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UCBI United Community Banks PE ratio, current and historical analysis

The current PE ratio for United Community Banks stock as of Sep 28, 2023 is 9.89. This is calculated based on the current EPS of $2.53 and the stock price of $25.02 per share. The PE ratio has decreased by 18% from the past four quarters average of 12.1.

UCBI PE ratio history

How has UCBI's PE ratio performed in the past

The average historical PE ratio of United Community Banks for the last ten years is 14.89. The current price-to-earnings ratio of 9.89 is 34% less than the historical average. In the past ten years, UCBI's PE ratio reached its highest point in the Dec 2017 quarter at 30.59, when the stock price was $28.14 and the EPS was $0.92. The lowest point was recorded in the Sep 2013 quarter, when it reached 3.49 with a price of $14.99 and an EPS of $4.3.


United Community Banks PE ratio by year

Maximum annual increase: 326.5% in 2014

Maximum annual decrease: -83.9% in 2013

Year PE ratio Change
2022 13.41 10.83%
2021 12.1 -18.74%
2020 14.89 11.37%
2019 13.37 28.93%
2018 10.37 -66.1%
2017 30.59 44.57%
2016 21.16 18.34%
2015 17.88 4.81%
2014 17.06 326.5%
2013 4 -83.9%

UCBI average PE ratio chart

What is the average PE ratio of UCBI for the past years

The current PE ratio of UCBI is lower than the 3, 5 and 10-year averages.

3-year avg
5-year avg
10-year avg
15-year avg

UCBI PE vs peers

What is UCBI's PE ratio compared to its peers

UCBI's PE ratio is less than its peer stocks BANF and AMNB, but it is above ABCB's and NRIM's. United Community Banks is presently trading at a lower PE ratio (9.89) than its peer group average of 10.31.

Stock name PE ratio Market cap
NRIM Northrim Bancorp Inc 7.79 $222.77M
ABCB Ameris Bancorp 8.88 $2.65B
UCBI United Community Banks Inc 10 $3.01B
AMNB American National Bankshares Inc 12.18 $408.91M
BANF Bancfirst Corp 12.72 $2.87B

Frequently asked questions

What is United Community Banks's PE ratio?

The price to earnings ratio for UCBI stock as of Sep 28, 2023, stands at 9.89.

What is the 3-year average PE ratio for United Community Banks (UCBI)?

The 3-year average PE ratio for UCBI stock is 12.28.

What is the 5-year average PE ratio for United Community Banks (UCBI)?

The 5-year average PE ratio for UCBI stock is 12.41.

What is the highest PE ratio for UCBI?

The highest quarterly PE ratio in the last ten years has been 30.59 and it was in the Dec 2017 quarter.

How does the current PE ratio for UCBI compare to its historical average?

The current price to earnings ratio of UCBI is 34% lower than the 10-year historical average.

Why is United Community Banks's PE ratio so low?

UCBI's PE ratio is low because its earnings per share (EPS) is high relative to its stock price.

How is UCBI's PE ratio calculated (United Community Banks PE ratio formula)?

The P/E ratio is calculated by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Sep 28, 2023), United Community Banks's stock price is $25.02. The earnings per share for the trailing twelve months (TTM) ending Jun 2023 is $2.53. Therefore, United Community Banks's price to earnings ratio for today is 9.89. PE RATIO(9.89) = STOCK PRICE($25.02) / TTM EPS($2.53)

All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.