LDI loanDepot Inc

Price (delayed)

$2.89

Market cap

$939.7M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$0.61

Enterprise value

$4.54B

loanDepot is a contemporary financial services company dedicated to delivering a best-in-class experience to its mortgage purchase and refinance customers. Launched in 2010, loanDepot offers a diversified network of direct-to-consumer, ...

Highlights
loanDepot's gross profit has soared by 110% YoY
loanDepot's gross margin has surged by 97% YoY and by 2.2% QoQ
LDI's EPS is up by 50% YoY but it is down by 9% from the previous quarter
LDI's net income is up by 46% YoY but it is down by 9% from the previous quarter
The equity has contracted by 24% YoY and by 8% from the previous quarter

Key stats

What are the main financial stats of LDI
Market
Shares outstanding
325.15M
Market cap
$939.7M
Enterprise value
$4.54B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
3.17
Price to sales (P/S)
0.54
EV/EBIT
137.81
EV/EBITDA
53.86
EV/Sales
4.62
Earnings
Revenue
$982.46M
EBIT
$32.94M
EBITDA
$84.27M
Free cash flow
-$620.2M
Per share
EPS
-$0.61
Free cash flow per share
-$3.4
Book value per share
$0.91
Revenue per share
$5.39
TBVPS
$32.59
Balance sheet
Total assets
$5.94B
Total liabilities
$5.36B
Debt
$4.23B
Equity
$295.33M
Working capital
N/A
Liquidity
Debt to equity
14.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
42.71
Margins
EBITDA margin
8.6%
Gross margin
36.7%
Net margin
-11.2%
Operating margin
-9%
Efficiency
Return on assets
-1.8%
Return on equity
-32.7%
Return on invested capital
0.3%
Return on capital employed
N/A
Return on sales
3.4%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

LDI stock price

How has the loanDepot stock price performed over time
Intraday
8.24%
1 week
13.33%
1 month
2.85%
1 year
53.72%
YTD
-17.9%
QTD
75.15%

Financial performance

How have loanDepot's revenue and profit performed over time
Revenue
$982.46M
Gross profit
$360.67M
Operating income
-$88.2M
Net income
-$110.26M
Gross margin
36.7%
Net margin
-11.2%
loanDepot's gross profit has soared by 110% YoY
loanDepot's gross margin has surged by 97% YoY and by 2.2% QoQ
loanDepot's operating margin has soared by 75% YoY but it has decreased by 13% from the previous quarter
loanDepot's operating income has soared by 74% YoY but it has decreased by 11% from the previous quarter

Growth

What is loanDepot's growth rate over time

Valuation

What is loanDepot stock price valuation
P/E
N/A
P/B
3.17
P/S
0.54
EV/EBIT
137.81
EV/EBITDA
53.86
EV/Sales
4.62
LDI's EPS is up by 50% YoY but it is down by 9% from the previous quarter
The stock's P/B is 27% more than its last 4 quarters average of 2.3
The equity has contracted by 24% YoY and by 8% from the previous quarter
LDI's P/S is 25% above its last 4 quarters average of 0.4
The revenue has grown by 6% YoY

Efficiency

How efficient is loanDepot business performance
The ROIC has soared by 130% year-on-year but it is down by 25% since the previous quarter
LDI's ROS has soared by 130% YoY but it is down by 2.9% from the previous quarter
The ROA is up by 42% year-on-year but it is down by 13% since the previous quarter
The ROE has grown by 31% YoY but it has contracted by 16% from the previous quarter

Dividends

What is LDI's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history

Special dividends are included in TTM DPS and yield

Financial health

How did loanDepot financials performed over time
The total assets is 11% greater than the total liabilities
The total assets has declined by 4.2% year-on-year and by 4% since the previous quarter
loanDepot's total liabilities has decreased by 3.5% from the previous quarter
loanDepot's debt to equity has increased by 28% YoY and by 4% from the previous quarter
The equity has contracted by 24% YoY and by 8% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.