NICK Nicholas Financial Inc

Price (delayed)

$6.355

Market cap

$46.39M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$2.86

Enterprise value

$27.41M

Nicholas Financial, Inc. is a specialized consumer finance company, operating branch locations in primarily Southeastern and Midwestern U.S. States. The Company engages primarily in acquiring and servicing automobile finance installment ...

Highlights
NICK's debt has plunged by 100% YoY
NICK's EPS is up by 43% since the previous quarter and by 38% year-on-year
The gross profit is down by 50% year-on-year and by 18% since the previous quarter
Nicholas Financial's revenue has decreased by 50% YoY and by 18% from the previous quarter

Key stats

What are the main financial stats of NICK
Market
Shares outstanding
7.3M
Market cap
$46.39M
Enterprise value
$27.41M
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
0.79
Price to sales (P/S)
2.1
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
1.23
Earnings
Revenue
$22.24M
EBIT
-$19.87M
EBITDA
-$19.73M
Free cash flow
$1.81M
Per share
EPS
-$2.86
Free cash flow per share
$0.25
Book value per share
$8.03
Revenue per share
$3.03
TBVPS
$8.16
Balance sheet
Total assets
$59.84M
Total liabilities
$996,000
Debt
$0
Equity
$58.84M
Working capital
N/A
Liquidity
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.96
Margins
EBITDA margin
-88.7%
Gross margin
100%
Net margin
-93.5%
Operating margin
-90%
Efficiency
Return on assets
-28.3%
Return on equity
-30.8%
Return on invested capital
-27.9%
Return on capital employed
N/A
Return on sales
-89.4%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

NICK stock price

How has the Nicholas Financial stock price performed over time
Intraday
-0.24%
1 week
0.24%
1 month
-0.08%
1 year
27.1%
YTD
-7.9%
QTD
-3.27%

Financial performance

How have Nicholas Financial's revenue and profit performed over time
Revenue
$22.24M
Gross profit
$22.24M
Operating income
-$20.02M
Net income
-$20.8M
Gross margin
100%
Net margin
-93.5%
The gross profit is down by 50% year-on-year and by 18% since the previous quarter
Nicholas Financial's revenue has decreased by 50% YoY and by 18% from the previous quarter
The net income has grown by 43% from the previous quarter and by 39% YoY
The company's operating income rose by 42% QoQ and by 31% YoY

Growth

What is Nicholas Financial's growth rate over time

Valuation

What is Nicholas Financial stock price valuation
P/E
N/A
P/B
0.79
P/S
2.1
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
1.23
NICK's EPS is up by 43% since the previous quarter and by 38% year-on-year
NICK's P/B is 32% above its 5-year quarterly average of 0.6 and 13% above its last 4 quarters average of 0.7
Nicholas Financial's equity has decreased by 26% YoY
The price to sales (P/S) is 62% higher than the 5-year quarterly average of 1.3 and 40% higher than the last 4 quarters average of 1.5
Nicholas Financial's revenue has decreased by 50% YoY and by 18% from the previous quarter

Efficiency

How efficient is Nicholas Financial business performance
The ROIC has plunged by 101% YoY but it has grown by 23% from the previous quarter
The ROE is up by 39% since the previous quarter and by 10% year-on-year
NICK's return on sales is down by 38% year-on-year but it is up by 30% since the previous quarter
Nicholas Financial's ROA has increased by 33% from the previous quarter but it has decreased by 29% YoY

Dividends

What is NICK's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for NICK.

Financial health

How did Nicholas Financial financials performed over time
NICK's total liabilities has dropped by 97% year-on-year but it is up by 6% since the previous quarter
The total assets has decreased by 46% YoY
NICK's debt is 100% less than its equity
NICK's debt has plunged by 100% YoY
The debt to equity has plunged by 100% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.