LOB Live Oak Bancshares PE ratio, current and historical analysis
As at Feb 4, 2025, the LOB stock has a PE ratio of 18.86. This is based on the current EPS of $1.87 and the stock price of $35.27 per share. A decrease of 11% has been seen in the P/E ratio compared to the average of 21.2 of the last 4 quarters.
LOB PE ratio history
The mean historical PE ratio of Live Oak Bancshares over the last ten years is 25.03. The current 18.86 PE ratio is 25% below the historical average. Over the past ten years, LOB's PE ratio was at its highest in the Jun 2020 quarter at 85.35, with a price of $14.51 and an EPS of $0.17. The Sep 2022 quarter recorded the bottom point at 6.55, with a price of $30.6 and an EPS of $4.67.
Live Oak Bancshares PE ratio by year
Maximum annual increase: 265.08% in 2019
Maximum annual decrease: -81.25% in 2017
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2023 | 27.25 | 262.85% | $45.5 | $1.67 |
| 2022 | 7.51 | -66.71% | $30.2 | $4.02 |
| 2021 | 22.56 | -30.61% | $87.29 | $3.87 |
| 2020 | 32.51 | -23.04% | $47.46 | $1.46 |
| 2019 | 42.24 | 265.08% | $19.01 | $0.45 |
| 2018 | 11.57 | 33.45% | $14.81 | $1.28 |
| 2017 | 8.67 | -81.25% | $23.85 | $2.75 |
| 2016 | 46.25 | 114.92% | $18.5 | $0.4 |
| 2015 | 21.52 | N/A | $14.2 | $0.66 |
| 2014 | N/A | N/A | N/A | $0.42 |
| 2013 | N/A | N/A | N/A | $1.38 |
| 2012 | N/A | N/A | N/A | $0.83 |
Live Oak Bancshares PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Sep 2024 | 25.33 | 79.14% | $47.37 | $1.87 |
| Jun 2024 | 14.14 | -22.35% | $35.06 | $2.48 |
| Mar 2024 | 18.21 | -33.17% | $41.51 | $2.28 |
| Dec 2023 | 27.25 | 26.16% | $45.5 | $1.67 |
| Sep 2023 | 21.6 | 16.57% | $28.95 | $1.34 |
| Jun 2023 | 18.53 | 146.41% | $26.31 | $1.42 |
| Mar 2023 | 7.52 | 0.13% | $24.37 | $3.24 |
| Dec 2022 | 7.51 | 14.66% | $30.2 | $4.02 |
| Sep 2022 | 6.55 | -13.36% | $30.6 | $4.67 |
| Jun 2022 | 7.56 | -44.45% | $33.89 | $4.48 |
| Mar 2022 | 13.61 | -39.67% | $50.89 | $3.74 |
| Dec 2021 | 22.56 | 38.24% | $87.29 | $3.87 |
| Sep 2021 | 16.32 | 9.24% | $63.63 | $3.9 |
| Jun 2021 | 14.94 | -44.15% | $59 | $3.95 |
| Mar 2021 | 26.75 | -17.72% | $68.49 | $2.56 |
LOB average PE ratio chart
Currently, LOB's PE ratio is greater than its 3-year historical average, but it is below the 5-year average.
LOB PE vs peers
Compared to its peer NKSH, LOB's PE ratio stands lower, however it is higher than NRIM's.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NRIM Northrim Bancorp Inc | 14.97 | $487.64M |
| LOB Live Oak Bancshares Inc | 18.86 | $1.59B |
| NKSH National Bankshares Inc | 19.78 | $183.7M |
Frequently asked questions
What is Live Oak Bancshares's PE ratio?
LOB's price to earnings ratio is 18.86 as of Feb 4, 2025.
What is the 3-year average PE ratio for Live Oak Bancshares (LOB)?
As an average over the last 3 years, LOB stock has a PE ratio of 15.26.
What is the 5-year average PE ratio for Live Oak Bancshares (LOB)?
As an average over the last 5 years, LOB stock has a PE ratio of 24.04.
What is the highest PE ratio for LOB?
In the last ten years, the Jun 2020 quarter recorded the highest quarterly PE ratio at 85.35.
How does the current PE ratio for LOB compare to its historical average?
LOB's current price to earnings ratio is 25% below its 10-year historical average.
How is LOB's PE ratio calculated (Live Oak Bancshares PE ratio formula)?
You can calculate the PE ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Feb 4, 2025), Live Oak Bancshares's stock price is $35.27. The earnings per share for the trailing twelve months (TTM) ending Sep 2024 is $1.87. Therefore, Live Oak Bancshares's P/E ratio for today is 18.86. PE RATIO(18.86) = STOCK PRICE($35.27) / TTM EPS($1.87)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.