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USIO Usio Inc
Price (delayed)
$1.44
Market cap
$39.4M
P/E Ratio
N/A
Dividend/share
N/A
EPS
-$0.05
Enterprise value
$33.19M
Usio, Inc., a leading integrated payment solutions provider, offers a wide range of payment solutions to merchants, billers, banks, service bureaus, and card issuers. The Company operates credit, debit/prepaid, and
Highlights
USIO's equity is up by 4.3% year-on-year and by 2.9% since the previous quarter
USIO's revenue is up by 3% YoY
Usio's net income has increased by 49% YoY but it has decreased by 18% from the previous quarter
The EPS has grown by 44% YoY but it has contracted by 25% from the previous quarter
The gross margin has contracted by 4.3% YoY
The gross profit has contracted by 2.1% from the previous quarter
Key stats
What are the main financial stats of USIO
Market
Valuations
Earnings
Shares outstanding
27.36M
Market cap
$39.4M
Enterprise value
$33.19M
Price to earnings (P/E)
N/A
Price to book (P/B)
2.42
Price to sales (P/S)
0.48
EV/EBIT
N/A
EV/EBITDA
20.66
EV/Sales
0.41
Revenue
$80.28M
EBIT
-$557,832
EBITDA
$1.61M
Free cash flow
-$16.82M
Per share
Balance sheet
Liquidity
EPS
-$0.05
Free cash flow per share
-$0.63
Book value per share
$0.59
Revenue per share
$3.03
TBVPS
$4.05
Total assets
$108.83M
Total liabilities
$93.12M
Debt
$3.1M
Equity
$15.71M
Working capital
$9.4M
Debt to equity
0.2
Current ratio
1.1
Quick ratio
0.16
Net debt/EBITDA
-3.87
Margins
Efficiency
Dividend
EBITDA margin
2%
Gross margin
22%
Net margin
-1.1%
Operating margin
-3.9%
Return on assets
-0.8%
Return on equity
-5.7%
Return on invested capital
-5.5%
Return on capital employed
-3.1%
Return on sales
-0.7%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
USIO stock price
How has the Usio stock price performed over time
Intraday
2.13%
1 week
3.6%
1 month
-4%
1 year
-31.1%
YTD
-16.28%
QTD
5.88%
Financial performance
How have Usio's revenue and profit performed over time
Revenue
$80.28M
Gross profit
$17.69M
Operating income
-$3.12M
Net income
-$869,674
Gross margin
22%
Net margin
-1.1%
The operating income has plunged by 101% YoY and by 16% from the previous quarter
The operating margin has dropped by 95% year-on-year and by 18% since the previous quarter
The net margin has surged by 50% year-on-year but it has declined by 22% since the previous quarter
Usio's net income has increased by 49% YoY but it has decreased by 18% from the previous quarter
Growth
What is Usio's growth rate over time
Valuation
What is Usio stock price valuation
P/E
N/A
P/B
2.42
P/S
0.48
EV/EBIT
N/A
EV/EBITDA
20.66
EV/Sales
0.41
The EPS has grown by 44% YoY but it has contracted by 25% from the previous quarter
USIO's price to book (P/B) is 46% less than its 5-year quarterly average of 4.5 and 17% less than its last 4 quarters average of 2.9
USIO's equity is up by 4.3% year-on-year and by 2.9% since the previous quarter
USIO's P/S is 52% below its 5-year quarterly average of 1.0 and 4% below its last 4 quarters average of 0.5
USIO's revenue is up by 3% YoY
Efficiency
How efficient is Usio business performance
Usio's ROIC has soared by 62% YoY but it has decreased by 22% from the previous quarter
The ROS has soared by 61% YoY but it has contracted by 40% from the previous quarter
The return on assets has surged by 53% year-on-year but it has declined by 33% since the previous quarter
USIO's ROE has soared by 52% YoY but it is down by 16% from the previous quarter
Dividends
What is USIO's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for USIO.
Financial health
How did Usio financials performed over time
Usio's total assets is 17% higher than its total liabilities
The quick ratio has grown by 23% YoY but it has contracted by 6% from the previous quarter
The total liabilities has declined by 12% year-on-year but it is up by 11% since the previous quarter
The debt is 80% smaller than the equity
The debt has increased by 8% year-on-year but it has declined by 5% since the previous quarter
USIO's debt to equity is up by 5% YoY but it is down by 4.8% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.