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CCRD CoreCard Corp
Price (delayed)
$12.32
Market cap
$98.86M
P/E Ratio
64.84
Dividend/share
N/A
EPS
$0.19
Enterprise value
$78.46M
For over thirty-five years, Intelligent Systems Corporation has identified, created, operated and grown technology companies. The company's principal operations are CoreCard Software, Inc. and its affiliate companies. CoreCard provides prepaid
Highlights
CCRD's quick ratio is down by 18% year-on-year but it is up by 5% since the previous quarter
CCRD's debt has soared by 143% since the previous quarter and by 40% year-on-year
CCRD's price to earnings (P/E) is 89% higher than its 5-year quarterly average of 34.5 and 36% higher than its last 4 quarters average of 47.9
Key stats
What are the main financial stats of CCRD
Market
Valuations
Earnings
Shares outstanding
8.02M
Market cap
$98.86M
Enterprise value
$78.46M
Price to earnings (P/E)
64.84
Price to book (P/B)
1.98
Price to sales (P/S)
1.9
EV/EBIT
37.38
EV/EBITDA
11.84
EV/Sales
1.5
Revenue
$52.43M
EBIT
$2.1M
EBITDA
$6.63M
Free cash flow
$45,000
Per share
Balance sheet
Liquidity
EPS
$0.19
Free cash flow per share
$0.01
Book value per share
$6.23
Revenue per share
$6.49
TBVPS
$7.61
Total assets
$61.56M
Total liabilities
$10.71M
Debt
$2.18M
Equity
$50.85M
Working capital
$32.67M
Debt to equity
0.04
Current ratio
5.08
Quick ratio
4.36
Net debt/EBITDA
-3.08
Margins
Efficiency
Dividend
EBITDA margin
12.6%
Gross margin
31.2%
Net margin
3%
Operating margin
7.1%
Return on assets
2.5%
Return on equity
3%
Return on invested capital
7.1%
Return on capital employed
3.9%
Return on sales
4%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
CCRD stock price
How has the CoreCard stock price performed over time
Intraday
-0.4%
1 week
0.74%
1 month
-20.52%
1 year
-36.63%
YTD
-10.92%
QTD
-15.15%
Financial performance
How have CoreCard's revenue and profit performed over time
Revenue
$52.43M
Gross profit
$16.37M
Operating income
$3.74M
Net income
$1.59M
Gross margin
31.2%
Net margin
3%
CoreCard's net income has shrunk by 71% YoY and by 38% QoQ
CCRD's net margin has dropped by 67% year-on-year and by 36% since the previous quarter
The operating income has dropped by 62% year-on-year and by 29% since the previous quarter
CoreCard's operating margin has shrunk by 56% YoY and by 26% QoQ
Growth
What is CoreCard's growth rate over time
Valuation
What is CoreCard stock price valuation
P/E
64.84
P/B
1.98
P/S
1.9
EV/EBIT
37.38
EV/EBITDA
11.84
EV/Sales
1.5
CCRD's price to earnings (P/E) is 89% higher than its 5-year quarterly average of 34.5 and 36% higher than its last 4 quarters average of 47.9
The EPS has plunged by 71% YoY and by 37% from the previous quarter
The price to book (P/B) is 65% lower than the 5-year quarterly average of 5.7 and 17% lower than the last 4 quarters average of 2.4
The equity has contracted by 9% YoY
The stock's P/S is 66% less than its 5-year quarterly average of 5.7 and 13% less than its last 4 quarters average of 2.2
The company's revenue fell by 14% YoY and by 3.5% QoQ
Efficiency
How efficient is CoreCard business performance
The company's return on assets has shrunk by 71% YoY and by 38% QoQ
CCRD's ROE has shrunk by 71% YoY and by 38% QoQ
CoreCard's return on invested capital has shrunk by 69% YoY and by 41% QoQ
The ROS has plunged by 69% YoY and by 37% from the previous quarter
Dividends
What is CCRD's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history
Special dividends are included in TTM DPS and yield
Financial health
How did CoreCard financials performed over time
CCRD's quick ratio is down by 18% year-on-year but it is up by 5% since the previous quarter
The current ratio has contracted by 12% YoY but it has grown by 8% from the previous quarter
CCRD's debt is 96% smaller than its equity
CCRD's debt has soared by 143% since the previous quarter and by 40% year-on-year
The debt to equity has surged by 100% since the previous quarter and by 33% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.