CCRD CoreCard Corp

Price (delayed)

$12.23

Market cap

$99.81M

P/E Ratio

40.77

Dividend/share

N/A

EPS

$0.3

Enterprise value

$76.65M

For over thirty-five years, Intelligent Systems Corporation has identified, created, operated and grown technology companies. The company's principal operations are CoreCard Software, Inc. and its affiliate companies. CoreCard provides prepaid ...

Highlights
CCRD's debt is down by 48% year-on-year and by 20% since the previous quarter
The EPS has plunged by 61% YoY and by 25% from the previous quarter
CoreCard's net income has shrunk by 60% YoY and by 24% QoQ

Key stats

What are the main financial stats of CCRD
Market
Shares outstanding
8.16M
Market cap
$99.81M
Enterprise value
$76.65M
Valuations
Price to earnings (P/E)
40.77
Price to book (P/B)
1.96
Price to sales (P/S)
1.85
EV/EBIT
22.5
EV/EBITDA
8.52
EV/Sales
1.41
Earnings
Revenue
$54.32M
EBIT
$3.41M
EBITDA
$8.99M
Free cash flow
$9.2M
Per share
EPS
$0.3
Free cash flow per share
$1.12
Book value per share
$6.23
Revenue per share
$6.6
TBVPS
$7.54
Balance sheet
Total assets
$62.09M
Total liabilities
$10.44M
Debt
$899,000
Equity
$51.65M
Working capital
$33.66M
Liquidity
Debt to equity
0.02
Current ratio
4.72
Quick ratio
4.14
Net debt/EBITDA
-2.58
Margins
EBITDA margin
16.6%
Gross margin
33.2%
Net margin
4.7%
Operating margin
9.6%
Efficiency
Return on assets
4%
Return on equity
4.8%
Return on invested capital
12%
Return on capital employed
6.4%
Return on sales
6.3%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

CCRD stock price

How has the CoreCard stock price performed over time
Intraday
2%
1 week
-5.05%
1 month
-18.41%
1 year
-47.49%
YTD
-11.57%
QTD
-16.18%

Financial performance

How have CoreCard's revenue and profit performed over time
Revenue
$54.32M
Gross profit
$18.06M
Operating income
$5.24M
Net income
$2.57M
Gross margin
33.2%
Net margin
4.7%
CoreCard's net income has shrunk by 60% YoY and by 24% QoQ
CCRD's net margin has dropped by 56% year-on-year and by 23% since the previous quarter
The operating income is down by 49% year-on-year and by 14% since the previous quarter
CoreCard's operating margin has decreased by 44% YoY and by 11% QoQ

Growth

What is CoreCard's growth rate over time

Valuation

What is CoreCard stock price valuation
P/E
40.77
P/B
1.96
P/S
1.85
EV/EBIT
22.5
EV/EBITDA
8.52
EV/Sales
1.41
The EPS has plunged by 61% YoY and by 25% from the previous quarter
CCRD's price to earnings (P/E) is 25% higher than its 5-year quarterly average of 32.5 and 6% higher than its last 4 quarters average of 38.5
The price to book (P/B) is 68% lower than the 5-year quarterly average of 6.1 and 27% lower than the last 4 quarters average of 2.7
The equity has contracted by 4.4% YoY
The stock's P/S is 70% less than its 5-year quarterly average of 6.2 and 26% less than its last 4 quarters average of 2.5
The company's revenue fell by 10% YoY and by 3% QoQ

Efficiency

How efficient is CoreCard business performance
CCRD's ROE has shrunk by 61% YoY and by 24% QoQ
The company's return on assets has shrunk by 60% YoY and by 23% QoQ
The ROS has plunged by 58% YoY and by 21% from the previous quarter
CoreCard's return on invested capital has shrunk by 53% YoY and by 20% QoQ

Dividends

What is CCRD's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CCRD.

Financial health

How did CoreCard financials performed over time
CCRD's quick ratio is down by 19% year-on-year
The current ratio has contracted by 15% YoY
CCRD's debt is 98% smaller than its equity
CCRD's debt is down by 48% year-on-year and by 20% since the previous quarter
The debt to equity has declined by 33% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.