VABK Virginia National Bankshares Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: VABK

Price (delayed)

$29.49

Market cap

$158.96M

P/E Ratio

8.19

Dividend/share

$1.32

EPS

$3.6

Enterprise value

$210.5M

Highlights
VABK's price to earnings (P/E) is 29% lower than its 5-year quarterly average of 11.2
VABK's equity is up by 15% year-on-year and by 13% since the previous quarter
The debt has soared by 50% from the previous quarter
The net income has contracted by 18% YoY and by 17% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Peers: FBMS BANR

Key stats

What are the main financial stats of VABK
Market
Shares outstanding
5.39M
Market cap
$158.96M
Enterprise value
$210.5M
Valuations
Price to earnings (P/E)
8.19
Price to book (P/B)
1.03
Price to sales (P/S)
2.76
EV/EBIT
9.04
EV/EBITDA
7.51
EV/Sales
3.67
Earnings
Revenue
$57.34M
EBIT
$23.27M
EBITDA
$28.04M
Free cash flow
$15.09M
Per share
EPS
$3.6
Free cash flow per share
$2.81
Book value per share
$28.52
Revenue per share
$10.69
TBVPS
$304.35
Balance sheet
Total assets
$1.65B
Total liabilities
$1.49B
Debt
$79.93M
Equity
$153.04M
Working capital
N/A
Liquidity
Debt to equity
0.52
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.84
Margins
EBITDA margin
48.9%
Gross margin
100%
Net margin
33.6%
Operating margin
40.6%
Efficiency
Return on assets
1.2%
Return on equity
13.5%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
40.6%
Dividend
Dividend yield
4.48%
DPS
$1.32
Payout ratio
36.7%

VABK stock price

How has the Virginia National Bankshares stock price performed over time
Intraday
3.51%
1 week
17.12%
1 month
1.13%
1 year
-4.56%
YTD
-14.22%
QTD
-2.03%

Financial performance

How have Virginia National Bankshares's revenue and profit performed over time
Revenue
$57.34M
Gross profit
$57.34M
Operating income
$23.27M
Net income
$19.26M
Gross margin
100%
Net margin
33.6%
The net income has contracted by 18% YoY and by 17% from the previous quarter
VABK's operating income is down by 18% year-on-year and by 17% since the previous quarter
VABK's gross profit is down by 15% year-on-year and by 10% since the previous quarter
Virginia National Bankshares's revenue has decreased by 15% YoY and by 10% QoQ

Growth

What is Virginia National Bankshares's growth rate over time

Valuation

What is Virginia National Bankshares stock price valuation
P/E
8.19
P/B
1.03
P/S
2.76
EV/EBIT
9.04
EV/EBITDA
7.51
EV/Sales
3.67
VABK's price to earnings (P/E) is 29% lower than its 5-year quarterly average of 11.2
The EPS has declined by 18% year-on-year and by 17% since the previous quarter
The stock's P/B is 17% below its 5-year quarterly average of 1.2 and 17% below its last 4 quarters average of 1.2
VABK's equity is up by 15% year-on-year and by 13% since the previous quarter
The P/S is 17% less than the 5-year quarterly average of 3.2 and 4.6% less than the last 4 quarters average of 2.8
Virginia National Bankshares's revenue has decreased by 15% YoY and by 10% QoQ

Efficiency

How efficient is Virginia National Bankshares business performance
Virginia National Bankshares's return on invested capital has decreased by 26% YoY and by 22% QoQ
The return on equity has declined by 22% year-on-year and by 19% since the previous quarter
The ROA has contracted by 20% from the previous quarter and by 8% YoY
The return on sales has declined by 9% since the previous quarter and by 4.5% year-on-year

Dividends

What is VABK's dividend history
DPS
$1.32
Dividend yield
4.48%
Payout ratio
36.7%
Recent dividends

Financial health

How did Virginia National Bankshares financials performed over time
VABK's total assets is 10% greater than its total liabilities
VABK's total assets is up by 5% since the previous quarter
The total liabilities has grown by 4.6% from the previous quarter
The debt is 48% less than the equity
The debt has soared by 50% from the previous quarter
The debt to equity has increased by 33% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.