LOB Live Oak Bancshares PE ratio, current and historical analysis

As at Apr 17, 2025, the LOB stock has a PE ratio of 14.08. This is based on the current EPS of $1.72 and the stock price of $24.22 per share. A decrease of 30% has been seen in the P/E ratio compared to the average of 20.2 of the last 4 quarters.

LOB PE ratio history

How has LOB's PE ratio performed in the past

The mean historical PE ratio of Live Oak Bancshares over the last ten years is 24.98. The current 14.08 PE ratio is 44% below the historical average. Over the past ten years, LOB's PE ratio was at its highest in the Jun 2020 quarter at 85.35, with a price of $14.51 and an EPS of $0.17. The Sep 2022 quarter recorded the bottom point at 6.55, with a price of $30.6 and an EPS of $4.67.

Today
14.08
Average
24.98
Median
22.08
Minimum
6.55
Maximum
85.35

Live Oak Bancshares PE ratio by year

Maximum annual increase: 265.08% in 2019

Maximum annual decrease: -81.25% in 2017

Year PE ratio PE change Price EPS
2024 22.99 -15.63% $39.55 $1.72
2023 27.25 262.85% $45.5 $1.67
2022 7.51 -66.71% $30.2 $4.02
2021 22.56 -30.61% $87.29 $3.87
2020 32.51 -23.04% $47.46 $1.46
2019 42.24 265.08% $19.01 $0.45
2018 11.57 33.45% $14.81 $1.28
2017 8.67 -81.25% $23.85 $2.75
2016 46.25 114.92% $18.5 $0.4
2015 21.52 N/A $14.2 $0.66
2014 N/A N/A N/A $0.42
2013 N/A N/A N/A $1.38
2012 N/A N/A N/A $0.83

Live Oak Bancshares PE ratio by quarter (TTM)

Year PE ratio PE change Price EPS
Dec 2024 22.99 -9.24% $39.55 $1.72
Sep 2024 25.33 79.14% $47.37 $1.87
Jun 2024 14.14 -22.35% $35.06 $2.48
Mar 2024 18.21 -33.17% $41.51 $2.28
Dec 2023 27.25 26.16% $45.5 $1.67
Sep 2023 21.6 16.57% $28.95 $1.34
Jun 2023 18.53 146.41% $26.31 $1.42
Mar 2023 7.52 0.13% $24.37 $3.24
Dec 2022 7.51 14.66% $30.2 $4.02
Sep 2022 6.55 -13.36% $30.6 $4.67
Jun 2022 7.56 -44.45% $33.89 $4.48
Mar 2022 13.61 -39.67% $50.89 $3.74
Dec 2021 22.56 38.24% $87.29 $3.87
Sep 2021 16.32 9.24% $63.63 $3.9
Jun 2021 14.94 -44.15% $59 $3.95

LOB average PE ratio chart

What is the average PE ratio of LOB for the past years

Currently, LOB's PE ratio is below the 3 and 5-year averages.

3-year avg
16.11
5-year avg
21.97
10-year avg
N/A
15-year avg
N/A

LOB PE vs peers

What is LOB's PE ratio compared to its peers

Compared to its peer NKSH, LOB's PE ratio stands lower, however it is higher than NRIM's.

Stock name PE ratio Market cap
NRIM Northrim Bancorp Inc 10.84 $402.31M
LOB Live Oak Bancshares Inc 14.08 $1.1B
NKSH National Bankshares Inc 20.25 $159.78M

Frequently asked questions

What is Live Oak Bancshares's PE ratio?

LOB's price to earnings ratio is 14.08 as of Apr 17, 2025.

What is the 3-year average PE ratio for Live Oak Bancshares (LOB)?

As an average over the last 3 years, LOB stock has a PE ratio of 16.11.

What is the 5-year average PE ratio for Live Oak Bancshares (LOB)?

As an average over the last 5 years, LOB stock has a PE ratio of 21.97.

What is the highest PE ratio for LOB?

In the last ten years, the Jun 2020 quarter recorded the highest quarterly PE ratio at 85.35.

How does the current PE ratio for LOB compare to its historical average?

LOB's current price to earnings ratio is 44% below its 10-year historical average.

How is LOB's PE ratio calculated (Live Oak Bancshares PE ratio formula)?

You can calculate the PE ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Apr 17, 2025), Live Oak Bancshares's stock price is $24.22. The earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $1.72. Therefore, Live Oak Bancshares's P/E ratio for today is 14.08. PE RATIO(14.08) = STOCK PRICE($24.22) / TTM EPS($1.72)

All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from and Sharadar.