PRG PROG Holdings Inc

Price (delayed)

$36.53

Market cap

$1.42B

P/E Ratio

9.64

Dividend/share

$0.55

EPS

$3.79

Enterprise value

$2.17B

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Relative Growth: Rel. Growth: 52
Relative Strength: Rel. Strength: 53
Relative Valuation: Rel. Valuation: 89
Relative Profitability: Rel. Profitability: 58

PROG Holdings, Inc. is a fintech holding company headquartered in Salt Lake City, UT, that provides transparent and competitive payment options and inclusive consumer financial products. The Company owns Progressive ...

Highlights
The gross profit rose by 28% year-on-year and by 8% since the previous quarter
The equity has increased by 15% YoY
The debt has increased by 44% YoY but it has decreased by 2.4% from the previous quarter
PROG Holdings's net income has decreased by 8% YoY but it has increased by 2.8% QoQ
The P/E is 10% above the last 4 quarters average of 9.2 and 5% above the 5-year quarterly average of 9.6

Key stats

What are the main financial stats of PRG

PRG stock price

How has the PROG Holdings stock price performed over time
Intraday
-4.35%
1 week
23.37%
1 month
17.84%
1 year
27.68%
YTD
23.87%
QTD
18.14%

Financial performance

How have PROG Holdings's revenue and profit performed over time
Revenue
$2.71B
Gross profit
$983.17M
Operating income
$226.47M
Net income
$150.79M
Gross margin
36.2%
Net margin
5.6%
The gross profit rose by 28% year-on-year and by 8% since the previous quarter
The net margin has decreased by 18% YoY
PROG Holdings's revenue has increased by 13% YoY and by 6% QoQ
PROG Holdings's gross margin has increased by 13% YoY and by 2.3% QoQ

Price vs fundamentals

How does PRG's price correlate with its fundamentals

Growth

What is PROG Holdings's growth rate over time

Valuation

What is PROG Holdings stock price valuation
P/E
9.64
P/B
1.8
P/S
0.53
EV/EBIT
8.47
EV/EBITDA
1.2
EV/Sales
0.8
The P/E is 10% above the last 4 quarters average of 9.2 and 5% above the 5-year quarterly average of 9.6
PROG Holdings's EPS has decreased by 6% YoY but it has increased by 3% QoQ
The P/B is 15% less than the 5-year quarterly average of 2.2 but 11% more than the last 4 quarters average of 1.7
The equity has increased by 15% YoY
PROG Holdings's revenue has increased by 13% YoY and by 6% QoQ
The price to sales (P/S) is 12% higher than the last 4 quarters average of 0.5 but 7% lower than the 5-year quarterly average of 0.6

Efficiency

How efficient is PROG Holdings business performance
PRG's ROA is down by 29% year-on-year and by 3.7% since the previous quarter
PROG Holdings's return on equity has decreased by 22% YoY
The ROIC is down by 9% YoY and by 2.2% from the previous quarter
PROG Holdings's return on sales has decreased by 2.1% QoQ

Dividends

What is PRG's dividend history
DPS
$0.55
Dividend yield
1.51%
Payout ratio
14.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did PROG Holdings financials performed over time
The company's total assets is 65% higher than its total liabilities
The total liabilities has grown by 48% year-on-year
The company's total assets rose by 33% YoY
The debt is 7% more than the equity
The debt has increased by 44% YoY but it has decreased by 2.4% from the previous quarter
PROG Holdings's debt to equity has increased by 24% YoY but it has decreased by 2.7% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.