VABK Virginia National Bankshares Corp
Price (delayed)
$34.58
Market cap
$186.45M
P/E Ratio
10.94
Dividend/share
$1.32
EPS
$3.16
Enterprise value
$198.48M
Highlights
The debt has plunged by 64% YoY and by 55% from the previous quarter
VABK's price to earnings (P/E) is 7% lower than its last 4 quarters average of 11.8
The EPS has declined by 12% year-on-year but it has increased by 9% since the previous quarter
The net income has contracted by 12% YoY but it has grown by 9% from the previous quarter
Key stats
What are the main financial stats of VABK
Market
Valuations
Earnings
Shares outstanding
5.39M
Market cap
$186.45M
Enterprise value
$198.48M
Price to earnings (P/E)
10.94
Price to book (P/B)
1.16
Price to sales (P/S)
3.4
EV/EBIT
9.5
EV/EBITDA
7.89
EV/Sales
3.64
Revenue
$54.57M
Gross profit
$54.57M
Operating income
$20.9M
Net income
$16.97M
EBIT
$20.9M
EBITDA
$25.16M
Free cash flow
$14.66M
Per share
Balance sheet
Liquidity
EPS
$3.16
EPS diluted
$3.15
Free cash flow per share
$2.73
Book value per share
$29.85
Revenue per share
$10.16
TBVPS
$298.88
Total assets
$1.62B
Total liabilities
$1.46B
Debt
$29.13M
Equity
$160.3M
Working capital
N/A
Debt to equity
0.18
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.48
Margins
Efficiency
Dividend
EBITDA margin
46.1%
Gross margin
100%
Net margin
31.1%
Operating margin
38.3%
Return on assets
1.1%
Return on equity
10.7%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
38.3%
Dividend yield
3.82%
DPS
$1.32
Payout ratio
41.8%
VABK stock price
How has the Virginia National Bankshares stock price performed over time
Intraday
-0.12%
1 week
-0.55%
1 month
-3.33%
1 year
42.6%
YTD
-9.48%
QTD
-4.16%
Financial performance
How have Virginia National Bankshares's revenue and profit performed over time
Revenue
$54.57M
Gross profit
$54.57M
Operating income
$20.9M
Net income
$16.97M
Gross margin
100%
Net margin
31.1%
The net income has contracted by 12% YoY but it has grown by 9% from the previous quarter
VABK's operating income is up by 11% since the previous quarter but it is down by 10% year-on-year
The net margin has contracted by 7% YoY but it has grown by 4% from the previous quarter
The operating margin has grown by 6% from the previous quarter but it has contracted by 6% YoY
Growth
What is Virginia National Bankshares's growth rate over time
Valuation
What is Virginia National Bankshares stock price valuation
P/E
10.94
P/B
1.16
P/S
3.4
EV/EBIT
9.5
EV/EBITDA
7.89
EV/Sales
3.64
The EPS has declined by 12% year-on-year but it has increased by 9% since the previous quarter
VABK's price to earnings (P/E) is 7% lower than its last 4 quarters average of 11.8
VABK's equity is up by 4.7% year-on-year but it is down by 3.4% since the previous quarter
The stock's P/B is 3.3% below its 5-year quarterly average of 1.2 and 3.3% below its last 4 quarters average of 1.2
The P/S is 7% more than the 5-year quarterly average of 3.2 but 5% less than the last 4 quarters average of 3.6
Virginia National Bankshares's revenue has increased by 4.9% QoQ but it has decreased by 4.8% YoY
Efficiency
How efficient is Virginia National Bankshares business performance
The return on equity has declined by 21% year-on-year but it has increased by 7% since the previous quarter
The ROA has grown by 10% from the previous quarter but it has contracted by 8% YoY
Virginia National Bankshares's return on invested capital has increased by 8% QoQ but it has decreased by 7% YoY
The return on sales has increased by 6% since the previous quarter but it has declined by 6% year-on-year
Dividends
What is VABK's dividend history
DPS
$1.32
Dividend yield
3.82%
Payout ratio
41.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Virginia National Bankshares financials performed over time
VABK's total assets is 11% greater than its total liabilities
The total liabilities has contracted by 2.4% YoY
The debt is 82% less than the equity
The debt to equity has plunged by 65% YoY and by 54% from the previous quarter
The debt has plunged by 64% YoY and by 55% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.