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Price (delayed)
$42.2
Market cap
$226.65M
P/E Ratio
14.5
Dividend/share
$1.32
EPS
$2.91
Enterprise value
$272.34M
Highlights
VABK's equity is up by 22% year-on-year and by 8% since the previous quarter
The debt has soared by 54% from the previous quarter and by 22% YoY
The EPS has declined by 33% year-on-year
Key stats
What are the main financial stats of VABK
Market
Valuations
Earnings
Shares outstanding
5.37M
Market cap
$226.65M
Enterprise value
$272.34M
Price to earnings (P/E)
14.5
Price to book (P/B)
1.37
Price to sales (P/S)
4.36
EV/EBIT
14.45
EV/EBITDA
11.75
EV/Sales
5.23
Revenue
$52.03M
EBIT
$18.85M
EBITDA
$23.17M
Free cash flow
$14.39M
Per share
Balance sheet
Liquidity
EPS
$2.91
Free cash flow per share
$2.68
Book value per share
$30.89
Revenue per share
$9.69
TBVPS
$298.44
Total assets
$1.61B
Total liabilities
$1.45B
Debt
$64.86M
Equity
$165.91M
Working capital
N/A
Debt to equity
0.39
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.97
Margins
Efficiency
Dividend
EBITDA margin
44.5%
Gross margin
100%
Net margin
29.9%
Operating margin
36.2%
Return on assets
1%
Return on equity
10%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
36.2%
Dividend yield
3.13%
DPS
$1.32
Payout ratio
45.4%
VABK stock price
How has the Virginia National Bankshares stock price performed over time
Intraday
0.96%
1 week
-1.06%
1 month
1.17%
1 year
23.9%
YTD
22.75%
QTD
1.32%
Financial performance
How have Virginia National Bankshares's revenue and profit performed over time
Revenue
$52.03M
Gross profit
$52.03M
Operating income
$18.85M
Net income
$15.57M
Gross margin
100%
Net margin
29.9%
VABK's operating income is down by 33% year-on-year
The net income has contracted by 33% YoY
The net margin has contracted by 18% YoY
The operating margin has contracted by 18% YoY
Growth
What is Virginia National Bankshares's growth rate over time
Valuation
What is Virginia National Bankshares stock price valuation
P/E
14.5
P/B
1.37
P/S
4.36
EV/EBIT
14.45
EV/EBITDA
11.75
EV/Sales
5.23
The EPS has declined by 33% year-on-year
VABK's price to earnings (P/E) is 32% higher than its 5-year quarterly average of 11.0 and 31% higher than its last 4 quarters average of 11.1
VABK's equity is up by 22% year-on-year and by 8% since the previous quarter
The stock's P/B is 14% above its 5-year quarterly average of 1.2 and 14% above its last 4 quarters average of 1.2
The P/S is 36% more than the 5-year quarterly average of 3.2 and 25% more than the last 4 quarters average of 3.5
Virginia National Bankshares's revenue has decreased by 18% YoY
Efficiency
How efficient is Virginia National Bankshares business performance
The return on equity has declined by 40% year-on-year and by 4.8% since the previous quarter
The ROA has contracted by 33% YoY
Virginia National Bankshares's return on invested capital has decreased by 33% YoY
The return on sales has declined by 18% year-on-year
Dividends
What is VABK's dividend history
DPS
$1.32
Dividend yield
3.13%
Payout ratio
45.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Virginia National Bankshares financials performed over time
VABK's total assets is 11% greater than its total liabilities
VABK's total assets is up by 3.3% year-on-year and by 2.6% since the previous quarter
The total liabilities has grown by 2.1% from the previous quarter
The debt is 61% less than the equity
The debt has soared by 54% from the previous quarter and by 22% YoY
The debt to equity has increased by 44% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.