KNSL Kinsale Capital Group PE ratio, current and historical analysis
The current PE ratio for Kinsale Capital Group stock as of Jul 10, 2025 is 27.97. This is calculated based on the TTM EPS of $17.49 and the stock price of $489.15 per share. The PE ratio has grown by 7% from its last 4 quarters average of 26.0.
KNSL PE ratio history
The average historical PE ratio of Kinsale Capital Group for the last nine years is 38.62. The current P/E ratio of 27.97 is 28% lower than the historical average. Looking back at the last nine years, KNSL's PE ratio peaked in the Sep 2016 quarter at 91.67, when the price was $22 and the EPS was $0.24. The lowest point was in the Jun 2024 quarter, when it reached 23.99 with a price of $385.28 and an EPS of $16.06.
Kinsale Capital Group PE ratio history chart
Kinsale Capital Group PE ratio by year
Maximum annual increase: 46.15% in 2020
Maximum annual decrease: -36.62% in 2017
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 25.96 | 3.63% | $465.13 | $17.92 |
| 2023 | 25.05 | -33.24% | $334.91 | $13.37 |
| 2022 | 37.52 | 6.14% | $261.52 | $6.97 |
| 2021 | 35.35 | -30.06% | $237.89 | $6.73 |
| 2020 | 50.54 | 46.15% | $200.13 | $3.96 |
| 2019 | 34.58 | -0.43% | $101.66 | $2.94 |
| 2018 | 34.73 | -8.17% | $55.56 | $1.6 |
| 2017 | 37.82 | -36.62% | $45 | $1.19 |
| 2016 | 59.67 | N/A | $34.01 | $0.57 |
| 2015 | N/A | N/A | N/A | $0 |
| 2014 | N/A | N/A | N/A | $0 |
| 2013 | N/A | N/A | N/A | $0.89 |
Kinsale Capital Group PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 27.83 | 7.2% | $486.71 | $17.49 |
| Dec 2024 | 25.96 | -1.37% | $465.13 | $17.92 |
| Sep 2024 | 26.32 | 9.71% | $465.57 | $17.69 |
| Jun 2024 | 23.99 | -30.42% | $385.28 | $16.06 |
| Mar 2024 | 34.48 | 37.64% | $524.74 | $15.22 |
| Dec 2023 | 25.05 | -28.45% | $334.91 | $13.37 |
| Sep 2023 | 35.01 | -6.62% | $414.13 | $11.83 |
| Jun 2023 | 37.49 | 0.05% | $374.2 | $9.98 |
| Mar 2023 | 37.47 | -0.13% | $300.15 | $8.01 |
| Dec 2022 | 37.52 | -9.37% | $261.52 | $6.97 |
| Sep 2022 | 41.4 | 14.11% | $255.42 | $6.17 |
| Jun 2022 | 36.28 | 6.77% | $229.64 | $6.33 |
| Mar 2022 | 33.98 | -3.88% | $228.02 | $6.71 |
| Dec 2021 | 35.35 | 37.71% | $237.89 | $6.73 |
| Sep 2021 | 25.67 | -16.66% | $161.7 | $6.3 |
KNSL Price vs fair value
You can ether set your own Fair P/E multiple or use one of the automatically calculated Fair P/E multiples.
Fair P/E calculation
PE Ratio is an attempt to estimate a fair PE ratio of a stock based on its earnings and growth rate.
This formula is a modified version of the classic Graham-Dodd Formula (V= EPS x (8.5+2g)), originally developed by Benjamin Graham, to calculate the fair price of a stock based on its earnings and growth rate.
The formula we have created is an adaptation of this approach, designed to maintain a balance between simplicity and growth sensitivity.
It is calculated using the following formula:
IF g < 5: Fair PE = b
IF g >= 5: Fair PE = m × g
Here’s what each part of the formula means:
g: Growth is calculated as the average of the three-year average EPS growth rate and the one-year EPS growth rate (annually). This approach provides a balanced measure of growth by factoring in both the long-term growth trend and the most recent annual growth performance. If one of the growth metrics is not available, the remaining metric is used to determine growth. The fair P/E value is capped at 100 to prevent distortions caused by extreme EPS growth rates, such as those resulting from large percentage increases from a low base.
m: This is the long term historical median PEG (Price/Earnings to Growth) ratio of the overall market. It serves as a benchmark, adjusting the Fair PE based on typical market conditions.
b: Base PE (static value set to 8). If the company's growth rate is less than 5, the Fair PE is set at a conservative baseline of 8. This is because declining companies generally deserve a lower PE ratio.
Fixed vs Dynamic
Fixed: The Fair PE ratio for all data points is calculated using a single, constant average EPS growth rate, determined based on the most recent period. This means that the same growth rate is applied to all historical data points. Dynamic: The Fair PE ratio for each historical data point is calculated using the trailing average EPS growth rate specific to that point in time. This means that for each data point, the corresponding trailing EPS growth rate is used, ensuring that the Fair PE ratio reflects the growth conditions that were relevant at that specific point in history.
KNSL average PE ratio chart
Currently, KNSL's PE ratio is lower than its 3 and 5-year averages.
PE vs average
KNSL PE vs peers
KNSL's PE ratio stands higher than its peer stocks PGR and ORI. Kinsale Capital Group's current PE ratio of 27.97 is higher than the average of its peers, which is 15.87.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NMIH NMI Holdings Inc | 8.11 | $2.99B |
| ORI Old Republic International Corp | 11.55 | $8.99B |
| PGR Progressive Corp | 16.62 | $144.85B |
| PLMR Palomar Holdings Inc | 27.07 | $3.73B |
| KNSL Kinsale Capital Group Inc | 27.84 | $11.35B |
| NODK NI Holdings Inc | N/A | $272.6M |
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Frequently asked questions
What is Kinsale Capital Group's PE ratio?
The price to earnings ratio for KNSL stock as of Jul 10, 2025, stands at 27.97.
What is the 3-year average PE ratio for Kinsale Capital Group (KNSL)?
As an average over the last 3 years, KNSL stock has a PE ratio of 32.05.
What is the 5-year average PE ratio for Kinsale Capital Group (KNSL)?
As an average over the last 5 years, KNSL stock has a PE ratio of 34.69.
What is the highest PE ratio for KNSL?
The highest quarterly PE ratio in the last nine years has been 91.67 and it was in the Sep 2016 quarter.
How does the current PE ratio for KNSL compare to its historical average?
The current PE ratio of KNSL is 28% lower than the 9-year historical average.
How is KNSL's PE ratio calculated (Kinsale Capital Group PE ratio formula)?
The P/E ratio is obtained by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Jul 10, 2025), Kinsale Capital Group's share price is $489.15. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $17.49. Therefore, Kinsale Capital Group's PE ratio for today is 27.97. PE RATIO(27.97) = STOCK PRICE($489.15) / TTM EPS($17.49)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.