HGTY
Hagerty
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: HGTY
- PE Ratio
The price-to-earnings ratio for Hagerty stock stands at 37.37 as of Jun 3, 2026. This results from the current EPS of $0.27 and stock price of $10.09. A decrease of 4.6% has been recorded in the P/E ratio compared to the average of 39.2 of the last 4 quarters.
HGTY PE ratio history
Over the last four years, the average PE ratio of Hagerty has been 66.37. The current 37.37 PE ratio is 44% below the historical average. In the past four years, HGTY's PE ratio was at its highest in the Mar 2023 quarter at 291.33, with a price of $8.74 and an EPS of $0.03. The Dec 2022 quarter recorded the bottom point at 21.56, with a price of $8.41 and an EPS of $0.39.
Hagerty PE ratio by year
Maximum annual increase: 135.08% in 2024
Maximum annual decrease: -66.03% in 2025
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 32.78 | -66.03% | $13.44 | $0.41 |
| 2024 | 96.5 | 135.08% | $9.65 | $0.1 |
| 2023 | 41.05 | 90.4% | $7.8 | $0.19 |
| 2022 | 21.56 | N/A | $8.41 | $0.39 |
| 2021 | N/A | N/A | $14.18 | -$0.56 |
| 2020 | N/A | N/A | N/A | $101.66 |
| 2019 | N/A | N/A | N/A | $55.59 |
| 2018 | N/A | N/A | N/A | $0 |
Hagerty PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 39 | 18.97% | $10.53 | $0.27 |
| Dec 2025 | 32.78 | -4.71% | $13.44 | $0.41 |
| Sep 2025 | 34.4 | -31.95% | $12.04 | $0.35 |
| Jun 2025 | 50.55 | 11.84% | $10.11 | $0.2 |
| Mar 2025 | 45.2 | -53.16% | $9.04 | $0.2 |
| Dec 2024 | 96.5 | 118.23% | $9.65 | $0.1 |
| Sep 2024 | 44.22 | 2.05% | $10.17 | $0.23 |
| Jun 2024 | 43.33 | -14.76% | $10.4 | $0.24 |
| Mar 2024 | 50.83 | 23.82% | $9.15 | $0.18 |
| Dec 2023 | 41.05 | N/A | $7.8 | $0.19 |
| Sep 2023 | N/A | N/A | $8.17 | -$0.01 |
| Jun 2023 | 72 | -75.29% | $9.36 | $0.13 |
| Mar 2023 | 291.33 | 1,251.25% | $8.74 | $0.03 |
| Dec 2022 | 21.56 | N/A | $8.41 | $0.39 |
| Sep 2022 | N/A | N/A | $8.99 | -$53.21 |
HGTY Price vs fair value
HGTY average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, HGTY's PE ratio is lower than the 3 and 5-year averages.
PE comparison
With a P/E of 37.37, HGTY stands above the Financial Services sector, the industry and its peers average. Compared to its Financial Services sector average of 12.1, Hagerty's P/E is 209% higher.
HGTY PE vs peers
HGTY's PE ratio is higher than its peer stocks PGR and ORI. Hagerty's current PE ratio of 37.37 is above the average of its peers, which is 9.87.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NMIH NMI Holdings Inc | 7.22 | $2.74B |
| ORI Old Republic International Corp | 8.92 | $9.03B |
| PGR Progressive Corp | 9.9 | $114.17B |
| PLMR Palomar Holdings Inc | 13.94 | $2.74B |
| HGTY Hagerty Inc | 37.63 | $3.49B |
| NODK NI Holdings Inc | N/A | $298.62M |
Frequently asked questions
What is Hagerty's PE ratio?
The price to earnings ratio for HGTY stock as of Jun 3, 2026, stands at 37.37.
What is the 3-year average PE ratio for Hagerty (HGTY)?
The 3-year average PE ratio for HGTY stock is 49.99.
What is the 5-year average PE ratio for Hagerty (HGTY)?
The 5-year average PE ratio for HGTY stock is 66.37.
What is the highest PE ratio for HGTY?
The highest quarterly PE ratio in the last four years has been 291.33 and it was in the Mar 2023 quarter.
How does the current PE ratio for HGTY compare to its historical average?
HGTY's price to earnings ratio is currently 44% below its 4-year historical average.
How is HGTY's PE ratio calculated (Hagerty PE ratio formula)?
You can calculate the PE ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Jun 3, 2026), Hagerty's stock price is $10.09. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $0.27. Therefore, Hagerty's P/E ratio for today is 37.37. PE RATIO(37.37) = STOCK PRICE($10.09) / TTM EPS($0.27)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.