PRG PROG Holdings Inc

Price (delayed)

$38.47

Market cap

$1.53B

P/E Ratio

10.45

Dividend/share

$0.55

EPS

$3.68

Enterprise value

$2.33B

Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 54

PROG Holdings, Inc. is a fintech holding company headquartered in Salt Lake City, UT, that provides transparent and competitive payment options and inclusive consumer financial products. The Company owns Progressive ...

Highlights
The gross profit rose by 20% year-on-year and by 9% since the previous quarter
The equity has increased by 20% YoY and by 4% from the previous quarter
The debt has increased by 47% YoY but it has decreased by 5% from the previous quarter
PROG Holdings's net income has decreased by 32% YoY
PROG Holdings's EPS has decreased by 29% YoY

Key stats

What are the main financial stats of PRG

PRG stock price

How has the PROG Holdings stock price performed over time
Intraday
-0.72%
1 week
-2.98%
1 month
-15.99%
1 year
9.29%
YTD
30.45%
QTD
-17.46%

Financial performance

How have PROG Holdings's revenue and profit performed over time
Revenue
$2.58B
Gross profit
$926.64M
Operating income
$214.02M
Net income
$146.67M
Gross margin
35.9%
Net margin
5.7%
The net margin has decreased by 36% YoY and by 5% from the previous quarter
PROG Holdings's net income has decreased by 32% YoY
The gross profit rose by 20% year-on-year and by 9% since the previous quarter
PROG Holdings's gross margin has increased by 13% YoY and by 3.5% QoQ

Price vs fundamentals

How does PRG's price correlate with its fundamentals

Growth

What is PROG Holdings's growth rate over time

Valuation

What is PROG Holdings stock price valuation
P/E
10.45
P/B
1.91
P/S
0.6
EV/EBIT
9.55
EV/EBITDA
1.3
EV/Sales
0.9
PROG Holdings's EPS has decreased by 29% YoY
The P/E is 15% above the last 4 quarters average of 9.1 and 7% above the 5-year quarterly average of 9.8
The equity has increased by 20% YoY and by 4% from the previous quarter
The P/B is 13% less than the 5-year quarterly average of 2.2 but 6% more than the last 4 quarters average of 1.8
PROG Holdings's revenue has increased by 7% YoY and by 5% QoQ

Efficiency

How efficient is PROG Holdings business performance
PRG's ROA is down by 45% year-on-year and by 9% since the previous quarter
PROG Holdings's return on equity has decreased by 41% YoY and by 5% QoQ
The ROIC is down by 7% from the previous quarter and by 6% YoY
PROG Holdings's return on sales has increased by 4.4% YoY but it has decreased by 4.1% QoQ

Dividends

What is PRG's dividend history
DPS
$0.55
Dividend yield
1.43%
Payout ratio
14.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did PROG Holdings financials performed over time
The company's total assets is 65% higher than its total liabilities
The total liabilities has surged by 58% year-on-year but it has declined by 2% since the previous quarter
The company's total assets rose by 41% YoY
The debt is 10% more than the equity
The debt has increased by 47% YoY but it has decreased by 5% from the previous quarter
PROG Holdings's debt to equity has increased by 22% YoY but it has decreased by 9% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.