LDI loanDepot Inc

Price (delayed)

$1.75

Market cap

$579.12M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$0.33

Enterprise value

$4.61B

loanDepot is a contemporary financial services company dedicated to delivering a best-in-class experience to its mortgage purchase and refinance customers. Launched in 2010, loanDepot offers a diversified network of direct-to-consumer, ...

Highlights
LDI's EPS is up by 46% YoY and by 27% from the previous quarter
LDI's net income is up by 39% YoY and by 22% from the previous quarter
The equity has contracted by 8% YoY but it has grown by 4% from the previous quarter
loanDepot's debt has increased by 7% YoY

Key stats

What are the main financial stats of LDI
Market
Shares outstanding
330.93M
Market cap
$579.12M
Enterprise value
$4.61B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
2.12
Price to sales (P/S)
0.32
EV/EBIT
56.98
EV/EBITDA
37.13
EV/Sales
4.09
Earnings
Revenue
$1.13B
Gross profit
$411.89M
Operating income
$17.3M
Net income
-$67.15M
EBIT
$80.91M
EBITDA
$124.17M
Free cash flow
-$448.09M
Per share
EPS
-$0.33
EPS diluted
-$0.33
Free cash flow per share
-$2.15
Book value per share
$0.82
Revenue per share
$5.43
TBVPS
$29.86
Balance sheet
Total assets
$6.21B
Total liabilities
$5.77B
Debt
$4.51B
Equity
$272.16M
Working capital
N/A
Liquidity
Debt to equity
16.57
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
32.47
Margins
EBITDA margin
11%
Gross margin
36.5%
Net margin
-6%
Operating margin
1.5%
Efficiency
Return on assets
-1.1%
Return on equity
-24%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
7.2%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

LDI stock price

How has the loanDepot stock price performed over time
Intraday
2.34%
1 week
-8.85%
1 month
18.24%
1 year
-24.57%
YTD
-14.22%
QTD
37.8%

Financial performance

How have loanDepot's revenue and profit performed over time
Revenue
$1.13B
Gross profit
$411.89M
Operating income
$17.3M
Net income
-$67.15M
Gross margin
36.5%
Net margin
-6%
loanDepot's operating income has soared by 193% from the previous quarter and by 120% YoY
loanDepot's operating margin has soared by 188% from the previous quarter and by 117% YoY
loanDepot's net margin has increased by 46% YoY and by 22% from the previous quarter
LDI's net income is up by 39% YoY and by 22% from the previous quarter

Price vs fundamentals

How does LDI's price correlate with its fundamentals

Growth

What is loanDepot's growth rate over time

Valuation

What is loanDepot stock price valuation
P/E
N/A
P/B
2.12
P/S
0.32
EV/EBIT
56.98
EV/EBITDA
37.13
EV/Sales
4.09
LDI's EPS is up by 46% YoY and by 27% from the previous quarter
The stock's P/B is 26% less than its 5-year quarterly average of 2.8
The equity has contracted by 8% YoY but it has grown by 4% from the previous quarter
The revenue has grown by 15% YoY
LDI's P/S is 7% above its 5-year quarterly average of 0.3 and 7% above its last 4 quarters average of 0.3

Efficiency

How efficient is loanDepot business performance
The ROIC has soared by 167% year-on-year and by 14% since the previous quarter
LDI's ROS has soared by 112% YoY and by 20% from the previous quarter
The ROA is up by 39% year-on-year and by 21% since the previous quarter
The ROE has grown by 27% YoY and by 20% from the previous quarter

Dividends

What is LDI's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history

Special dividends are included in TTM DPS and yield

Financial health

How did loanDepot financials performed over time
The total assets is 8% greater than the total liabilities
loanDepot's total liabilities has increased by 8% YoY but it has decreased by 3% from the previous quarter
The total assets rose by 4.5% year-on-year but it has declined by 3.2% since the previous quarter
loanDepot's debt to equity has increased by 16% YoY but it has decreased by 4.6% from the previous quarter
The equity has contracted by 8% YoY but it has grown by 4% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.