HUM Humana Inc.

Price (delayed)

$444.31

Market cap

$58.78B

P/E Ratio

16.79

Dividend/share

$2.43

EPS

$26.46

Enterprise value

$59.71B

Sector: Healthcare
Industry: Healthcare Plans
Humana Inc. engages in the provision of health insurance services. The firm operates through the following segments: Retail, Group and Specialty and Healthcare Services.. The Retail segment consists of products sold on a retail basis to individuals including medical and supplemental benefit plans such as Medicare, and State-based Medicaid contracts. The Group and Specialty segment contains employer group fully-insured commercial medical products and specialty health insurance benefits marketed to individuals and groups, including dental, vision, military services and other supplemental health & voluntary insurance benefits. The Healthcare Services segment offer services such as pharmacy solutions, provider services, clinical care, predictive modeling and informatics services to other Humana businesses, as well as external health plan members, external health plans, and other employers. The company was founded by David A. Jones, Sr. and Wendell Cherry in 1961 and is headquartered in Louisville, KY.

Highlights

The EPS is up by 44% year-on-year and by 35% since the previous quarter
The net income has grown by 40% year-on-year and by 34% since the previous quarter
HUM's price to earnings (P/E) is 25% lower than its 5-year quarterly average of 22.3 but 8% higher than its last 4 quarters average of 15.6
HUM's debt is up by 36% year-on-year

Key stats

What are the main financial stats of HUM
Market
Shares outstanding
132.29M
Market cap
$58.78B
Enterprise value
$59.71B
Valuations
Price to earnings (P/E)
16.79
Price to book (P/B)
4.07
Price to sales (P/S)
0.83
EV/EBIT
11.77
EV/EBITDA
10.54
EV/Sales
0.85
Earnings
Revenue
$70.55B
EBIT
$5.07B
EBITDA
$5.67B
Free cash flow
$5.64B
Per share
EPS
$26.46
Free cash flow per share
$42.64
Book value per share
$109.04
Revenue per share
$533.67
TBVPS
$257.27
Balance sheet
Total assets
$38.46B
Total liabilities
$24.04B
Debt
$8.09B
Equity
$14.42B
Working capital
$11.41B
Liquidity
Debt to equity
0.56
Current ratio
1.69
Quick ratio
1.35
Net debt/EBITDA
0.16
Margins
EBITDA margin
8%
Gross margin
19.4%
Net margin
5%
Operating margin
6.7%
Efficiency
Return on assets
10.7%
Return on equity
27.8%
Return on invested capital
30.3%
Return on capital employed
23.1%
Return on sales
7.2%
Dividend
Dividend yield
0.55%
DPS
$2.43
Payout ratio
9.2%

HUM stock price

How has the Humana stock price performed over time

Financial performance

How have Humana's revenue and profit performed over time
Revenue
$70.55B
Gross profit
$13.7B
Operating income
$4.74B
Net income
$3.5B
Gross margin
19.4%
Net margin
5%
The net income has grown by 40% year-on-year and by 34% since the previous quarter
The operating income has grown by 39% from the previous quarter and by 38% YoY
HUM's operating margin is up by 34% since the previous quarter and by 18% year-on-year
HUM's net margin is up by 28% since the previous quarter and by 22% year-on-year

Growth

What is Humana's growth rate over time

Valuation

What is Humana stock price valuation
P/E
16.79
P/B
4.07
P/S
0.83
EV/EBIT
11.77
EV/EBITDA
10.54
EV/Sales
0.85
The EPS is up by 44% year-on-year and by 35% since the previous quarter
HUM's price to earnings (P/E) is 25% lower than its 5-year quarterly average of 22.3 but 8% higher than its last 4 quarters average of 15.6
The price to book (P/B) is 23% higher than the 5-year quarterly average of 3.3 and 16% higher than the last 4 quarters average of 3.5
The equity is up by 21% year-on-year and by 17% since the previous quarter
The P/S is 38% above the 5-year quarterly average of 0.6 and 19% above the last 4 quarters average of 0.7
The revenue has increased by 16% year-on-year and by 4.2% since the previous quarter

Efficiency

How efficient is Humana business performance
The return on sales is up by 33% since the previous quarter and by 22% year-on-year
Humana's return on invested capital has increased by 29% QoQ and by 24% YoY
The return on equity has grown by 28% since the previous quarter and by 20% year-on-year
The company's return on assets rose by 24% QoQ and by 18% YoY

Dividends

What is HUM's dividend history
DPS
$2.43
Dividend yield
0.55%
Payout ratio
9.2%
Recent dividends

Financial health

How did Humana financials performed over time
Humana's total assets is 60% more than its total liabilities
HUM's total liabilities is up by 41% year-on-year and by 8% since the previous quarter
Humana's total assets has increased by 33% YoY and by 11% from the previous quarter
HUM's debt is 44% smaller than its equity
The equity is up by 21% year-on-year and by 17% since the previous quarter
Humana's debt to equity has decreased by 15% QoQ but it has increased by 12% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.