OPRT Oportun Financial Corp
Price (delayed)
$5.79
Market cap
$209.22M
P/E Ratio
N/A
Dividend/share
N/A
EPS
-$1.95
Enterprise value
$2.82B
Oportun Financial Corp. is a financial services company that leverages its digital platform to provide responsible consumer credit to hardworking people. Using A.I.-driven models that are built on 15 years
Highlights
The EPS has surged by 60% year-on-year and by 41% since the previous quarter
The net income has soared by 56% YoY and by 39% from the previous quarter
The equity has declined by 13% year-on-year but it has grown by 8% since the previous quarter
Key stats
What are the main financial stats of OPRT
Market
Valuations
Earnings
Shares outstanding
36.13M
Market cap
$209.22M
Enterprise value
$2.82B
Price to earnings (P/E)
N/A
Price to book (P/B)
0.59
Price to sales (P/S)
0.79
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
9.54
Revenue
$295.2M
Gross profit
$295.2M
Operating income
-$115.18M
Net income
-$78.68M
EBIT
-$115.18M
EBITDA
-$64.02M
Free cash flow
$374.34M
Per share
Balance sheet
Liquidity
EPS
-$1.95
EPS diluted
-$1.95
Free cash flow per share
$9.28
Book value per share
$9.84
Revenue per share
$7.31
TBVPS
$77.82
Total assets
$3.23B
Total liabilities
$2.87B
Debt
$2.82B
Equity
$353.81M
Working capital
N/A
Debt to equity
7.98
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-40.73
Margins
Efficiency
Dividend
EBITDA margin
-21.7%
Gross margin
100%
Net margin
-26.7%
Operating margin
-39%
Return on assets
-2.4%
Return on equity
-22.2%
Return on invested capital
-2%
Return on capital employed
N/A
Return on sales
-39%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
OPRT stock price
How has the Oportun Financial stock price performed over time
Intraday
4.7%
1 week
1.58%
1 month
-17.99%
1 year
151.74%
YTD
49.23%
QTD
5.46%
Financial performance
How have Oportun Financial's revenue and profit performed over time
Revenue
$295.2M
Gross profit
$295.2M
Operating income
-$115.18M
Net income
-$78.68M
Gross margin
100%
Net margin
-26.7%
The net margin has soared by 58% YoY and by 43% from the previous quarter
OPRT's operating margin has surged by 57% year-on-year and by 39% since the previous quarter
The net income has soared by 56% YoY and by 39% from the previous quarter
OPRT's operating income has surged by 55% year-on-year and by 35% since the previous quarter
Growth
What is Oportun Financial's growth rate over time
Valuation
What is Oportun Financial stock price valuation
P/E
N/A
P/B
0.59
P/S
0.79
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
9.54
The EPS has surged by 60% year-on-year and by 41% since the previous quarter
The stock's price to book (P/B) is 87% more than its last 4 quarters average of 0.3 but 7% less than its 5-year quarterly average of 0.6
The equity has declined by 13% year-on-year but it has grown by 8% since the previous quarter
The stock's price to sales (P/S) is 90% more than its last 4 quarters average of 0.4 but 5% less than its 5-year quarterly average of 0.8
The revenue is up by 8% since the previous quarter and by 5% year-on-year
Efficiency
How efficient is Oportun Financial business performance
The return on sales has surged by 57% year-on-year and by 39% since the previous quarter
OPRT's return on assets has surged by 54% year-on-year and by 38% since the previous quarter
Oportun Financial's return on invested capital has surged by 52% YoY and by 33% QoQ
The company's return on equity rose by 46% YoY and by 37% QoQ
Dividends
What is OPRT's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for OPRT.
Financial health
How did Oportun Financial financials performed over time
OPRT's total assets is 12% higher than its total liabilities
OPRT's total assets is down by 5% YoY
OPRT's total liabilities is down by 4.5% year-on-year
The equity has declined by 13% year-on-year but it has grown by 8% since the previous quarter
OPRT's debt to equity is up by 10% YoY but it is down by 8% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.