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OPRT Oportun Financial Corp
- Stocks
- Financial Services
- NASDAQ: OPRT
Price (delayed)
$6.15
Market cap
$222.23M
P/E Ratio
N/A
Dividend/share
N/A
EPS
-$1.95
Enterprise value
$2.83B
Oportun Financial Corp. is a financial services company that leverages its digital platform to provide responsible consumer credit to hardworking people. Using A.I.-driven models that are built on 15 years
Highlights
The EPS has surged by 60% year-on-year and by 41% since the previous quarter
The net income has soared by 56% YoY and by 39% from the previous quarter
The equity has declined by 13% year-on-year but it has grown by 8% since the previous quarter
Key stats
What are the main financial stats of OPRT
Market
Valuations
Earnings
Shares outstanding
36.13M
Market cap
$222.23M
Enterprise value
$2.83B
Price to earnings (P/E)
N/A
Price to book (P/B)
0.63
Price to sales (P/S)
0.84
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
9.59
Revenue
$295.2M
Gross profit
$295.2M
Operating income
-$115.18M
Net income
-$78.68M
EBIT
-$115.18M
EBITDA
-$64.02M
Free cash flow
$374.34M
Per share
Balance sheet
Liquidity
EPS
-$1.95
EPS diluted
-$1.95
Free cash flow per share
$9.28
Book value per share
$9.84
Revenue per share
$7.31
TBVPS
$77.82
Total assets
$3.23B
Total liabilities
$2.87B
Debt
$2.82B
Equity
$353.81M
Working capital
N/A
Debt to equity
7.98
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-40.73
Margins
Efficiency
Dividend
EBITDA margin
-21.7%
Gross margin
100%
Net margin
-26.7%
Operating margin
-39%
Return on assets
-2.4%
Return on equity
-22.2%
Return on invested capital
-2%
Return on capital employed
N/A
Return on sales
-39%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
OPRT stock price
How has the Oportun Financial stock price performed over time
Intraday
10.61%
1 week
20.12%
1 month
41.38%
1 year
68.96%
YTD
58.51%
QTD
12.02%
Financial performance
How have Oportun Financial's revenue and profit performed over time
Revenue
$295.2M
Gross profit
$295.2M
Operating income
-$115.18M
Net income
-$78.68M
Gross margin
100%
Net margin
-26.7%
The net margin has soared by 58% YoY and by 43% from the previous quarter
OPRT's operating margin has surged by 57% year-on-year and by 39% since the previous quarter
The net income has soared by 56% YoY and by 39% from the previous quarter
OPRT's operating income has surged by 55% year-on-year and by 35% since the previous quarter
Price vs fundamentals
How does OPRT's price correlate with its fundamentals
Growth
What is Oportun Financial's growth rate over time
Valuation
What is Oportun Financial stock price valuation
P/E
N/A
P/B
0.63
P/S
0.84
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
9.59
The EPS has surged by 60% year-on-year and by 41% since the previous quarter
The stock's price to book (P/B) is 110% more than its last 4 quarters average of 0.3 and 5% more than its 5-year quarterly average of 0.6
The equity has declined by 13% year-on-year but it has grown by 8% since the previous quarter
The stock's price to sales (P/S) is 110% more than its last 4 quarters average of 0.4 and 5% more than its 5-year quarterly average of 0.8
The revenue is up by 8% since the previous quarter and by 5% year-on-year
Efficiency
How efficient is Oportun Financial business performance
The return on sales has surged by 57% year-on-year and by 39% since the previous quarter
OPRT's return on assets has surged by 54% year-on-year and by 38% since the previous quarter
Oportun Financial's return on invested capital has surged by 52% YoY and by 33% QoQ
The company's return on equity rose by 46% YoY and by 37% QoQ
Dividends
What is OPRT's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for OPRT.
Financial health
How did Oportun Financial financials performed over time
OPRT's total assets is 12% higher than its total liabilities
OPRT's total assets is down by 5% YoY
OPRT's total liabilities is down by 4.5% year-on-year
The equity has declined by 13% year-on-year but it has grown by 8% since the previous quarter
OPRT's debt to equity is up by 10% YoY but it is down by 8% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.