As at Jul 25, 2024, the LOB stock has a PE ratio of 19.52. This is based on the current EPS of $2.28 and the stock price of $44.5 per share. A decrease of 9% has been seen in the P/E ratio compared to the average of 21.4 of the last 4 quarters.
The mean historical PE ratio of Live Oak Bancshares over the last nine years is 25.33. The current 19.52 PE ratio is 23% below the historical average. Over the past nine years, LOB's PE ratio was at its highest in the Jun 2020 quarter at 85.35, with a price of $14.51 and an EPS of $0.17. The Sep 2022 quarter recorded the bottom point at 6.55, with a price of $30.6 and an EPS of $4.67.
Maximum annual increase: 265.08% in 2019
Maximum annual decrease: -81.25% in 2017
| Year | PE ratio | Change |
|---|---|---|
| 2023 | 27.25 | 262.85% |
| 2022 | 7.51 | -66.71% |
| 2021 | 22.56 | -30.61% |
| 2020 | 32.51 | -23.04% |
| 2019 | 42.24 | 265.08% |
| 2018 | 11.57 | 33.45% |
| 2017 | 8.67 | -81.25% |
| 2016 | 46.25 | 114.92% |
| 2015 | 21.52 | N/A |
| 2014 | N/A | N/A |
Currently, LOB's PE ratio is greater than its 3-year historical average, but it is below the 5-year average.
Compared to its peer stocks NIC and NRIM, LOB's PE ratio stands higher.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NRIM Northrim Bancorp Inc | 13.79 | $392.17M |
| NKSH National Bankshares Inc | 14.08 | $187.48M |
| NIC Nicolet Bankshares Inc. | 15.63 | $1.55B |
| LOB Live Oak Bancshares Inc | 20.03 | $2.05B |
LOB's price to earnings ratio is 19.52 as of Jul 25, 2024.
As an average over the last 3 years, LOB stock has a PE ratio of 15.2.
As an average over the last 5 years, LOB stock has a PE ratio of 25.95.
In the last nine years, the Jun 2020 quarter recorded the highest quarterly PE ratio at 85.35.
LOB's current price to earnings ratio is 23% below its 9-year historical average.
You can calculate the PE ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Jul 25, 2024), Live Oak Bancshares's stock price is $44.5. The earnings per share for the trailing twelve months (TTM) ending Mar 2024 is $2.28. Therefore, Live Oak Bancshares's P/E ratio for today is 19.52. PE RATIO(19.52) = STOCK PRICE($44.5) / TTM EPS($2.28)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.