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Price (delayed)
$38.41
Market cap
$206.3M
P/E Ratio
13.2
Dividend/share
$1.32
EPS
$2.91
Enterprise value
$251.99M
Highlights
VABK's equity is up by 22% year-on-year and by 8% since the previous quarter
The debt has soared by 54% from the previous quarter and by 22% YoY
The EPS has declined by 33% year-on-year
Key stats
What are the main financial stats of VABK
Market
Valuations
Earnings
Shares outstanding
5.37M
Market cap
$206.3M
Enterprise value
$251.99M
Price to earnings (P/E)
13.2
Price to book (P/B)
1.24
Price to sales (P/S)
3.96
EV/EBIT
13.37
EV/EBITDA
10.88
EV/Sales
4.84
Revenue
$52.03M
Gross profit
$52.03M
Net income
$15.57M
EBIT
$18.85M
EBITDA
$23.17M
Free cash flow
$14.39M
Per share
Balance sheet
Liquidity
EPS
$2.91
EPS diluted
$2.89
Free cash flow per share
$2.68
Book value per share
$30.89
Revenue per share
$9.69
TBVPS
$298.44
Total assets
$1.61B
Total liabilities
$1.45B
Debt
$64.86M
Equity
$165.91M
Working capital
N/A
Debt to equity
0.39
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.97
Margins
Efficiency
Dividend
EBITDA margin
44.5%
Gross margin
100%
Net margin
29.9%
Operating margin
36.2%
Return on assets
1%
Return on equity
10%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
36.2%
Dividend yield
3.44%
DPS
$1.32
Payout ratio
45.4%
VABK stock price
How has the Virginia National Bankshares stock price performed over time
Intraday
1.21%
1 week
-6.55%
1 month
-9.79%
1 year
0.87%
YTD
11.72%
QTD
-7.78%
Financial performance
How have Virginia National Bankshares's revenue and profit performed over time
Revenue
$52.03M
Gross profit
$52.03M
Operating income
$18.85M
Net income
$15.57M
Gross margin
100%
Net margin
29.9%
The net income has contracted by 33% YoY
VABK's operating income is down by 33% year-on-year
The operating margin has contracted by 18% YoY
VABK's gross profit is down by 18% year-on-year
Growth
What is Virginia National Bankshares's growth rate over time
Valuation
What is Virginia National Bankshares stock price valuation
P/E
13.2
P/B
1.24
P/S
3.96
EV/EBIT
13.37
EV/EBITDA
10.88
EV/Sales
4.84
The EPS has declined by 33% year-on-year
VABK's price to earnings (P/E) is 20% higher than its 5-year quarterly average of 11.0 and 19% higher than its last 4 quarters average of 11.1
VABK's equity is up by 22% year-on-year and by 8% since the previous quarter
The stock's P/B is 3.3% above its 5-year quarterly average of 1.2 and 3.3% above its last 4 quarters average of 1.2
The P/S is 24% more than the 5-year quarterly average of 3.2 and 13% more than the last 4 quarters average of 3.5
Virginia National Bankshares's revenue has decreased by 18% YoY
Efficiency
How efficient is Virginia National Bankshares business performance
The return on equity has declined by 40% year-on-year and by 4.8% since the previous quarter
Virginia National Bankshares's return on invested capital has decreased by 33% YoY
The ROA has contracted by 33% YoY
The return on sales has declined by 18% year-on-year
Dividends
What is VABK's dividend history
DPS
$1.32
Dividend yield
3.44%
Payout ratio
45.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Virginia National Bankshares financials performed over time
VABK's total assets is 11% greater than its total liabilities
VABK's total assets is up by 3.3% year-on-year and by 2.6% since the previous quarter
The total liabilities has grown by 2.1% from the previous quarter
The debt is 61% less than the equity
The debt has soared by 54% from the previous quarter and by 22% YoY
The debt to equity has increased by 44% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.