USIO Usio Inc
Price (delayed)
$1.51
Market cap
$40.04M
P/E Ratio
12.58
Dividend/share
N/A
EPS
$0.12
Enterprise value
$33.93M
Usio, Inc., a leading integrated payment solutions provider, offers a wide range of payment solutions to merchants, billers, banks, service bureaus, and card issuers. The Company operates credit, debit/prepaid, and
Highlights
The EPS has grown by 33% from the previous quarter
USIO's equity is up by 27% year-on-year
The gross profit has grown by 2.4% from the previous quarter but it has contracted by 2.3% YoY
The debt has increased by 14% year-on-year
Key stats
What are the main financial stats of USIO
Market
Valuations
Earnings
Shares outstanding
26.51M
Market cap
$40.04M
Enterprise value
$33.93M
Price to earnings (P/E)
12.58
Price to book (P/B)
2.14
Price to sales (P/S)
0.49
EV/EBIT
46.34
EV/EBITDA
11.33
EV/Sales
0.41
Revenue
$82.93M
Gross profit
$19.61M
Operating income
-$1.47M
Net income
$3.31M
EBIT
$732,086
EBITDA
$3M
Free cash flow
$1.95M
Per share
Balance sheet
Liquidity
EPS
$0.12
EPS diluted
$0.12
Free cash flow per share
$0.07
Book value per share
$0.71
Revenue per share
$3.09
TBVPS
$3.96
Total assets
$107.21M
Total liabilities
$88.05M
Debt
$3.87M
Equity
$19.16M
Working capital
$10.21M
Debt to equity
0.2
Current ratio
1.12
Quick ratio
0.18
Net debt/EBITDA
-2.04
Margins
Efficiency
Dividend
EBITDA margin
3.6%
Gross margin
23.7%
Net margin
4%
Operating margin
-1.8%
Return on assets
3.1%
Return on equity
19.1%
Return on invested capital
5.7%
Return on capital employed
3.3%
Return on sales
0.9%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
USIO stock price
How has the Usio stock price performed over time
Intraday
2.72%
1 week
-5.03%
1 month
-1.31%
1 year
-5.63%
YTD
3.42%
QTD
3.42%
Financial performance
How have Usio's revenue and profit performed over time
Revenue
$82.93M
Gross profit
$19.61M
Operating income
-$1.47M
Net income
$3.31M
Gross margin
23.7%
Net margin
4%
Usio's net income has increased by 22% from the previous quarter
The net margin has increased by 21% since the previous quarter
The operating margin is up by 5% since the previous quarter
The operating income has increased by 3.3% from the previous quarter
Growth
What is Usio's growth rate over time
Valuation
What is Usio stock price valuation
P/E
12.58
P/B
2.14
P/S
0.49
EV/EBIT
46.34
EV/EBITDA
11.33
EV/Sales
0.41
The EPS has grown by 33% from the previous quarter
USIO's price to book (P/B) is 52% less than its 5-year quarterly average of 4.3 and 13% less than its last 4 quarters average of 2.4
USIO's equity is up by 27% year-on-year
USIO's P/S is 52% below its 5-year quarterly average of 1.0 and 4% below its last 4 quarters average of 0.5
Efficiency
How efficient is Usio business performance
The return on assets has increased by 24% since the previous quarter
USIO's ROE is up by 15% from the previous quarter
Dividends
What is USIO's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for USIO.
Financial health
How did Usio financials performed over time
Usio's total assets is 22% higher than its total liabilities
The quick ratio has grown by 13% from the previous quarter and by 13% YoY
The total liabilities has declined by 8% since the previous quarter and by 4.2% year-on-year
The debt is 80% smaller than the equity
USIO's equity is up by 27% year-on-year
The debt has increased by 14% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.