Unlock Premium for Just $9.99/Month – Special Launch Offer, Limited Time Only Get Premium

OMF OneMain Holdings Inc

Price (delayed)

$56.65

Market cap

$6.74B

P/E Ratio

11.9

Dividend/share

$4.16

EPS

$4.76

Enterprise value

$26.87B

OneMain Financial has been offering responsible and transparent loans for over 100 years. With almost 1,500 locations throughout 44 states, the company is committed to helping people with their personal ...

Highlights
OneMain Holdings's gross profit has increased by 3.7% from the previous quarter
OMF's equity is up by 2.8% QoQ and by 2.1% YoY
OMF's EPS is up by 12% QoQ but it is down by 7% YoY
OMF's net income is up by 11% since the previous quarter but it is down by 8% year-on-year
OMF's P/E is 63% above its 5-year quarterly average of 7.3 and 11% above its last 4 quarters average of 10.7
The debt has grown by 10% YoY

Key stats

What are the main financial stats of OMF
Market
Shares outstanding
118.97M
Market cap
$6.74B
Enterprise value
$26.87B
Valuations
Price to earnings (P/E)
11.9
Price to book (P/B)
2.06
Price to sales (P/S)
2.66
EV/EBIT
36.41
EV/EBITDA
26.37
EV/Sales
10.55
Earnings
Revenue
$2.55B
Gross profit
$2.36B
Operating income
$738M
Net income
$567M
EBIT
$738M
EBITDA
$1.02B
Free cash flow
$2.81B
Per share
EPS
$4.76
EPS diluted
$4.74
Free cash flow per share
$23.5
Book value per share
$27.48
Revenue per share
$21.32
TBVPS
$203.27
Balance sheet
Total assets
$26.03B
Total liabilities
$22.75B
Debt
$21.49B
Equity
$3.28B
Working capital
N/A
Liquidity
Debt to equity
6.55
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
19.76
Margins
EBITDA margin
40%
Gross margin
92.6%
Net margin
22.3%
Operating margin
29%
Efficiency
Return on assets
2.2%
Return on equity
17.7%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
29%
Dividend
Dividend yield
7.34%
DPS
$4.16
Payout ratio
87.4%

OMF stock price

How has the OneMain Holdings stock price performed over time
Intraday
0.84%
1 week
4.71%
1 month
7.72%
1 year
17.97%
YTD
8.67%
QTD
15.9%

Financial performance

How have OneMain Holdings's revenue and profit performed over time
Revenue
$2.55B
Gross profit
$2.36B
Operating income
$738M
Net income
$567M
Gross margin
92.6%
Net margin
22.3%
OneMain Holdings's operating income has increased by 11% QoQ but it has decreased by 9% YoY
OMF's net income is up by 11% since the previous quarter but it is down by 8% year-on-year
The net margin has grown by 8% from the previous quarter but it has contracted by 7% YoY
OneMain Holdings's operating margin has decreased by 8% YoY but it has increased by 7% from the previous quarter

Price vs fundamentals

How does OMF's price correlate with its fundamentals

Growth

What is OneMain Holdings's growth rate over time

Valuation

What is OneMain Holdings stock price valuation
P/E
11.9
P/B
2.06
P/S
2.66
EV/EBIT
36.41
EV/EBITDA
26.37
EV/Sales
10.55
OMF's P/E is 63% above its 5-year quarterly average of 7.3 and 11% above its last 4 quarters average of 10.7
OMF's EPS is up by 12% QoQ but it is down by 7% YoY
OMF's price to book (P/B) is 14% higher than its 5-year quarterly average of 1.8 and 14% higher than its last 4 quarters average of 1.8
OMF's equity is up by 2.8% QoQ and by 2.1% YoY
OMF's price to sales (P/S) is 33% higher than its 5-year quarterly average of 2.0 and 11% higher than its last 4 quarters average of 2.4
The revenue has increased by 3.4% QoQ

Efficiency

How efficient is OneMain Holdings business performance
The ROIC has contracted by 15% YoY but it has grown by 6% from the previous quarter
OneMain Holdings's return on assets has decreased by 15% YoY but it has increased by 10% QoQ
The ROE has grown by 11% from the previous quarter but it has contracted by 10% YoY
OMF's ROS is down by 8% YoY but it is up by 7% QoQ

Dividends

What is OMF's dividend history
DPS
$4.16
Dividend yield
7.34%
Payout ratio
87.4%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did OneMain Holdings financials performed over time
The total assets is 14% more than the total liabilities
OneMain Holdings's total liabilities has increased by 10% YoY
The total assets has grown by 9% YoY
The debt has grown by 10% YoY
The debt to equity has grown by 8% YoY but it has contracted by 2.5% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.