OMF OneMain Holdings Inc

Price (delayed)

$38.66

Market cap

$4.84B

P/E Ratio

4.21

Dividend/share

$3.3

EPS

$9.19

Enterprise value

$21.23B

OneMain Financial has been offering responsible and transparent loans for over 100 years. With almost 1,500 locations throughout 44 states, the company is committed to helping people with their personal ...

Highlights
OMF's P/E is 60% below its 5-year quarterly average of 10.2 and 23% below its last 4 quarters average of 5.3
OMF's EPS is up by 11% YoY but it is down by 7% QoQ
OneMain Holdings's gross profit has increased by 9% YoY but it has decreased by 4.3% from the previous quarter
OMF's equity is down by 7% YoY
The debt has grown by 4.6% YoY

Key stats

What are the main financial stats of OMF
Market
Shares outstanding
125.21M
Market cap
$4.84B
Enterprise value
$21.23B
Valuations
Price to earnings (P/E)
4.21
Price to book (P/B)
1.6
Price to sales (P/S)
1.52
EV/EBIT
13.35
EV/EBITDA
11.45
EV/Sales
6.55
Earnings
Revenue
$3.24B
EBIT
$1.59B
EBITDA
$1.85B
Free cash flow
$2.24B
Per share
EPS
$9.19
Free cash flow per share
$17.65
Book value per share
$24.24
Revenue per share
$25.5
TBVPS
$158.15
Balance sheet
Total assets
$21.81B
Total liabilities
$18.72B
Debt
$17.56B
Equity
$3.09B
Working capital
N/A
Liquidity
Debt to equity
5.68
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
8.84
Margins
EBITDA margin
57.2%
Gross margin
94.2%
Net margin
37.1%
Operating margin
49.1%
Efficiency
Return on assets
5.4%
Return on equity
37.4%
Return on invested capital
4.4%
Return on capital employed
N/A
Return on sales
49.1%
Dividend
Dividend yield
8.54%
DPS
$3.3
Payout ratio
35.9%

OMF stock price

How has the OneMain Holdings stock price performed over time
Intraday
3.4%
1 week
5.8%
1 month
-6.05%
1 year
-36.15%
YTD
-22.74%
QTD
-18.46%

Financial performance

How have OneMain Holdings's revenue and profit performed over time
Revenue
$3.24B
Gross profit
$3.05B
Operating income
$1.59B
Net income
$1.2B
Gross margin
94.2%
Net margin
37.1%
OneMain Holdings's operating income has decreased by 9% QoQ but it has increased by 7% YoY
OneMain Holdings's gross profit has increased by 9% YoY but it has decreased by 4.3% from the previous quarter
OMF's net income is down by 9% since the previous quarter but it is up by 8% year-on-year
The revenue has increased by 8% YoY but it has decreased by 3.7% QoQ

Growth

What is OneMain Holdings's growth rate over time

Valuation

What is OneMain Holdings stock price valuation
P/E
4.21
P/B
1.6
P/S
1.52
EV/EBIT
13.35
EV/EBITDA
11.45
EV/Sales
6.55
OMF's P/E is 60% below its 5-year quarterly average of 10.2 and 23% below its last 4 quarters average of 5.3
OMF's EPS is up by 11% YoY but it is down by 7% QoQ
OMF's price to book (P/B) is 30% lower than its last 4 quarters average of 2.2 but 10% higher than its 5-year quarterly average of 1.4
OMF's equity is down by 7% YoY
OMF's price to sales (P/S) is 30% lower than its last 4 quarters average of 2.1 and 23% lower than its 5-year quarterly average of 1.9
The revenue has increased by 8% YoY but it has decreased by 3.7% QoQ

Efficiency

How efficient is OneMain Holdings business performance
The ROE has grown by 10% YoY but it has contracted by 7% from the previous quarter
OneMain Holdings's return on assets has decreased by 10% QoQ but it has increased by 8% YoY
The ROIC has contracted by 8% from the previous quarter but it has grown by 4.8% YoY
OMF's ROS is down by 5% QoQ

Dividends

What is OMF's dividend history
DPS
$3.3
Dividend yield
8.54%
Payout ratio
35.9%
Recent dividends

Financial health

How did OneMain Holdings financials performed over time
The total assets is 17% more than the total liabilities
OneMain Holdings's total liabilities has increased by 4.1% YoY
The total assets has grown by 2.5% YoY
The debt to equity has grown by 12% YoY
OMF's equity is down by 7% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.