The current PE ratio for United Community Banks stock as of Sep 28, 2023 is 9.89. This is calculated based on the current EPS of $2.53 and the stock price of $25.02 per share. The PE ratio has decreased by 18% from the past four quarters average of 12.1.
The average historical PE ratio of United Community Banks for the last ten years is 14.89. The current price-to-earnings ratio of 9.89 is 34% less than the historical average. In the past ten years, UCBI's PE ratio reached its highest point in the Dec 2017 quarter at 30.59, when the stock price was $28.14 and the EPS was $0.92. The lowest point was recorded in the Sep 2013 quarter, when it reached 3.49 with a price of $14.99 and an EPS of $4.3.
Maximum annual increase: 326.5% in 2014
Maximum annual decrease: -83.9% in 2013
| Year | PE ratio | Change |
|---|---|---|
| 2022 | 13.41 | 10.83% |
| 2021 | 12.1 | -18.74% |
| 2020 | 14.89 | 11.37% |
| 2019 | 13.37 | 28.93% |
| 2018 | 10.37 | -66.1% |
| 2017 | 30.59 | 44.57% |
| 2016 | 21.16 | 18.34% |
| 2015 | 17.88 | 4.81% |
| 2014 | 17.06 | 326.5% |
| 2013 | 4 | -83.9% |
The current PE ratio of UCBI is lower than the 3, 5 and 10-year averages.
UCBI's PE ratio is less than its peer stocks BANF and AMNB, but it is above ABCB's and NRIM's. United Community Banks is presently trading at a lower PE ratio (9.89) than its peer group average of 10.31.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NRIM Northrim Bancorp Inc | 7.79 | $222.77M |
| ABCB Ameris Bancorp | 8.88 | $2.65B |
| UCBI United Community Banks Inc | 10 | $3.01B |
| AMNB American National Bankshares Inc | 12.18 | $408.91M |
| BANF Bancfirst Corp | 12.72 | $2.87B |
The price to earnings ratio for UCBI stock as of Sep 28, 2023, stands at 9.89.
The 3-year average PE ratio for UCBI stock is 12.28.
The 5-year average PE ratio for UCBI stock is 12.41.
The highest quarterly PE ratio in the last ten years has been 30.59 and it was in the Dec 2017 quarter.
The current price to earnings ratio of UCBI is 34% lower than the 10-year historical average.
UCBI's PE ratio is low because its earnings per share (EPS) is high relative to its stock price.
The P/E ratio is calculated by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Sep 28, 2023), United Community Banks's stock price is $25.02. The earnings per share for the trailing twelve months (TTM) ending Jun 2023 is $2.53. Therefore, United Community Banks's price to earnings ratio for today is 9.89. PE RATIO(9.89) = STOCK PRICE($25.02) / TTM EPS($2.53)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.