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LDI loanDepot Inc

Price (delayed)

$1.13

Market cap

$370.96M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$0.53

Enterprise value

$4.28B

loanDepot is a contemporary financial services company dedicated to delivering a best-in-class experience to its mortgage purchase and refinance customers. Launched in 2010, loanDepot offers a diversified network of direct-to-consumer, ...

Highlights
loanDepot's gross profit has increased by 12% YoY
The revenue has grown by 9% YoY and by 2.8% from the previous quarter
LDI's EPS is up by 16% YoY but it is down by 3.9% from the previous quarter
LDI's net income is up by 11% YoY but it is down by 7% from the previous quarter
The equity has contracted by 23% YoY and by 12% from the previous quarter

Key stats

What are the main financial stats of LDI
Market
Shares outstanding
328.28M
Market cap
$370.96M
Enterprise value
$4.28B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
1.35
Price to sales (P/S)
0.2
EV/EBIT
86.45
EV/EBITDA
44.3
EV/Sales
4.04
Earnings
Revenue
$1.06B
Gross profit
$375.52M
Operating income
-$54.3M
Net income
-$98.33M
EBIT
$49.52M
EBITDA
$96.64M
Free cash flow
-$891.81M
Per share
EPS
-$0.53
EPS diluted
-$0.53
Free cash flow per share
-$4.8
Book value per share
$0.83
Revenue per share
$5.71
TBVPS
$34.17
Balance sheet
Total assets
$6.34B
Total liabilities
$5.84B
Debt
$4.44B
Equity
$272.89M
Working capital
N/A
Liquidity
Debt to equity
16.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
40.46
Margins
EBITDA margin
9.1%
Gross margin
35.4%
Net margin
-9.3%
Operating margin
-5.1%
Efficiency
Return on assets
-1.6%
Return on equity
-32.7%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
4.7%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

LDI stock price

How has the loanDepot stock price performed over time
Intraday
-0.88%
1 week
-1.74%
1 month
-2.59%
1 year
-47.69%
YTD
-44.61%
QTD
-5.04%

Financial performance

How have loanDepot's revenue and profit performed over time
Revenue
$1.06B
Gross profit
$375.52M
Operating income
-$54.3M
Net income
-$98.33M
Gross margin
35.4%
Net margin
-9.3%
loanDepot's operating margin has soared by 52% YoY but it has decreased by 24% from the previous quarter
loanDepot's operating income has increased by 48% YoY but it has decreased by 28% from the previous quarter
loanDepot's net margin has increased by 18% YoY but it has decreased by 4.5% from the previous quarter
loanDepot's gross profit has increased by 12% YoY

Price vs fundamentals

How does LDI's price correlate with its fundamentals

Growth

What is loanDepot's growth rate over time

Valuation

What is loanDepot stock price valuation
P/E
N/A
P/B
1.35
P/S
0.2
EV/EBIT
86.45
EV/EBITDA
44.3
EV/Sales
4.04
LDI's EPS is up by 16% YoY but it is down by 3.9% from the previous quarter
The stock's P/B is 53% less than its 5-year quarterly average of 2.9 and 43% less than its last 4 quarters average of 2.4
The equity has contracted by 23% YoY and by 12% from the previous quarter
LDI's P/S is 50% below its last 4 quarters average of 0.4 and 33% below its 5-year quarterly average of 0.3
The revenue has grown by 9% YoY and by 2.8% from the previous quarter

Efficiency

How efficient is loanDepot business performance
The ROIC has soared by 150% year-on-year but it is down by 17% since the previous quarter
LDI's ROS has soared by 114% YoY but it is down by 19% from the previous quarter
The ROE has contracted by 14% from the previous quarter and by 13% YoY
The ROA is up by 11% year-on-year but it is down by 7% since the previous quarter

Dividends

What is LDI's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history

Special dividends are included in TTM DPS and yield

Financial health

How did loanDepot financials performed over time
The total assets is 9% greater than the total liabilities
loanDepot's total liabilities has increased by 7% YoY
The total assets rose by 3.1% year-on-year
loanDepot's debt to equity has increased by 34% YoY and by 11% from the previous quarter
The equity has contracted by 23% YoY and by 12% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.