OPRT Oportun Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: OPRT

Price (delayed)

$4.82

Market cap

$220.46M

P/E Ratio

12.68

Dividend/share

N/A

EPS

$0.38

Enterprise value

$2.73B

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Relative Growth: Rel. Growth: 46
Relative Strength: Rel. Strength: 23
Relative Valuation: Rel. Valuation: 87
Relative Profitability: Rel. Profitability: 74

Oportun Financial Corp. is a financial services company that leverages its digital platform to provide responsible consumer credit to hardworking people. Using A.I.-driven models that are built on 15 years ...

Highlights
The equity has grown by 8% year-on-year
The debt has contracted by 3.3% from the previous quarter and by 3.2% YoY
The net income has soared by 142% YoY but it has contracted by 29% from the previous quarter
The EPS has surged by 136% year-on-year but it has declined by 30% since the previous quarter
Sector: Financial Services
Industry: Credit Services
Website: http://oportun.com
Peers: RM

Key stats

What are the main financial stats of OPRT

OPRT stock price

How has the Oportun Financial stock price performed over time
Intraday
2.12%
1 week
-8.88%
1 month
-15.44%
1 year
-22.76%
YTD
-8.88%
QTD
4.56%

Financial performance

How have Oportun Financial's revenue and profit performed over time
Revenue
$394.9M
Gross profit
$394.9M
Operating income
$34.48M
Net income
$17.82M
Gross margin
100%
Net margin
4.5%
OPRT's operating income has surged by 148% year-on-year but it is down by 22% since the previous quarter
The net income has soared by 142% YoY but it has contracted by 29% from the previous quarter
OPRT's operating margin has surged by 139% year-on-year but it is down by 20% since the previous quarter
The net margin has soared by 134% YoY but it has contracted by 27% from the previous quarter

Price vs fundamentals

How does OPRT's price correlate with its fundamentals

Growth

What is Oportun Financial's growth rate over time

Valuation

What is Oportun Financial stock price valuation
OPRT P/E details
P/E
12.68
P/B
0.54
P/S
0.58
EV/EBIT
79.13
EV/EBITDA
36.96
EV/Sales
6.91
The EPS has surged by 136% year-on-year but it has declined by 30% since the previous quarter
The stock's price to book (P/B) is 12% less than its 5-year quarterly average of 0.6 and 12% less than its last 4 quarters average of 0.6
The equity has grown by 8% year-on-year
The revenue is up by 23% year-on-year but it has declined by 2.7% since the previous quarter
The stock's price to sales (P/S) is 19% less than its last 4 quarters average of 0.7 and 5% less than its 5-year quarterly average of 0.6

Efficiency

How efficient is Oportun Financial business performance
Oportun Financial's return on invested capital has surged by 150% YoY but it has decreased by 25% QoQ
OPRT's return on assets has surged by 146% year-on-year but it is down by 25% since the previous quarter
The return on sales has surged by 139% year-on-year but it has declined by 20% since the previous quarter
The company's return on equity has surged by 138% YoY but it fell by 31% QoQ

Dividends

What is OPRT's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for OPRT.

Financial health

How did Oportun Financial financials performed over time
OPRT's total assets is 14% higher than its total liabilities
OPRT's total liabilities is down by 3.4% since the previous quarter and by 3.1% year-on-year
OPRT's total assets is down by 2.8% QoQ
OPRT's debt to equity is down by 11% YoY and by 4.9% QoQ
The equity has grown by 8% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.