GHLD Guild Holdings Co
Price (delayed)
$13.24
Market cap
$819.61M
P/E Ratio
8.38
Dividend/share
$1
EPS
$1.58
Enterprise value
$2.91B
Founded in 1960 when the modern U.S. mortgage industry was just forming, Guild Mortgage Co. is a nationally recognized independent mortgage lender offering a wide range of residential mortgage products
Highlights
Guild Holdings's gross profit has soared by 160% YoY
Guild Holdings's gross margin has soared by 62% YoY
GHLD's debt has surged by 63% year-on-year but it is down by 6% since the previous quarter
Key stats
What are the main financial stats of GHLD
Market
Valuations
Earnings
Shares outstanding
61.9M
Market cap
$819.61M
Enterprise value
$2.91B
Price to earnings (P/E)
8.38
Price to book (P/B)
0.65
Price to sales (P/S)
0.77
EV/EBIT
24.42
EV/EBITDA
18.54
EV/Sales
2.77
Revenue
$1.05B
Gross profit
$325.46M
Operating income
$119.06M
Net income
$97.13M
EBIT
$119.26M
EBITDA
$157.03M
Free cash flow
-$668.99M
Per share
Balance sheet
Liquidity
EPS
$1.58
EPS diluted
$1.56
Free cash flow per share
-$10.9
Book value per share
$20.26
Revenue per share
$17.1
TBVPS
$73.98
Total assets
$4.77B
Total liabilities
$3.51B
Debt
$2.22B
Equity
$1.25B
Working capital
N/A
Debt to equity
1.77
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
13.32
Margins
Efficiency
Dividend
EBITDA margin
15%
Gross margin
31%
Net margin
9.3%
Operating margin
11.3%
Return on assets
2.2%
Return on equity
8%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
11.4%
Dividend yield
7.55%
DPS
$1
Payout ratio
63.3%
GHLD stock price
How has the Guild Holdings stock price performed over time
Intraday
-2%
1 week
1.07%
1 month
8.08%
1 year
-5.43%
YTD
-6.17%
QTD
-6.17%
Financial performance
How have Guild Holdings's revenue and profit performed over time
Revenue
$1.05B
Gross profit
$325.46M
Operating income
$119.06M
Net income
$97.13M
Gross margin
31%
Net margin
9.3%
GHLD's operating income has surged by 192% since the previous quarter
GHLD's net margin has surged by 173% since the previous quarter
The operating margin has soared by 164% QoQ
Guild Holdings's gross profit has soared by 160% YoY
Growth
What is Guild Holdings's growth rate over time
Valuation
What is Guild Holdings stock price valuation
P/E
8.38
P/B
0.65
P/S
0.77
EV/EBIT
24.42
EV/EBITDA
18.54
EV/Sales
2.77
The price to book (P/B) is 16% lower than the last 4 quarters average of 0.8 and 4.3% lower than the 5-year quarterly average of 0.7
The equity has increased by 8% QoQ and by 6% YoY
The revenue has soared by 60% year-on-year and by 43% since the previous quarter
The stock's price to sales (P/S) is 28% less than its last 4 quarters average of 1.1
Efficiency
How efficient is Guild Holdings business performance
The company's return on assets has surged by 200% QoQ
The return on invested capital has surged by 186% since the previous quarter
The company's return on sales has surged by 165% QoQ
Dividends
What is GHLD's dividend history
DPS
$1
Dividend yield
7.55%
Payout ratio
63.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Guild Holdings financials performed over time
The total assets is 36% more than the total liabilities
The total liabilities rose by 41% YoY
The total assets is up by 30% YoY and by 2.7% from the previous quarter
GHLD's debt is 77% greater than its equity
GHLD's debt has surged by 63% year-on-year but it is down by 6% since the previous quarter
GHLD's debt to equity has soared by 54% year-on-year but it is down by 13% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.