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OPRT Oportun Financial Corp
- Stocks
- Financial Services
- NASDAQ: OPRT
Price (delayed)
$6.74
Market cap
$252.76M
P/E Ratio
N/A
Dividend/share
N/A
EPS
-$1.06
Enterprise value
$2.83B
Oportun Financial Corp. is a financial services company that leverages its digital platform to provide responsible consumer credit to hardworking people. Using A.I.-driven models that are built on 15 years
Highlights
The EPS has surged by 61% year-on-year and by 46% since the previous quarter
The net income has soared by 59% YoY and by 46% from the previous quarter
The revenue has declined by 9% year-on-year but it is up by 9% since the previous quarter
The gross profit has declined by 9% year-on-year but it has grown by 9% since the previous quarter
Key stats
What are the main financial stats of OPRT
Market
Valuations
Earnings
Shares outstanding
37.5M
Market cap
$252.76M
Enterprise value
$2.83B
Price to earnings (P/E)
N/A
Price to book (P/B)
0.67
Price to sales (P/S)
0.95
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
8.79
Revenue
$321.87M
Gross profit
$321.87M
Operating income
-$71.54M
Net income
-$42.48M
EBIT
-$71.54M
EBITDA
-$22.52M
Free cash flow
$386.95M
Per share
Balance sheet
Liquidity
EPS
-$1.06
EPS diluted
-$1.06
Free cash flow per share
$8.5
Book value per share
$10.13
Revenue per share
$7.07
TBVPS
$69.11
Total assets
$3.23B
Total liabilities
$2.86B
Debt
$2.81B
Equity
$366.1M
Working capital
N/A
Debt to equity
7.67
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-114.38
Margins
Efficiency
Dividend
EBITDA margin
-7%
Gross margin
100%
Net margin
-13.2%
Operating margin
-22.2%
Return on assets
-1.3%
Return on equity
-12.1%
Return on invested capital
-1.2%
Return on capital employed
N/A
Return on sales
-22.2%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
OPRT stock price
How has the Oportun Financial stock price performed over time
Intraday
-5.87%
1 week
-4.67%
1 month
1.35%
1 year
150.56%
YTD
73.71%
QTD
-5.87%
Financial performance
How have Oportun Financial's revenue and profit performed over time
Revenue
$321.87M
Gross profit
$321.87M
Operating income
-$71.54M
Net income
-$42.48M
Gross margin
100%
Net margin
-13.2%
The net income has soared by 59% YoY and by 46% from the previous quarter
The net margin has soared by 55% YoY and by 51% from the previous quarter
OPRT's operating income is up by 50% year-on-year and by 38% since the previous quarter
OPRT's operating margin is up by 45% year-on-year and by 43% since the previous quarter
Price vs fundamentals
How does OPRT's price correlate with its fundamentals
Growth
What is Oportun Financial's growth rate over time
Valuation
What is Oportun Financial stock price valuation
P/E
N/A
P/B
0.67
P/S
0.95
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
8.79
The EPS has surged by 61% year-on-year and by 46% since the previous quarter
The stock's price to book (P/B) is 68% more than its last 4 quarters average of 0.4 and 12% more than its 5-year quarterly average of 0.6
The equity has declined by 4.2% year-on-year but it has grown by 3.5% since the previous quarter
The stock's price to sales (P/S) is 90% more than its last 4 quarters average of 0.5 and 36% more than its 5-year quarterly average of 0.7
The revenue has declined by 9% year-on-year but it is up by 9% since the previous quarter
Efficiency
How efficient is Oportun Financial business performance
OPRT's return on assets has surged by 58% year-on-year and by 46% since the previous quarter
The company's return on equity has surged by 51% YoY and by 45% QoQ
Oportun Financial's return on invested capital has surged by 50% YoY and by 40% QoQ
The return on sales has increased by 45% year-on-year and by 43% since the previous quarter
Dividends
What is OPRT's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for OPRT.
Financial health
How did Oportun Financial financials performed over time
OPRT's total assets is 13% higher than its total liabilities
OPRT's debt to equity is down by 3.9% QoQ but it is up by 3.5% YoY
The equity has declined by 4.2% year-on-year but it has grown by 3.5% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.