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CCRD CoreCard Corp
Price (delayed)
$21.6
Market cap
$170.66M
P/E Ratio
43.2
Dividend/share
N/A
EPS
$0.5
Enterprise value
$150.21M
For over thirty-five years, Intelligent Systems Corporation has identified, created, operated and grown technology companies. The company's principal operations are CoreCard Software, Inc. and its affiliate companies. CoreCard provides prepaid
Highlights
The EPS has soared by 163% from the previous quarter and by 9% YoY
CoreCard's net income has surged by 152% QoQ and by 2.6% YoY
CCRD's debt is up by 50% year-on-year but it is down by 6% since the previous quarter
The company's gross profit rose by 16% QoQ but it fell by 16% YoY
CCRD's price to earnings (P/E) is 27% higher than its 5-year quarterly average of 34.3
CCRD's quick ratio is down by 5% since the previous quarter
Key stats
What are the main financial stats of CCRD
Market
Valuations
Earnings
Shares outstanding
7.9M
Market cap
$170.66M
Enterprise value
$150.21M
Price to book (P/B)
3.35
Price to sales (P/S)
3.14
EV/EBIT
28.23
EV/EBITDA
16.08
EV/Sales
2.74
Revenue
$54.73M
Gross profit
$18.95M
Net income
$4.01M
EBIT
$5.32M
EBITDA
$9.34M
Free cash flow
-$536,000
Per share
Balance sheet
Liquidity
EPS
$0.5
EPS diluted
$0.49
Free cash flow per share
-$0.07
Book value per share
$6.44
Revenue per share
$6.88
TBVPS
$7.89
Total assets
$62.81M
Total liabilities
$11.12M
Debt
$2.04M
Equity
$51.69M
Working capital
$33.31M
Debt to equity
0.04
Current ratio
4.9
Quick ratio
4.13
Net debt/EBITDA
-2.19
Margins
Efficiency
Dividend
EBITDA margin
17.1%
Gross margin
34.6%
Net margin
7.3%
Operating margin
11.2%
Return on assets
6.4%
Return on equity
7.7%
Return on invested capital
17%
Return on capital employed
9.8%
Return on sales
9.7%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
CCRD stock price
How has the CoreCard stock price performed over time
Intraday
-0.78%
1 week
0.37%
1 month
0.56%
1 year
51.15%
YTD
56.18%
QTD
48.76%
Financial performance
How have CoreCard's revenue and profit performed over time
Revenue
$54.73M
Gross profit
$18.95M
Operating income
$6.11M
Net income
$4.01M
Gross margin
34.6%
Net margin
7.3%
CoreCard's net income has surged by 152% QoQ and by 2.6% YoY
CCRD's net margin has soared by 143% since the previous quarter and by 12% year-on-year
The operating income has soared by 63% since the previous quarter but it is down by 28% year-on-year
CoreCard's operating margin has surged by 58% QoQ but it has decreased by 21% YoY
Growth
What is CoreCard's growth rate over time
Valuation
What is CoreCard stock price valuation
P/E
43.2
P/B
3.35
P/S
3.14
EV/EBIT
28.23
EV/EBITDA
16.08
EV/Sales
2.74
The EPS has soared by 163% from the previous quarter and by 9% YoY
CCRD's price to earnings (P/E) is 27% higher than its 5-year quarterly average of 34.3
The price to book (P/B) is 61% higher than the last 4 quarters average of 2.1 but 39% lower than the 5-year quarterly average of 5.5
The equity has contracted by 4.8% YoY
The stock's P/S is 59% more than its last 4 quarters average of 2.0 but 42% less than its 5-year quarterly average of 5.5
The company's revenue fell by 8% YoY but it rose by 4.4% QoQ
Efficiency
How efficient is CoreCard business performance
CCRD's ROE has soared by 157% QoQ and by 7% YoY
The company's return on assets has surged by 156% QoQ and by 7% YoY
The ROS has soared by 143% from the previous quarter and by 2.1% YoY
CoreCard's return on invested capital has surged by 139% QoQ but it has decreased by 3.4% YoY
Dividends
What is CCRD's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history
Special dividends are included in TTM DPS and yield
Financial health
How did CoreCard financials performed over time
CoreCard's total liabilities has decreased by 11% YoY but it has increased by 3.9% QoQ
CCRD's total assets is down by 6% YoY but it is up by 2% QoQ
CCRD's debt is 96% smaller than its equity
CCRD's debt is up by 50% year-on-year but it is down by 6% since the previous quarter
The debt to equity is up by 33% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.