HUM Humana Inc
Price (delayed)
$264.74
Market cap
$31.94B
P/E Ratio
26.45
Dividend/share
$3.54
EPS
$10.01
Enterprise value
$41.84B
Humana Inc. is a for-profit American health insurance company based in Louisville, Kentucky. As of 2020 Humana had over 20 million members in the U.S., reported a 2019 revenue of
Highlights
The revenue has increased by 11% year-on-year and by 2.4% since the previous quarter
HUM's debt is down by 9% since the previous quarter
The quick ratio has increased by 10% YoY but it has decreased by 2.1% from the previous quarter
The net income has dropped by 52% year-on-year and by 11% since the previous quarter
The EPS has dropped by 50% year-on-year and by 13% since the previous quarter
Key stats
What are the main financial stats of HUM
Market
Valuations
Earnings
Shares outstanding
120.64M
Market cap
$31.94B
Enterprise value
$41.84B
Price to earnings (P/E)
26.45
Price to book (P/B)
1.95
Price to sales (P/S)
0.27
EV/EBIT
18.35
EV/EBITDA
12.88
EV/Sales
0.36
Revenue
$117.76B
Gross profit
$17.1B
Operating income
$2.56B
Net income
$1.21B
EBIT
$2.28B
EBITDA
$3.25B
Free cash flow
$2.4B
Per share
Balance sheet
Liquidity
EPS
$10.01
EPS diluted
$9.98
Free cash flow per share
$19.92
Book value per share
$135.99
Revenue per share
$977.99
TBVPS
$306.02
Total assets
$46.48B
Total liabilities
$30.03B
Debt
$12.12B
Equity
$16.38B
Working capital
$12.88B
Debt to equity
0.74
Current ratio
1.76
Quick ratio
1.37
Net debt/EBITDA
3.05
Margins
Efficiency
Dividend
EBITDA margin
2.8%
Gross margin
14.5%
Net margin
1%
Operating margin
2.2%
Return on assets
2.5%
Return on equity
7.2%
Return on invested capital
7.8%
Return on capital employed
7.7%
Return on sales
1.9%
Dividend yield
1.34%
DPS
$3.54
Payout ratio
35.4%
HUM stock price
How has the Humana stock price performed over time
Intraday
0.05%
1 week
-3.3%
1 month
-2.1%
1 year
-24.67%
YTD
4.35%
QTD
0.05%
Financial performance
How have Humana's revenue and profit performed over time
Revenue
$117.76B
Gross profit
$17.1B
Operating income
$2.56B
Net income
$1.21B
Gross margin
14.5%
Net margin
1%
HUM's net margin has dropped by 57% year-on-year and by 17% since the previous quarter
The net income has dropped by 52% year-on-year and by 11% since the previous quarter
HUM's operating margin is down by 42% year-on-year and by 8% since the previous quarter
The operating income has contracted by 36% YoY and by 7% from the previous quarter
Growth
What is Humana's growth rate over time
Valuation
What is Humana stock price valuation
P/E
26.45
P/B
1.95
P/S
0.27
EV/EBIT
18.35
EV/EBITDA
12.88
EV/Sales
0.36
The EPS has dropped by 50% year-on-year and by 13% since the previous quarter
HUM's price to earnings (P/E) is 32% higher than its 5-year quarterly average of 20.1 and 5% higher than its last 4 quarters average of 25.1
The price to book (P/B) is 43% lower than the 5-year quarterly average of 3.4 and 15% lower than the last 4 quarters average of 2.3
The equity is down by 7% since the previous quarter
The P/S is 55% below the 5-year quarterly average of 0.6 and 10% below the last 4 quarters average of 0.3
The revenue has increased by 11% year-on-year and by 2.4% since the previous quarter
Efficiency
How efficient is Humana business performance
Humana's return on invested capital has shrunk by 63% YoY and by 14% QoQ
The return on equity has dropped by 52% year-on-year and by 12% since the previous quarter
The return on sales has declined by 47% year-on-year and by 14% since the previous quarter
The company's return on assets fell by 46% YoY and by 11% QoQ
Dividends
What is HUM's dividend history
DPS
$3.54
Dividend yield
1.34%
Payout ratio
35.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Humana financials performed over time
Humana's total assets is 55% more than its total liabilities
Humana's current ratio has increased by 11% YoY
The quick ratio has increased by 10% YoY but it has decreased by 2.1% from the previous quarter
HUM's debt is 26% smaller than its equity
HUM's debt is down by 9% since the previous quarter
The equity is down by 7% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.