USIO Usio Inc

Price (delayed)

$1.61

Market cap

$42.55M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$0.04

Enterprise value

$36.95M

Usio, Inc., a leading integrated payment solutions provider, offers a wide range of payment solutions to merchants, billers, banks, service bureaus, and card issuers. The Company operates credit, debit/prepaid, and ...

Highlights
USIO's revenue is up by 12% YoY
USIO's equity is up by 6% year-on-year
The EPS has plunged by 100% from the previous quarter but it has soared by 80% YoY
Usio's net income has soared by 81% YoY but it has plunged by 56% from the previous quarter
The gross margin has contracted by 2.2% from the previous quarter

Key stats

What are the main financial stats of USIO
Market
Shares outstanding
26.43M
Market cap
$42.55M
Enterprise value
$36.95M
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
2.78
Price to sales (P/S)
0.52
EV/EBIT
N/A
EV/EBITDA
21.78
EV/Sales
0.45
Earnings
Revenue
$81.47M
EBIT
-$442,902
EBITDA
$1.7M
Free cash flow
$11.54M
Per share
EPS
-$0.04
Free cash flow per share
$0.44
Book value per share
$0.58
Revenue per share
$3.09
TBVPS
$3.7
Balance sheet
Total assets
$99.06M
Total liabilities
$83.79M
Debt
$3.26M
Equity
$15.27M
Working capital
$8.69M
Liquidity
Debt to equity
0.21
Current ratio
1.11
Quick ratio
0.17
Net debt/EBITDA
-3.3
Margins
EBITDA margin
2.1%
Gross margin
22%
Net margin
-0.9%
Operating margin
-3.5%
Efficiency
Return on assets
-0.6%
Return on equity
-4.9%
Return on invested capital
-4.5%
Return on capital employed
-2.5%
Return on sales
-0.5%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

USIO stock price

How has the Usio stock price performed over time
Intraday
1.26%
1 week
3.21%
1 month
3.87%
1 year
-3.01%
YTD
-6.4%
QTD
5.23%

Financial performance

How have Usio's revenue and profit performed over time
Revenue
$81.47M
Gross profit
$17.9M
Operating income
-$2.86M
Net income
-$740,125
Gross margin
22%
Net margin
-0.9%
The net margin has surged by 83% year-on-year but it has dropped by 50% since the previous quarter
Usio's net income has soared by 81% YoY but it has plunged by 56% from the previous quarter
The operating margin has dropped by 52% since the previous quarter but it is up by 30% year-on-year
The operating income has decreased by 49% from the previous quarter but it has increased by 22% YoY

Growth

What is Usio's growth rate over time

Valuation

What is Usio stock price valuation
P/E
N/A
P/B
2.78
P/S
0.52
EV/EBIT
N/A
EV/EBITDA
21.78
EV/Sales
0.45
The EPS has plunged by 100% from the previous quarter but it has soared by 80% YoY
USIO's price to book (P/B) is 38% less than its 5-year quarterly average of 4.5 and 10% less than its last 4 quarters average of 3.1
USIO's equity is up by 6% year-on-year
USIO's P/S is 53% below its 5-year quarterly average of 1.1 but 4% above its last 4 quarters average of 0.5
USIO's revenue is up by 12% YoY

Efficiency

How efficient is Usio business performance
The ROS has plunged by 150% from the previous quarter but it has soared by 90% YoY
Usio's ROIC has plunged by 137% from the previous quarter but it has soared by 87% YoY
The return on assets has surged by 86% year-on-year but it has dropped by 50% since the previous quarter
USIO's ROE has soared by 82% YoY but it has plunged by 53% from the previous quarter

Dividends

What is USIO's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for USIO.

Financial health

How did Usio financials performed over time
Usio's total assets is 18% higher than its total liabilities
The total liabilities is up by 10% year-on-year but it has declined by 9% since the previous quarter
Usio's total assets has increased by 9% YoY but it has decreased by 7% QoQ
The debt is 79% smaller than the equity
The debt has increased by 8% year-on-year but it has declined by 3.6% since the previous quarter
USIO's equity is up by 6% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.