HUM Humana Inc

Price (delayed)

$441

Market cap

$56.67B

P/E Ratio

23.15

Dividend/share

$2.73

EPS

$19.05

Enterprise value

$60.7B

Humana Inc. is a for-profit American health insurance company based in Louisville, Kentucky. As of 2020 Humana had over 20 million members in the U.S., reported a 2019 revenue of ...

Highlights
The revenue has increased by 14% year-on-year
HUM's debt is down by 8% year-on-year and by 2.6% since the previous quarter
HUM's gross profit is down by 9% since the previous quarter but it is up by 3.5% year-on-year
HUM's price to earnings (P/E) is 38% higher than its last 4 quarters average of 16.8 and 12% higher than its 5-year quarterly average of 20.7
The EPS has declined by 33% since the previous quarter and by 28% year-on-year

Key stats

What are the main financial stats of HUM
Market
Shares outstanding
128.5M
Market cap
$56.67B
Enterprise value
$60.7B
Valuations
Price to earnings (P/E)
23.15
Price to book (P/B)
3.83
Price to sales (P/S)
0.71
EV/EBIT
17.52
EV/EBITDA
14.72
EV/Sales
0.75
Earnings
Revenue
$80.45B
EBIT
$3.46B
EBITDA
$4.12B
Free cash flow
$456M
Per share
EPS
$19.05
Free cash flow per share
$3.53
Book value per share
$115.05
Revenue per share
$623.57
TBVPS
$256.99
Balance sheet
Total assets
$38.07B
Total liabilities
$23.23B
Debt
$7.41B
Equity
$14.84B
Working capital
$10.74B
Liquidity
Debt to equity
0.5
Current ratio
1.71
Quick ratio
1.28
Net debt/EBITDA
0.98
Margins
EBITDA margin
5.1%
Gross margin
17.6%
Net margin
3.1%
Operating margin
4.9%
Efficiency
Return on assets
6.7%
Return on equity
17%
Return on invested capital
16.9%
Return on capital employed
15%
Return on sales
4.3%
Dividend
Dividend yield
0.62%
DPS
$2.73
Payout ratio
14.3%

HUM stock price

How has the Humana stock price performed over time
Intraday
1.38%
1 week
6.84%
1 month
9.98%
1 year
1.3%
YTD
7.49%
QTD
13.32%

Financial performance

How have Humana's revenue and profit performed over time
Revenue
$80.45B
Gross profit
$14.18B
Operating income
$3.94B
Net income
$2.48B
Gross margin
17.6%
Net margin
3.1%
HUM's net margin is down by 38% year-on-year and by 34% since the previous quarter
The net income has declined by 33% since the previous quarter and by 29% year-on-year
HUM's operating margin is down by 27% year-on-year and by 25% since the previous quarter
The operating income has contracted by 23% from the previous quarter and by 17% YoY

Growth

What is Humana's growth rate over time

Valuation

What is Humana stock price valuation
P/E
23.15
P/B
3.83
P/S
0.71
EV/EBIT
17.52
EV/EBITDA
14.72
EV/Sales
0.75
HUM's price to earnings (P/E) is 38% higher than its last 4 quarters average of 16.8 and 12% higher than its 5-year quarterly average of 20.7
The EPS has declined by 33% since the previous quarter and by 28% year-on-year
The price to book (P/B) is 9% higher than the 5-year quarterly average of 3.5
The equity is up by 4.6% since the previous quarter and by 3% year-on-year
The revenue has increased by 14% year-on-year

Efficiency

How efficient is Humana business performance
Humana's return on invested capital has decreased by 44% YoY and by 38% QoQ
The return on sales has declined by 40% year-on-year and by 36% since the previous quarter
The return on equity has declined by 39% year-on-year and by 34% since the previous quarter
The company's return on assets fell by 37% YoY and by 33% QoQ

Dividends

What is HUM's dividend history
DPS
$2.73
Dividend yield
0.62%
Payout ratio
14.3%
Recent dividends

Financial health

How did Humana financials performed over time
Humana's total assets is 64% more than its total liabilities
The quick ratio has decreased by 5% YoY
HUM's total liabilities is down by 3.4% year-on-year
HUM's debt is 50% smaller than its equity
Humana's debt to equity has decreased by 11% YoY and by 7% QoQ
HUM's debt is down by 8% year-on-year and by 2.6% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.