HUM Humana Inc

Price (delayed)

$547.36

Market cap

$69.3B

P/E Ratio

24.7

Dividend/share

$3.06

EPS

$22.16

Enterprise value

$66.57B

Humana Inc. is a for-profit American health insurance company based in Louisville, Kentucky. As of 2020 Humana had over 20 million members in the U.S., reported a 2019 revenue of ...

Highlights
HUM's gross profit is up by 29% year-on-year and by 7% since the previous quarter
HUM's debt is down by 18% since the previous quarter and by 13% year-on-year
The net income has declined by 11% since the previous quarter but it has grown by 5% year-on-year
The EPS has declined by 10% since the previous quarter but it is up by 6% year-on-year
HUM's price to earnings (P/E) is 29% higher than its 5-year quarterly average of 19.2 and 25% higher than its last 4 quarters average of 19.9
The quick ratio has decreased by 14% YoY and by 7% from the previous quarter

Key stats

What are the main financial stats of HUM
Market
Shares outstanding
126.6M
Market cap
$69.3B
Enterprise value
$66.57B
Valuations
Price to earnings (P/E)
24.7
Price to book (P/B)
4.26
Price to sales (P/S)
0.76
EV/EBIT
16.81
EV/EBITDA
13.92
EV/Sales
0.73
Earnings
Revenue
$91.49B
EBIT
$3.96B
EBITDA
$4.78B
Free cash flow
$8.39B
Per share
EPS
$22.16
Free cash flow per share
$66.26
Book value per share
$128.44
Revenue per share
$722.89
TBVPS
$329.26
Balance sheet
Total assets
$50.77B
Total liabilities
$34.45B
Debt
$10.83B
Equity
$16.25B
Working capital
$8.66B
Liquidity
Debt to equity
0.67
Current ratio
1.35
Quick ratio
1.13
Net debt/EBITDA
-0.57
Margins
EBITDA margin
5.2%
Gross margin
18.5%
Net margin
3.1%
Operating margin
4.1%
Efficiency
Return on assets
6%
Return on equity
17.8%
Return on invested capital
16.6%
Return on capital employed
15.4%
Return on sales
4.3%
Dividend
Dividend yield
0.56%
DPS
$3.06
Payout ratio
13.8%

HUM stock price

How has the Humana stock price performed over time
Intraday
-0.33%
1 week
-0.18%
1 month
-1.86%
1 year
24.4%
YTD
18%
QTD
12.81%

Financial performance

How have Humana's revenue and profit performed over time
Revenue
$91.49B
Gross profit
$16.94B
Operating income
$3.74B
Net income
$2.81B
Gross margin
18.5%
Net margin
3.1%
The operating income has grown by 36% YoY and by 17% from the previous quarter
HUM's gross profit is up by 29% year-on-year and by 7% since the previous quarter
HUM's operating margin is up by 21% year-on-year and by 14% since the previous quarter
The gross margin has increased by 14% YoY and by 3.9% from the previous quarter

Growth

What is Humana's growth rate over time

Valuation

What is Humana stock price valuation
P/E
24.7
P/B
4.26
P/S
0.76
EV/EBIT
16.81
EV/EBITDA
13.92
EV/Sales
0.73
HUM's price to earnings (P/E) is 29% higher than its 5-year quarterly average of 19.2 and 25% higher than its last 4 quarters average of 19.9
The EPS has declined by 10% since the previous quarter but it is up by 6% year-on-year
The price to book (P/B) is 19% higher than the 5-year quarterly average of 3.6 and 16% higher than the last 4 quarters average of 3.7
The equity is up by 4.9% since the previous quarter
The revenue has increased by 13% year-on-year and by 2.4% since the previous quarter
The P/S is 9% above the 5-year quarterly average of 0.7 and 9% above the last 4 quarters average of 0.7

Efficiency

How efficient is Humana business performance
The company's return on assets fell by 13% QoQ and by 13% YoY
Humana's return on invested capital has increased by 12% YoY and by 6% QoQ
The return on equity has declined by 11% since the previous quarter
The return on sales has declined by 10% since the previous quarter but it is up by 4.9% year-on-year

Dividends

What is HUM's dividend history
DPS
$3.06
Dividend yield
0.56%
Payout ratio
13.8%
Recent dividends

Financial health

How did Humana financials performed over time
Humana's total assets is 47% more than its total liabilities
Humana's current ratio has decreased by 22% YoY and by 12% QoQ
HUM's total liabilities is up by 19% year-on-year and by 10% since the previous quarter
HUM's debt is 33% smaller than its equity
Humana's debt to equity has decreased by 21% QoQ and by 13% YoY
HUM's debt is down by 18% since the previous quarter and by 13% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.