OPRT Oportun Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: OPRT

Price (delayed)

$2.6

Market cap

$89M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$4.21

Enterprise value

$2.81B

Oportun Financial Corp. is a financial services company that leverages its digital platform to provide responsible consumer credit to hardworking people. Using A.I.-driven models that are built on 15 years ...

Highlights
The EPS has dropped by 166% year-on-year but it has increased by 39% since the previous quarter
The net income has plunged by 166% YoY but it has grown by 37% from the previous quarter
The revenue has declined by 46% year-on-year and by 15% since the previous quarter
The gross profit has declined by 46% year-on-year and by 15% since the previous quarter
Sector: Financial Services
Industry: Credit Services
Website: http://oportun.com
Peers: RM SFE

Key stats

What are the main financial stats of OPRT
Market
Shares outstanding
34.23M
Market cap
$89M
Enterprise value
$2.81B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
0.2
Price to sales (P/S)
0.28
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
7.99
Earnings
Revenue
$352.01M
EBIT
-$204.3M
EBITDA
-$150.28M
Free cash flow
$337.74M
Per share
EPS
-$4.21
Free cash flow per share
$8.82
Book value per share
$12.96
Revenue per share
$9.19
TBVPS
$86.27
Balance sheet
Total assets
$3.43B
Total liabilities
$2.99B
Debt
$2.92B
Equity
$441.36M
Working capital
N/A
Liquidity
Debt to equity
6.63
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-18.13
Margins
EBITDA margin
-42.7%
Gross margin
100%
Net margin
-41.6%
Operating margin
-58%
Efficiency
Return on assets
-4.2%
Return on equity
-30.8%
Return on invested capital
-3.3%
Return on capital employed
N/A
Return on sales
-58%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

OPRT stock price

How has the Oportun Financial stock price performed over time
Intraday
5.69%
1 week
20.09%
1 month
-54.23%
1 year
-53.07%
YTD
-52.81%
QTD
-63.99%

Financial performance

How have Oportun Financial's revenue and profit performed over time
Revenue
$352.01M
Gross profit
$352.01M
Operating income
-$204.3M
Net income
-$146.55M
Gross margin
100%
Net margin
-41.6%
The net income has plunged by 166% YoY but it has grown by 37% from the previous quarter
The revenue has declined by 46% year-on-year and by 15% since the previous quarter
The gross profit has declined by 46% year-on-year and by 15% since the previous quarter
OPRT's operating income is up by 27% since the previous quarter

Growth

What is Oportun Financial's growth rate over time

Valuation

What is Oportun Financial stock price valuation
P/E
N/A
P/B
0.2
P/S
0.28
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
7.99
The EPS has dropped by 166% year-on-year but it has increased by 39% since the previous quarter
The stock's price to book (P/B) is 75% less than its 5-year quarterly average of 0.8 and 50% less than its last 4 quarters average of 0.4
The equity has declined by 20% year-on-year and by 3.7% since the previous quarter
The stock's price to sales (P/S) is 65% less than its 5-year quarterly average of 0.8 and 44% less than its last 4 quarters average of 0.5
The revenue has declined by 46% year-on-year and by 15% since the previous quarter

Efficiency

How efficient is Oportun Financial business performance
OPRT's return on assets has dropped by 147% year-on-year but it is up by 35% since the previous quarter
The company's return on equity rose by 33% QoQ
Oportun Financial's return on invested capital has increased by 28% QoQ
The return on sales has increased by 14% since the previous quarter

Dividends

What is OPRT's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for OPRT.

Financial health

How did Oportun Financial financials performed over time
OPRT's total assets is 15% higher than its total liabilities
OPRT's total assets is down by 3.1% YoY
OPRT's debt to equity is up by 26% YoY and by 3.6% QoQ
The equity has declined by 20% year-on-year and by 3.7% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.