NICK Nicholas Financial Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: NICK

Price (delayed)

$6.886

Market cap

$50.49M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$4.99

Enterprise value

$42.67M

Nicholas Financial, Inc. is a specialized consumer finance company, operating branch locations in primarily Southeastern and Midwestern U.S. States. The Company engages primarily in acquiring and servicing automobile finance installment ...

Highlights
NICK's debt has plunged by 100% from the previous quarter and by 100% YoY
The net income has plunged by 103% YoY but it has grown by 4.5% from the previous quarter
NICK's EPS has dropped by 101% year-on-year but it is up by 4.8% since the previous quarter
Nicholas Financial's revenue has decreased by 44% YoY and by 19% from the previous quarter
The gross profit is down by 44% year-on-year and by 19% since the previous quarter
Sector: Financial Services
Industry: Credit Services
Website: http://www.nicholasfinancial.com
Peers: NAVI NNI

Key stats

What are the main financial stats of NICK
Market
Shares outstanding
7.33M
Market cap
$50.49M
Enterprise value
$42.67M
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
0.85
Price to sales (P/S)
1.87
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
1.58
Earnings
Revenue
$27.06M
EBIT
-$34.41M
EBITDA
-$35.68M
Free cash flow
-$146,000
Per share
EPS
-$4.99
Free cash flow per share
-$0.02
Book value per share
$8.06
Revenue per share
$3.69
TBVPS
$8.18
Balance sheet
Total assets
$59.99M
Total liabilities
$938,000
Debt
$0
Equity
$59.05M
Working capital
N/A
Liquidity
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.22
Margins
EBITDA margin
-131.9%
Gross margin
100%
Net margin
-134.5%
Operating margin
-127.3%
Efficiency
Return on assets
-42.3%
Return on equity
-50.1%
Return on invested capital
-36%
Return on capital employed
N/A
Return on sales
-127.2%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

NICK stock price

How has the Nicholas Financial stock price performed over time
Intraday
1.86%
1 week
-0.49%
1 month
-0.78%
1 year
36.36%
YTD
-0.2%
QTD
1.86%

Financial performance

How have Nicholas Financial's revenue and profit performed over time
Revenue
$27.06M
Gross profit
$27.06M
Operating income
-$34.44M
Net income
-$36.39M
Gross margin
100%
Net margin
-134.5%
The company's operating income has shrunk by 161% YoY and by 8% QoQ
The net income has plunged by 103% YoY but it has grown by 4.5% from the previous quarter
Nicholas Financial's revenue has decreased by 44% YoY and by 19% from the previous quarter
The gross profit is down by 44% year-on-year and by 19% since the previous quarter

Growth

What is Nicholas Financial's growth rate over time

Valuation

What is Nicholas Financial stock price valuation
P/E
N/A
P/B
0.85
P/S
1.87
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
1.58
NICK's EPS has dropped by 101% year-on-year but it is up by 4.8% since the previous quarter
NICK's P/B is 42% above its 5-year quarterly average of 0.6 and 42% above its last 4 quarters average of 0.6
Nicholas Financial's equity has decreased by 38% YoY and by 16% from the previous quarter
The price to sales (P/S) is 56% higher than the 5-year quarterly average of 1.2 and 56% higher than the last 4 quarters average of 1.2
Nicholas Financial's revenue has decreased by 44% YoY and by 19% from the previous quarter

Efficiency

How efficient is Nicholas Financial business performance
The ROIC has contracted by 47% from the previous quarter
NICK's return on sales is down by 33% since the previous quarter
Nicholas Financial's ROA has decreased by 19% from the previous quarter
The ROE has declined by 8% since the previous quarter

Dividends

What is NICK's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for NICK.

Financial health

How did Nicholas Financial financials performed over time
NICK's total liabilities has dropped by 98% year-on-year and by 82% since the previous quarter
The total assets has shrunk by 59% YoY and by 21% QoQ
NICK's debt is 100% less than its equity
NICK's debt has plunged by 100% from the previous quarter and by 100% YoY
The debt to equity has plunged by 100% from the previous quarter and by 100% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.