FAF
First American Financial
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: FAF
- PE Ratio
The PE ratio for First American Financial stock stands at 9.91 as of Aug 21, 2026. This is calculated based on the TTM EPS of $7.24 and the stock price of $71.76 per share. A decrease of 7% has been observed in the PE ratio compared to its average of 10.7 of the last four quarters.
FAF PE ratio history
Over the last ten years, the average PE ratio of First American Financial has been 17.26. The current 9.91 P/E ratio is 43% lower than the historical average. Looking back at the last ten years, FAF's PE ratio peaked in the Sep 2024 quarter at 74.17, with a price of $66.01 and an EPS of $0.89. The Sep 2021 quarter marked the lowest point at 5.92, with a price of $67.05 and an EPS of $11.33.
First American Financial PE ratio by year
Maximum annual increase: 204% in 2022
Maximum annual decrease: -79.4% in 2025
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 10.21 | -79.4% | $61.44 | $6.02 |
| 2024 | 49.56 | 59.97% | $62.44 | $1.26 |
| 2023 | 30.98 | 45.58% | $64.44 | $2.08 |
| 2022 | 21.28 | 204% | $52.34 | $2.46 |
| 2021 | 7 | -16.17% | $78.23 | $11.18 |
| 2020 | 8.35 | -10.41% | $51.63 | $6.18 |
| 2019 | 9.32 | -12.08% | $58.32 | $6.26 |
| 2018 | 10.6 | -28.33% | $44.64 | $4.21 |
| 2017 | 14.79 | 25.13% | $56.04 | $3.79 |
| 2016 | 11.82 | -12.77% | $36.63 | $3.1 |
| 2015 | 13.55 | -12.86% | $35.9 | $2.65 |
| 2014 | 15.55 | -4.07% | $33.9 | $2.18 |
| 2013 | 16.21 | 90.48% | $28.2 | $1.74 |
| 2012 | 8.51 | -50.29% | $24.09 | $2.83 |
| 2011 | 17.12 | 39.76% | $12.67 | $0.74 |
First American Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Jun 2026 | 9.47 | 2.38% | $68.59 | $7.24 |
| Mar 2026 | 9.25 | -9.4% | $60.29 | $6.52 |
| Dec 2025 | 10.21 | -25.8% | $61.44 | $6.02 |
| Sep 2025 | 13.76 | -58.99% | $64.24 | $4.67 |
| Jun 2025 | 33.55 | -21.79% | $61.39 | $1.83 |
| Mar 2025 | 42.9 | -13.44% | $65.63 | $1.53 |
| Dec 2024 | 49.56 | -33.18% | $62.44 | $1.26 |
| Sep 2024 | 74.17 | 157.09% | $66.01 | $0.89 |
| Jun 2024 | 28.85 | -1.23% | $53.95 | $1.87 |
| Mar 2024 | 29.21 | -5.71% | $61.05 | $2.09 |
| Dec 2023 | 30.98 | 24.47% | $64.44 | $2.08 |
| Sep 2023 | 24.89 | 0.85% | $56.49 | $2.27 |
| Jun 2023 | 24.68 | -11.76% | $57.02 | $2.31 |
| Mar 2023 | 27.97 | 31.44% | $55.66 | $1.99 |
| Dec 2022 | 21.28 | 96.67% | $52.34 | $2.46 |
FAF Price vs fair value
FAF average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, FAF's PE ratio is lower than its 3, 5 and 10-year averages.
PE comparison
With a price to earnings (P/E) of 9.91, FAF ranks lower than the Financial Services sector and the industry average. In comparison with the Financial Services sector average of 13.26, First American Financial's price to earnings (P/E) is 25% lower.
FAF PE vs peers
Frequently asked questions
What is First American Financial's PE ratio?
The price to earnings ratio for FAF stock as of Aug 21, 2026, stands at 9.91.
What is the 3-year average PE ratio for First American Financial (FAF)?
Over the last 3 years, the average price to earnings ratio for FAF stock is 29.73.
What is the 5-year average PE ratio for First American Financial (FAF)?
Over the last 5 years, the average price to earnings ratio for FAF stock is 23.37.
What is the highest PE ratio for FAF?
The highest quarterly PE ratio in the last ten years has been 74.17 and it was in the Sep 2024 quarter.
How does the current PE ratio for FAF compare to its historical average?
The current PE ratio of FAF is 43% lower than the 10-year historical average.
Why is First American Financial's PE ratio so low?
A company with a lower PE ratio may indicate that the market has lower growth expectations for the company's future earnings.
How is FAF's PE ratio calculated (First American Financial PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Aug 21, 2026), First American Financial's share price is $71.76. The company's earnings per share for the trailing twelve months (TTM) ending Jun 2026 is $7.24. Therefore, First American Financial's PE ratio for today is 9.91. PE RATIO(9.91) = STOCK PRICE($71.76) / TTM EPS($7.24)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.