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USIO Usio Inc
Price (delayed)
$1.485
Market cap
$40.29M
P/E Ratio
16.5
Dividend/share
N/A
EPS
$0.09
Enterprise value
$33.95M
Usio, Inc., a leading integrated payment solutions provider, offers a wide range of payment solutions to merchants, billers, banks, service bureaus, and card issuers. The Company operates credit, debit/prepaid, and
Highlights
The quick ratio has grown by 33% YoY
USIO's equity is up by 27% year-on-year and by 20% since the previous quarter
The debt has increased by 43% year-on-year and by 25% since the previous quarter
The gross profit has contracted by 5% YoY
Key stats
What are the main financial stats of USIO
Market
Valuations
Earnings
Shares outstanding
27.13M
Market cap
$40.29M
Enterprise value
$33.95M
Price to earnings (P/E)
16.5
Price to book (P/B)
2.15
Price to sales (P/S)
0.5
EV/EBIT
N/A
EV/EBITDA
16.39
EV/Sales
0.42
Revenue
$81.09M
EBIT
-$158,398
EBITDA
$2.07M
Free cash flow
-$35.16M
Per share
Balance sheet
Liquidity
EPS
$0.09
Free cash flow per share
-$1.29
Book value per share
$0.69
Revenue per share
$2.97
TBVPS
$4.15
Total assets
$114.6M
Total liabilities
$95.67M
Debt
$3.88M
Equity
$18.93M
Working capital
$9.62M
Debt to equity
0.21
Current ratio
1.1
Quick ratio
0.16
Net debt/EBITDA
-3.06
Margins
Efficiency
Dividend
EBITDA margin
2.6%
Gross margin
22.7%
Net margin
3.3%
Operating margin
-2.8%
Return on assets
2.5%
Return on equity
16.6%
Return on invested capital
-1.4%
Return on capital employed
-0.7%
Return on sales
-0.2%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
USIO stock price
How has the Usio stock price performed over time
Intraday
4.58%
1 week
-1%
1 month
3.13%
1 year
-7.19%
YTD
-13.66%
QTD
9.19%
Financial performance
How have Usio's revenue and profit performed over time
Revenue
$81.09M
Gross profit
$18.39M
Operating income
-$2.29M
Net income
$2.7M
Gross margin
22.7%
Net margin
3.3%
The operating margin is up by 15% since the previous quarter
The operating income has increased by 14% from the previous quarter
The gross profit has contracted by 5% YoY
The gross margin has contracted by 3.4% YoY
Growth
What is Usio's growth rate over time
Valuation
What is Usio stock price valuation
P/E
16.5
P/B
2.15
P/S
0.5
EV/EBIT
N/A
EV/EBITDA
16.39
EV/Sales
0.42
USIO's price to book (P/B) is 50% less than its 5-year quarterly average of 4.3 and 17% less than its last 4 quarters average of 2.6
USIO's equity is up by 27% year-on-year and by 20% since the previous quarter
USIO's P/S is 50% below its 5-year quarterly average of 1.0
Efficiency
How efficient is Usio business performance
Usio's ROIC has soared by 75% from the previous quarter and by 64% YoY
The ROS has soared by 71% from the previous quarter and by 50% YoY
Dividends
What is USIO's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for USIO.
Financial health
How did Usio financials performed over time
Usio's total assets is 20% higher than its total liabilities
The quick ratio has grown by 33% YoY
The total liabilities has declined by 17% year-on-year but it is up by 2.7% since the previous quarter
The debt is 79% smaller than the equity
The debt has increased by 43% year-on-year and by 25% since the previous quarter
USIO's equity is up by 27% year-on-year and by 20% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.