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VABK Virginia National Bankshares Corp

Price (delayed)

$36.74

Market cap

$198.1M

P/E Ratio

11.63

Dividend/share

$1.32

EPS

$3.16

Enterprise value

$210.13M

Highlights
The debt has plunged by 64% YoY and by 55% from the previous quarter
The EPS has declined by 12% year-on-year but it has increased by 9% since the previous quarter
The net income has contracted by 12% YoY but it has grown by 9% from the previous quarter
VABK's price to earnings (P/E) is 7% higher than its 5-year quarterly average of 10.9

Key stats

What are the main financial stats of VABK
Market
Shares outstanding
5.39M
Market cap
$198.1M
Enterprise value
$210.13M
Valuations
Price to earnings (P/E)
11.63
Price to book (P/B)
1.23
Price to sales (P/S)
3.62
EV/EBIT
10.05
EV/EBITDA
8.35
EV/Sales
3.85
Earnings
Revenue
$54.57M
Gross profit
$54.57M
Operating income
$20.9M
Net income
$16.97M
EBIT
$20.9M
EBITDA
$25.16M
Free cash flow
$14.66M
Per share
EPS
$3.16
EPS diluted
$3.15
Free cash flow per share
$2.73
Book value per share
$29.85
Revenue per share
$10.16
TBVPS
$298.88
Balance sheet
Total assets
$1.62B
Total liabilities
$1.46B
Debt
$29.13M
Equity
$160.3M
Working capital
N/A
Liquidity
Debt to equity
0.18
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.48
Margins
EBITDA margin
46.1%
Gross margin
100%
Net margin
31.1%
Operating margin
38.3%
Efficiency
Return on assets
1.1%
Return on equity
10.7%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
38.3%
Dividend
Dividend yield
3.59%
DPS
$1.32
Payout ratio
41.8%

VABK stock price

How has the Virginia National Bankshares stock price performed over time
Intraday
-0.18%
1 week
1.86%
1 month
3.7%
1 year
23.54%
YTD
-3.82%
QTD
1.83%

Financial performance

How have Virginia National Bankshares's revenue and profit performed over time
Revenue
$54.57M
Gross profit
$54.57M
Operating income
$20.9M
Net income
$16.97M
Gross margin
100%
Net margin
31.1%
The net income has contracted by 12% YoY but it has grown by 9% from the previous quarter
VABK's operating income is up by 11% since the previous quarter but it is down by 10% year-on-year
The net margin has contracted by 7% YoY but it has grown by 4% from the previous quarter
The operating margin has grown by 6% from the previous quarter but it has contracted by 6% YoY

Price vs fundamentals

How does VABK's price correlate with its fundamentals

Growth

What is Virginia National Bankshares's growth rate over time

Valuation

What is Virginia National Bankshares stock price valuation
P/E
11.63
P/B
1.23
P/S
3.62
EV/EBIT
10.05
EV/EBITDA
8.35
EV/Sales
3.85
The EPS has declined by 12% year-on-year but it has increased by 9% since the previous quarter
VABK's price to earnings (P/E) is 7% higher than its 5-year quarterly average of 10.9
VABK's equity is up by 4.7% year-on-year but it is down by 3.4% since the previous quarter
The stock's P/B is 2.5% above its 5-year quarterly average of 1.2 and 2.5% above its last 4 quarters average of 1.2
The P/S is 13% more than the 5-year quarterly average of 3.2
Virginia National Bankshares's revenue has increased by 4.9% QoQ but it has decreased by 4.8% YoY

Efficiency

How efficient is Virginia National Bankshares business performance
The return on equity has declined by 21% year-on-year but it has increased by 7% since the previous quarter
The ROA has grown by 10% from the previous quarter but it has contracted by 8% YoY
Virginia National Bankshares's return on invested capital has increased by 8% QoQ but it has decreased by 7% YoY
The return on sales has increased by 6% since the previous quarter but it has declined by 6% year-on-year

Dividends

What is VABK's dividend history
DPS
$1.32
Dividend yield
3.59%
Payout ratio
41.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Virginia National Bankshares financials performed over time
VABK's total assets is 11% greater than its total liabilities
The total liabilities has contracted by 2.4% YoY
The debt is 82% less than the equity
The debt to equity has plunged by 65% YoY and by 54% from the previous quarter
The debt has plunged by 64% YoY and by 55% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.