VABK Virginia National Bankshares Corp
Price (delayed)
$40.15
Market cap
$215.64M
P/E Ratio
13.75
Dividend/share
$1.32
EPS
$2.92
Enterprise value
$240.37M
Highlights
VABK's equity is up by 8% year-on-year
The debt has plunged by 53% YoY but it has grown by 40% from the previous quarter
VABK's price to earnings (P/E) is 52% higher than its last 4 quarters average of 9.3 and 28% higher than its 5-year quarterly average of 11.0
The EPS has declined by 36% year-on-year and by 9% since the previous quarter
Key stats
What are the main financial stats of VABK
Market
Valuations
Earnings
Shares outstanding
5.37M
Market cap
$215.64M
Enterprise value
$240.37M
Price to earnings (P/E)
13.75
Price to book (P/B)
1.4
Price to sales (P/S)
4.13
EV/EBIT
12.87
EV/EBITDA
10.37
EV/Sales
4.6
Revenue
$52.26M
EBIT
$18.68M
EBITDA
$23.18M
Free cash flow
$939,000
Per share
Balance sheet
Liquidity
EPS
$2.92
Free cash flow per share
$0.17
Book value per share
$28.7
Revenue per share
$9.72
TBVPS
$290.43
Total assets
$1.57B
Total liabilities
$1.42B
Debt
$42.02M
Equity
$154.16M
Working capital
N/A
Debt to equity
0.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.07
Margins
Efficiency
Dividend
EBITDA margin
44.4%
Gross margin
100%
Net margin
29.9%
Operating margin
35.7%
Return on assets
1%
Return on equity
10.5%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
35.7%
Dividend yield
3.29%
DPS
$1.32
Payout ratio
45.2%
VABK stock price
How has the Virginia National Bankshares stock price performed over time
Intraday
-2.55%
1 week
1.54%
1 month
10.03%
1 year
10.61%
YTD
16.78%
QTD
22.41%
Financial performance
How have Virginia National Bankshares's revenue and profit performed over time
Revenue
$52.26M
Gross profit
$52.26M
Operating income
$18.68M
Net income
$15.63M
Gross margin
100%
Net margin
29.9%
VABK's operating income is down by 37% year-on-year and by 9% since the previous quarter
The net income has contracted by 36% YoY and by 9% from the previous quarter
Virginia National Bankshares's revenue has decreased by 21% YoY and by 4.2% QoQ
VABK's gross profit is down by 21% year-on-year and by 4.2% since the previous quarter
Growth
What is Virginia National Bankshares's growth rate over time
Valuation
What is Virginia National Bankshares stock price valuation
P/E
13.75
P/B
1.4
P/S
4.13
EV/EBIT
12.87
EV/EBITDA
10.37
EV/Sales
4.6
VABK's price to earnings (P/E) is 52% higher than its last 4 quarters average of 9.3 and 28% higher than its 5-year quarterly average of 11.0
The EPS has declined by 36% year-on-year and by 9% since the previous quarter
The stock's P/B is 20% above its 5-year quarterly average of 1.2 and 20% above its last 4 quarters average of 1.2
VABK's equity is up by 8% year-on-year
The P/S is 41% more than the last 4 quarters average of 3.0 and 37% more than the 5-year quarterly average of 3.1
Virginia National Bankshares's revenue has decreased by 21% YoY and by 4.2% QoQ
Efficiency
How efficient is Virginia National Bankshares business performance
The return on equity has declined by 41% year-on-year and by 10% since the previous quarter
Virginia National Bankshares's return on invested capital has decreased by 37% YoY and by 8% QoQ
The ROA has contracted by 33% YoY and by 9% from the previous quarter
The return on sales has declined by 20% year-on-year and by 5% since the previous quarter
Dividends
What is VABK's dividend history
DPS
$1.32
Dividend yield
3.29%
Payout ratio
45.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Virginia National Bankshares financials performed over time
VABK's total assets is 11% greater than its total liabilities
The total liabilities has contracted by 3.2% from the previous quarter
VABK's total assets is down by 2.8% since the previous quarter
The debt is 73% less than the equity
The debt to equity has plunged by 57% YoY but it has increased by 35% from the previous quarter
The debt has plunged by 53% YoY but it has grown by 40% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.