TCBC TC Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: TCBC

Price (delayed)

$13.6

Market cap

$58.77M

P/E Ratio

226.67

Dividend/share

$0.1

EPS

$0.06

Enterprise value

$46.83M

Highlights
TC Bancshares's EPS has soared by 100% from the previous quarter but it has plunged by 83% YoY
The company's net income has shrunk by 85% YoY but it has surged by 76% QoQ
TC Bancshares's debt has soared by 84% from the previous quarter and by 19% YoY
The price to earnings (P/E) is 12% higher than the last 4 quarters average of 202.8
Sector: Financial Services
Industry: Banks - Regional
Peers: NFBK NECB

Key stats

What are the main financial stats of TCBC
Market
Shares outstanding
4.32M
Market cap
$58.77M
Enterprise value
$46.83M
Valuations
Price to earnings (P/E)
226.67
Price to book (P/B)
0.78
Price to sales (P/S)
4.36
EV/EBIT
125.2
EV/EBITDA
38.45
EV/Sales
3.14
Earnings
Revenue
$14.91M
EBIT
$374,055
EBITDA
$1.22M
Free cash flow
$1.93M
Per share
EPS
$0.06
Free cash flow per share
$0.4
Book value per share
$17.5
Revenue per share
$3.12
TBVPS
$97.54
Balance sheet
Total assets
$466.58M
Total liabilities
$386.95M
Debt
$13.1M
Equity
$79.63M
Working capital
N/A
Liquidity
Debt to equity
0.16
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-9.8
Margins
EBITDA margin
8.2%
Gross margin
100%
Net margin
1.8%
Operating margin
2.5%
Efficiency
Return on assets
0.1%
Return on equity
0.3%
Return on invested capital
0.1%
Return on capital employed
N/A
Return on sales
2.5%
Dividend
Dividend yield
0.74%
DPS
$0.1
Payout ratio
166.7%

TCBC stock price

How has the TC Bancshares stock price performed over time
Intraday
-0.37%
1 week
-0.07%
1 month
-1.73%
1 year
-2.79%
YTD
-1.52%
QTD
-1.88%

Financial performance

How have TC Bancshares's revenue and profit performed over time
Revenue
$14.91M
Gross profit
$14.91M
Operating income
$374,055
Net income
$265,825
Gross margin
100%
Net margin
1.8%
TCBC's operating income has plunged by 85% YoY but it is up by 3.6% from the previous quarter
The company's net income has shrunk by 85% YoY but it has surged by 76% QoQ
TC Bancshares's net margin has plunged by 84% YoY but it has soared by 80% from the previous quarter
TC Bancshares's operating margin has plunged by 84% YoY but it has increased by 9% from the previous quarter

Growth

What is TC Bancshares's growth rate over time

Valuation

What is TC Bancshares stock price valuation
P/E
226.67
P/B
0.78
P/S
4.36
EV/EBIT
125.2
EV/EBITDA
38.45
EV/Sales
3.14
TC Bancshares's EPS has soared by 100% from the previous quarter but it has plunged by 83% YoY
The price to earnings (P/E) is 12% higher than the last 4 quarters average of 202.8
The equity has declined by 7% year-on-year
The P/B is 2.5% lower than the last 4 quarters average of 0.8
The revenue has declined by 6% year-on-year and by 3.4% since the previous quarter

Efficiency

How efficient is TC Bancshares business performance
The company's return on equity has shrunk by 86% YoY but it has surged by 50% QoQ
TC Bancshares's ROS has plunged by 84% YoY but it has increased by 9% from the previous quarter
The company's return on invested capital has shrunk by 83% YoY
The ROA has shrunk by 75% YoY

Dividends

What is TCBC's dividend history
DPS
$0.1
Dividend yield
0.74%
Payout ratio
166.7%
Recent dividends

Financial health

How did TC Bancshares financials performed over time
TC Bancshares's total assets is 21% more than its total liabilities
TC Bancshares's total liabilities has increased by 12% YoY and by 8% from the previous quarter
TC Bancshares's total assets has increased by 9% YoY and by 6% from the previous quarter
TC Bancshares's debt is 84% less than its equity
TC Bancshares's debt has soared by 84% from the previous quarter and by 19% YoY
TC Bancshares's debt to equity has soared by 78% from the previous quarter and by 23% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.