OMF OneMain Holdings Inc

  1. Stocks
  2. Financial Services
  3. NYSE: OMF

Price (delayed)

$42.3

Market cap

$5.07B

P/E Ratio

7.79

Dividend/share

$4

EPS

$5.43

Enterprise value

$23.15B

OneMain Financial has been offering responsible and transparent loans for over 100 years. With almost 1,500 locations throughout 44 states, the company is committed to helping people with their personal ...

Highlights
OMF's equity is up by 3.2% YoY
OMF's EPS is down by 28% YoY but it is up by 2.1% QoQ
OMF's net income is down by 32% year-on-year
OMF's P/E is 26% above its 5-year quarterly average of 6.2 and 18% above its last 4 quarters average of 6.6
Sector: Financial Services
Industry: Credit Services
Website: http://www.onemainfinancial.com
Peers: RM SFE

Key stats

What are the main financial stats of OMF
Market
Shares outstanding
119.9M
Market cap
$5.07B
Enterprise value
$23.15B
Valuations
Price to earnings (P/E)
7.79
Price to book (P/B)
1.64
Price to sales (P/S)
1.99
EV/EBIT
27.05
EV/EBITDA
20.65
EV/Sales
9.05
Earnings
Revenue
$2.56B
EBIT
$856M
EBITDA
$1.12B
Free cash flow
$2.51B
Per share
EPS
$5.43
Free cash flow per share
$20.8
Book value per share
$25.82
Revenue per share
$21.24
TBVPS
$186.44
Balance sheet
Total assets
$24.15B
Total liabilities
$21.04B
Debt
$19.85B
Equity
$3.11B
Working capital
N/A
Liquidity
Debt to equity
6.39
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
16.13
Margins
EBITDA margin
43.8%
Gross margin
93.2%
Net margin
25.7%
Operating margin
33.5%
Efficiency
Return on assets
2.8%
Return on equity
21.4%
Return on invested capital
2.2%
Return on capital employed
N/A
Return on sales
33.5%
Dividend
Dividend yield
9.46%
DPS
$4
Payout ratio
73.7%

OMF stock price

How has the OneMain Holdings stock price performed over time
Intraday
0.17%
1 week
9.73%
1 month
19.53%
1 year
7.47%
YTD
26.99%
QTD
5.51%

Financial performance

How have OneMain Holdings's revenue and profit performed over time
Revenue
$2.56B
Gross profit
$2.38B
Operating income
$856M
Net income
$656M
Gross margin
93.2%
Net margin
25.7%
OneMain Holdings's operating income has decreased by 33% YoY
OMF's net income is down by 32% year-on-year
OneMain Holdings's operating margin has decreased by 24% YoY
The net margin has contracted by 22% YoY

Growth

What is OneMain Holdings's growth rate over time

Valuation

What is OneMain Holdings stock price valuation
OMF P/E details
P/E
7.79
P/B
1.64
P/S
1.99
EV/EBIT
27.05
EV/EBITDA
20.65
EV/Sales
9.05
OMF's EPS is down by 28% YoY but it is up by 2.1% QoQ
OMF's P/E is 26% above its 5-year quarterly average of 6.2 and 18% above its last 4 quarters average of 6.6
OMF's price to book (P/B) is 9% higher than its 5-year quarterly average of 1.5 and 9% higher than its last 4 quarters average of 1.5
OMF's equity is up by 3.2% YoY
The revenue has decreased by 12% YoY
OMF's price to sales (P/S) is 11% higher than its 5-year quarterly average of 1.8 and 11% higher than its last 4 quarters average of 1.8

Efficiency

How efficient is OneMain Holdings business performance
The ROIC has contracted by 35% YoY
OneMain Holdings's return on assets has decreased by 35% YoY
The ROE has contracted by 32% YoY
OMF's ROS is down by 24% YoY

Dividends

What is OMF's dividend history
Dividend details
DPS
$4
Dividend yield
9.46%
Payout ratio
73.7%
Recent dividends

Financial health

How did OneMain Holdings financials performed over time
The total assets is 15% more than the total liabilities
OneMain Holdings's total liabilities has increased by 9% YoY and by 2.9% from the previous quarter
The total assets has grown by 8% YoY and by 2.7% from the previous quarter
The debt has grown by 9% YoY and by 3.4% from the previous quarter
The debt to equity has grown by 6% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.