OPRT Oportun Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: OPRT

Price (delayed)

$3.13

Market cap

$108.16M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$4.88

Enterprise value

$2.84B

Oportun Financial Corp. is a financial services company that leverages its digital platform to provide responsible consumer credit to hardworking people. Using A.I.-driven models that are built on 15 years ...

Highlights
The net income has plunged by 131% YoY and by 23% from the previous quarter
The EPS has dropped by 106% year-on-year and by 16% since the previous quarter
Sector: Financial Services
Industry: Credit Services
Website: http://oportun.com
Peers: RM SLM

Key stats

What are the main financial stats of OPRT
Market
Shares outstanding
34.56M
Market cap
$108.16M
Enterprise value
$2.84B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
0.26
Price to sales (P/S)
0.41
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
10.12
Earnings
Revenue
$280.67M
EBIT
-$253.65M
EBITDA
-$198.77M
Free cash flow
$361.5M
Per share
EPS
-$4.88
Free cash flow per share
$9.8
Book value per share
$11.81
Revenue per share
$7.61
TBVPS
$89.41
Balance sheet
Total assets
$3.41B
Total liabilities
$3.01B
Debt
$2.94B
Equity
$404.4M
Working capital
N/A
Liquidity
Debt to equity
7.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-13.75
Margins
EBITDA margin
-70.8%
Gross margin
100%
Net margin
-64.1%
Operating margin
-90.4%
Efficiency
Return on assets
-5.2%
Return on equity
-40.9%
Return on invested capital
-4.2%
Return on capital employed
N/A
Return on sales
-90.4%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

OPRT stock price

How has the Oportun Financial stock price performed over time
Intraday
-3.4%
1 week
33.76%
1 month
25.2%
1 year
-14.95%
YTD
-19.95%
QTD
28.81%

Financial performance

How have Oportun Financial's revenue and profit performed over time
Revenue
$280.67M
Gross profit
$280.67M
Operating income
-$253.65M
Net income
-$179.95M
Gross margin
100%
Net margin
-64.1%
The net income has plunged by 131% YoY and by 23% from the previous quarter
OPRT's operating margin has dropped by 56% since the previous quarter
The revenue has dropped by 56% year-on-year and by 20% since the previous quarter
The gross profit has dropped by 56% year-on-year and by 20% since the previous quarter

Growth

What is Oportun Financial's growth rate over time

Valuation

What is Oportun Financial stock price valuation
P/E
N/A
P/B
0.26
P/S
0.41
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
10.12
The EPS has dropped by 106% year-on-year and by 16% since the previous quarter
The stock's price to book (P/B) is 66% less than its 5-year quarterly average of 0.8 and 33% less than its last 4 quarters average of 0.4
The equity has declined by 26% year-on-year and by 8% since the previous quarter
The revenue has dropped by 56% year-on-year and by 20% since the previous quarter
The stock's price to sales (P/S) is 46% less than its 5-year quarterly average of 0.8 and 14% less than its last 4 quarters average of 0.5

Efficiency

How efficient is Oportun Financial business performance
OPRT's return on assets has dropped by 126% year-on-year and by 24% since the previous quarter
The return on sales has dropped by 56% since the previous quarter
The company's return on equity fell by 33% QoQ
Oportun Financial's return on invested capital has decreased by 27% QoQ

Dividends

What is OPRT's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for OPRT.

Financial health

How did Oportun Financial financials performed over time
OPRT's total assets is 13% higher than its total liabilities
OPRT's total assets is down by 6% YoY
OPRT's debt to equity is up by 34% YoY and by 10% QoQ
The equity has declined by 26% year-on-year and by 8% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.