PDLB
Ponce Financial Group
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: PDLB
- PE Ratio
As of Jul 24, 2026, the Ponce Financial Group stock's P/E ratio is 15.3. This takes into account the latest EPS of $1.32 and stock price of $20.2. The PE ratio at present is nearly equal to the average from the previous 4 quarters.
PDLB PE ratio history
The PE ratio of Ponce Financial Group has averaged 23.81 over the last five years. The current price-to-earnings ratio of 15.3 is 36% less than the historical average. Analyzing the last five years, PDLB's PE ratio reached its highest point in the Dec 2023 quarter at 65.07, when the price was $9.76 and the EPS was $0.15. The lowest point was recorded in the Mar 2022 quarter, when it reached 9.79 with a price of $10.38 and an EPS of $1.06.
Ponce Financial Group PE ratio by year
Maximum annual decrease: -56.57% in 2024
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 13.51 | -52.19% | $16.35 | $1.21 |
| 2024 | 28.26 | -56.57% | $13 | $0.46 |
| 2023 | 65.07 | N/A | $9.76 | $0.15 |
| 2022 | N/A | N/A | $9.32 | -$1.32 |
| 2021 | N/A | N/A | N/A | $1.52 |
| 2020 | N/A | N/A | N/A | $0.23 |
| 2019 | N/A | N/A | N/A | -$0.29 |
| 2018 | N/A | N/A | N/A | $0.15 |
Ponce Financial Group PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 12.66 | -6.29% | $16.71 | $1.32 |
| Dec 2025 | 13.51 | -17.27% | $16.35 | $1.21 |
| Sep 2025 | 16.33 | -13.87% | $14.7 | $0.9 |
| Jun 2025 | 18.96 | -8.71% | $13.84 | $0.73 |
| Mar 2025 | 20.77 | -26.5% | $12.67 | $0.61 |
| Dec 2024 | 28.26 | -8.13% | $13 | $0.46 |
| Sep 2024 | 30.76 | 34.62% | $11.69 | $0.38 |
| Jun 2024 | 22.85 | -33.25% | $9.14 | $0.4 |
| Mar 2024 | 34.23 | -47.4% | $8.9 | $0.26 |
| Dec 2023 | 65.07 | N/A | $9.76 | $0.15 |
| Sep 2023 | N/A | N/A | $7.82 | -$0.27 |
| Jun 2023 | N/A | N/A | $8.69 | -$1.03 |
| Mar 2023 | N/A | N/A | $7.85 | -$1 |
| Dec 2022 | N/A | N/A | $9.32 | -$1.32 |
| Sep 2022 | N/A | N/A | $9.16 | -$0.02 |
PDLB Price vs fair value
PDLB average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of PDLB is under its 3-year average.
PE comparison
Ponce Financial Group's price to earnings (P/E) of 15.3 is higher than the Financial Services sector and the industry average. Looking at the Financial Services sector average of 13.51, Ponce Financial Group's price to earnings (P/E) is 13% higher.
PDLB PE vs peers
When compared to its peer stock NECB, PDLB's PE ratio is higher.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NECB NorthEast Community Bancorp Inc | 8.03 | $368.32M |
| PDLB Ponce Financial Group Inc | 15.3 | $488.6M |
Frequently asked questions
What is Ponce Financial Group's PE ratio?
The price to earnings ratio for PDLB stock is 15.3 as of Jul 24, 2026.
What is the 3-year average PE ratio for Ponce Financial Group (PDLB)?
The average PE ratio for PDLB stock over the past 3 years is 26.34.
What is the highest PE ratio for PDLB?
Over the last five years, the quarterly PE ratio reached its highest level at 65.07 in the Dec 2023 quarter.
How does the current PE ratio for PDLB compare to its historical average?
PDLB's price to earnings ratio is currently 36% below its 5-year historical average.
How is PDLB's PE ratio calculated (Ponce Financial Group PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the earnings per share(EPS) for the last 12 months. As of today (Jul 24, 2026), Ponce Financial Group's share price is $20.2. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $1.32. Therefore, Ponce Financial Group's price to earnings ratio for today is 15.3. PE RATIO(15.3) = STOCK PRICE($20.2) / TTM EPS($1.32)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.