quarter
Saratoga Investment's revenue has increased by 21% YoY and by 5% QoQ
Growth
What is Saratoga Investment's growth rate over time
Valuation
What is Saratoga Investment stock price valuation
P/E
15.34
P/B
0.88
P/S
2.12
EV/EBIT
13.63
EV/EBITDA
13.63
EV/Sales
6.38
The EPS has contracted by 43% YoY but it has grown by 26% from the previous quarter
The stock's price to earnings (P/E) is 25% more than its 5-year quarterly average of 12.3 but 24% less than its last 4 quarters average of 20.3
The company's equity rose by 2.8% YoY
The stock's price to book (P/B) is 2.2% less than its 5-year quarterly average of 0.9 and 2.2% less than its last 4 quarters average of 0.9
The price to sales (P/S) is 39% less than the 5-year quarterly average of 3.5 and 3.6% less than the last 4 quarters average of 2.2
Saratoga Investment's revenue has increased by 21% YoY and by 5% QoQ
Efficiency
How efficient is Saratoga Investment business performance
SAR's return on assets is down by 40% year-on-year but it is up by 38% since the previous quarter
Saratoga Investment's ROE has decreased by 39% YoY but it has increased by 35% from the previous quarter
The ROS has contracted by 20% YoY but it has grown by 4.5% from the previous quarter
SAR's return on invested capital is up by 12% since the previous quarter but it is down by 10% year-on-year
Dividends
What is SAR's dividend history
DPS
$3.3
Dividend yield
13.79%
Payout ratio
211.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Saratoga Investment financials performed over time
The company's total assets is 44% higher than its total liabilities
Saratoga Investment's total liabilities has increased by 6% YoY
The company's total assets rose by 5% YoY
Saratoga Investment's debt is 121% higher than its equity
Saratoga Investment's debt has increased by 6% YoY
Saratoga Investment's debt to equity has increased by 2.8% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.