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GHLD Guild Holdings Co
- Stocks
- Financial Services
- NYSE: GHLD
Price (delayed)
$14.9
Market cap
$926.93M
P/E Ratio
20.69
Dividend/share
$1
EPS
$0.72
Enterprise value
$2.9B
Founded in 1960 when the modern U.S. mortgage industry was just forming, Guild Mortgage Co. is a nationally recognized independent mortgage lender offering a wide range of residential mortgage products
Highlights
The net income has soared by 68% YoY but it has plunged by 54% from the previous quarter
The company's EPS has surged by 64% YoY but it has shrunk by 54% QoQ
Guild Holdings's gross margin has decreased by 18% from the previous quarter and by 11% YoY
The equity has decreased by 4.3% QoQ
Key stats
What are the main financial stats of GHLD
Market
Valuations
Earnings
Shares outstanding
62.21M
Market cap
$926.93M
Enterprise value
$2.9B
Price to earnings (P/E)
20.69
Price to book (P/B)
0.77
Price to sales (P/S)
0.91
EV/EBIT
59.22
EV/EBITDA
33.48
EV/Sales
2.86
Revenue
$1.02B
Gross profit
$259.01M
Operating income
$48.89M
Net income
$44.74M
EBIT
$49.05M
EBITDA
$86.77M
Free cash flow
-$228.45M
Per share
Balance sheet
Liquidity
EPS
$0.72
EPS diluted
$0.69
Free cash flow per share
-$3.69
Book value per share
$19.38
Revenue per share
$16.42
TBVPS
$69.88
Total assets
$4.55B
Total liabilities
$3.35B
Debt
$2.1B
Equity
$1.2B
Working capital
N/A
Debt to equity
1.75
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
22.79
Margins
Efficiency
Dividend
EBITDA margin
8.5%
Gross margin
25.5%
Net margin
4.4%
Operating margin
4.8%
Return on assets
1%
Return on equity
3.7%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
4.8%
Dividend yield
6.71%
DPS
$1
Payout ratio
138.9%
GHLD stock price
How has the Guild Holdings stock price performed over time
Intraday
0.2%
1 week
0.88%
1 month
12.28%
1 year
-1.97%
YTD
5.6%
QTD
-2.61%
Financial performance
How have Guild Holdings's revenue and profit performed over time
Revenue
$1.02B
Gross profit
$259.01M
Operating income
$48.89M
Net income
$44.74M
Gross margin
25.5%
Net margin
4.4%
The net income has soared by 68% YoY but it has plunged by 54% from the previous quarter
GHLD's operating income has dropped by 59% since the previous quarter but it is up by 13% year-on-year
The operating margin has shrunk by 58% QoQ and by 13% YoY
GHLD's net margin has dropped by 53% since the previous quarter but it is up by 29% year-on-year
Price vs fundamentals
How does GHLD's price correlate with its fundamentals
Growth
What is Guild Holdings's growth rate over time
Valuation
What is Guild Holdings stock price valuation
P/E
20.69
P/B
0.77
P/S
0.91
EV/EBIT
59.22
EV/EBITDA
33.48
EV/Sales
2.86
The company's EPS has surged by 64% YoY but it has shrunk by 54% QoQ
The price to book (P/B) is 10% higher than the 5-year quarterly average of 0.7 but 3.8% lower than the last 4 quarters average of 0.8
The equity has decreased by 4.3% QoQ
The revenue is up by 30% year-on-year but it is down by 3.2% since the previous quarter
The stock's price to sales (P/S) is 17% less than its last 4 quarters average of 1.1 but 14% more than its 5-year quarterly average of 0.8
Efficiency
How efficient is Guild Holdings business performance
The company's return on equity has surged by 68% YoY but it has shrunk by 54% QoQ
The return on invested capital has dropped by 63% since the previous quarter and by 22% year-on-year
The company's return on sales has shrunk by 58% QoQ and by 13% YoY
The company's return on assets has shrunk by 55% QoQ but it rose by 43% YoY
Dividends
What is GHLD's dividend history
DPS
$1
Dividend yield
6.71%
Payout ratio
138.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Guild Holdings financials performed over time
The total assets is 36% more than the total liabilities
The total liabilities rose by 22% YoY but it fell by 4.7% QoQ
The total assets is up by 15% YoY but it is down by 4.6% from the previous quarter
GHLD's debt is 75% greater than its equity
GHLD's debt to equity is up by 29% year-on-year
GHLD's debt is up by 27% year-on-year but it is down by 5% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.