CCRD CoreCard Corp
Price (delayed)
$18.25
Market cap
$142.11M
P/E Ratio
26.84
Dividend/share
N/A
EPS
$0.68
Enterprise value
$124.44M
For over thirty-five years, Intelligent Systems Corporation has identified, created, operated and grown technology companies. The company's principal operations are CoreCard Software, Inc. and its affiliate companies. CoreCard provides prepaid
Highlights
The EPS has soared by 70% YoY and by 36% from the previous quarter
CoreCard's net income has surged by 60% YoY and by 36% QoQ
CCRD's debt has soared by 62% year-on-year but it is down by 11% since the previous quarter
Key stats
What are the main financial stats of CCRD
Market
Valuations
Earnings
Shares outstanding
7.79M
Market cap
$142.11M
Enterprise value
$124.44M
Price to earnings (P/E)
26.84
Price to book (P/B)
2.79
Price to sales (P/S)
2.55
EV/EBIT
18.02
EV/EBITDA
11.89
EV/Sales
2.17
Revenue
$57.4M
Gross profit
$21.63M
Operating income
$7.33M
Net income
$5.45M
EBIT
$6.9M
EBITDA
$10.47M
Free cash flow
$893,000
Per share
Balance sheet
Liquidity
EPS
$0.68
EPS diluted
$0.67
Free cash flow per share
$0.11
Book value per share
$6.54
Revenue per share
$7.15
TBVPS
$7.77
Total assets
$62.34M
Total liabilities
$10.64M
Debt
$1.82M
Equity
$51.7M
Working capital
$31.72M
Debt to equity
0.04
Current ratio
4.75
Quick ratio
4.16
Net debt/EBITDA
-1.69
Margins
Efficiency
Dividend
EBITDA margin
18.2%
Gross margin
37.7%
Net margin
9.5%
Operating margin
12.8%
Return on assets
8.8%
Return on equity
10.6%
Return on invested capital
20.8%
Return on capital employed
12.8%
Return on sales
12%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
CCRD stock price
How has the CoreCard stock price performed over time
Intraday
0.11%
1 week
-9.38%
1 month
-12.26%
1 year
66.21%
YTD
-19.6%
QTD
-2.46%
Financial performance
How have CoreCard's revenue and profit performed over time
Revenue
$57.4M
Gross profit
$21.63M
Operating income
$7.33M
Net income
$5.45M
Gross margin
37.7%
Net margin
9.5%
CoreCard's net income has surged by 60% YoY and by 36% QoQ
CCRD's net margin has soared by 56% year-on-year and by 30% since the previous quarter
The operating income is up by 21% year-on-year and by 20% since the previous quarter
CoreCard's operating margin has increased by 19% YoY and by 14% QoQ
Growth
What is CoreCard's growth rate over time
Valuation
What is CoreCard stock price valuation
P/E
26.84
P/B
2.79
P/S
2.55
EV/EBIT
18.02
EV/EBITDA
11.89
EV/Sales
2.17
The EPS has soared by 70% YoY and by 36% from the previous quarter
CCRD's price to earnings (P/E) is 39% lower than its last 4 quarters average of 44.0 and 22% lower than its 5-year quarterly average of 34.5
The price to book (P/B) is 45% lower than the 5-year quarterly average of 5.1 but 12% higher than the last 4 quarters average of 2.5
The stock's P/S is 49% less than its 5-year quarterly average of 5.0 but 11% more than its last 4 quarters average of 2.3
The company's revenue rose by 4.9% QoQ and by 2.5% YoY
Efficiency
How efficient is CoreCard business performance
The company's return on assets has surged by 69% YoY and by 38% QoQ
CCRD's ROE has soared by 68% YoY and by 38% QoQ
The ROS has soared by 50% YoY and by 24% from the previous quarter
CoreCard's return on invested capital has increased by 39% YoY and by 22% QoQ
Dividends
What is CCRD's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history
Special dividends are included in TTM DPS and yield
Financial health
How did CoreCard financials performed over time
CoreCard's total liabilities has decreased by 4.3% YoY and by 4.3% QoQ
The current ratio has contracted by 3.1% from the previous quarter
CCRD's debt is 96% smaller than its equity
The debt to equity has surged by 100% year-on-year
CCRD's debt has soared by 62% year-on-year but it is down by 11% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.