JKHY
Jack Henry & Associates
PE ratio, current and historical analysis
- Stocks
- Technology
- NASDAQ: JKHY
- PE Ratio
As of Jul 31, 2026, the JKHY stock has a PE ratio of 21.48. The calculation is based on the latest EPS of $7.17 and the stock price of $154.04 per share. A decrease of 14% has been observed in the PE ratio compared to its average of 24.9 of the last four quarters.
JKHY PE ratio history
The mean historical PE ratio of Jack Henry & Associates over the last ten years is 33.7. The current 21.48 P/E ratio is 36% lower than the historical average. Looking back at the last ten years, JKHY's PE ratio peaked in the Jun 2020 quarter at 47.68, with a price of $184.03 and an EPS of $3.86. The Mar 2026 quarter marked the lowest point at 22.04, with a price of $158.04 and an EPS of $7.17.
Jack Henry & Associates PE ratio by year
Maximum annual increase: 38.06% in 2019
Maximum annual decrease: -21.73% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 28.83 | -9% | $180.17 | $6.25 |
| 2024 | 31.68 | -4.78% | $166.02 | $5.24 |
| 2023 | 33.27 | -8.52% | $167.33 | $5.03 |
| 2022 | 36.37 | -8.36% | $180.02 | $4.95 |
| 2021 | 39.69 | -16.76% | $163.51 | $4.12 |
| 2020 | 47.68 | 25.31% | $184.03 | $3.86 |
| 2019 | 38.05 | 38.06% | $133.92 | $3.52 |
| 2018 | 27.56 | -21.73% | $130.36 | $4.73 |
| 2017 | 35.21 | 26.29% | $103.87 | $2.95 |
| 2016 | 27.88 | 12.06% | $87.27 | $3.13 |
| 2015 | 24.88 | -7.89% | $64.7 | $2.6 |
| 2014 | 27.01 | 11.75% | $59.43 | $2.2 |
| 2013 | 24.17 | 23.25% | $47.13 | $1.95 |
| 2012 | 19.61 | 4.53% | $34.52 | $1.76 |
| 2011 | 18.76 | 9.2% | $30.01 | $1.6 |
Jack Henry & Associates PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 22.04 | -15.59% | $158.04 | $7.17 |
| Dec 2025 | 26.11 | 15.68% | $182.48 | $6.99 |
| Sep 2025 | 22.57 | -21.71% | $148.93 | $6.6 |
| Jun 2025 | 28.83 | -7% | $180.17 | $6.25 |
| Mar 2025 | 31 | -1.68% | $182.6 | $5.89 |
| Dec 2024 | 31.53 | -2.14% | $175.3 | $5.56 |
| Sep 2024 | 32.22 | 1.7% | $176.54 | $5.48 |
| Jun 2024 | 31.68 | -5.18% | $166.02 | $5.24 |
| Mar 2024 | 33.41 | 4.67% | $173.73 | $5.2 |
| Dec 2023 | 31.92 | 4.97% | $163.41 | $5.12 |
| Sep 2023 | 30.41 | -8.6% | $151.14 | $4.97 |
| Jun 2023 | 33.27 | 5.96% | $167.33 | $5.03 |
| Mar 2023 | 31.4 | -13.43% | $150.72 | $4.8 |
| Dec 2022 | 36.27 | 0.08% | $175.56 | $4.84 |
| Sep 2022 | 36.24 | -0.36% | $182.27 | $5.03 |
JKHY Price vs fair value
JKHY average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
JKHY's current PE ratio is lower than its 3, 5 and 10-year averages.
PE comparison
With a price to earnings (P/E) of 21.48, JKHY ranks higher than the industry average but lower than the Technology sector and its peers average. In comparison with the Technology sector average of 34.94, Jack Henry & Associates's price to earnings (P/E) is 39% lower.
JKHY PE vs peers
JKHY's PE ratio stands lower than its peer stocks FICO and AVT, but it is higher than IBM's and FIS's. Jack Henry & Associates is currently trading at a lower PE ratio (21.48) than its peers average of 22.97.
| Stock name | PE ratio | Market cap |
|---|---|---|
| FIS Fidelity National Information Services Inc | 8.9 | $23.78B |
| BOH Bank of Hawaii Corp | 14.93 | $3.19B |
| IBM International Business Machines Corp | 19.72 | $213.1B |
| JKHY Jack Henry & Associates Inc | 22.01 | $11.21B |
| GBCI Glacier Bancorp Inc | 23.44 | $6.53B |
| ACIW ACI Worldwide Inc | 28.96 | $5.89B |
| FICO Fair Isaac Corp | 30.47 | $22.91B |
| AVT Avnet Inc | 33.85 | $7.28B |
Frequently asked questions
What is Jack Henry & Associates's PE ratio?
The price to earnings ratio for JKHY stock is 21.48 as of Jul 31, 2026.
What is the 3-year average PE ratio for Jack Henry & Associates (JKHY)?
The average PE ratio for JKHY stock over the past 3 years is 29.25.
What is the 5-year average PE ratio for Jack Henry & Associates (JKHY)?
The average PE ratio for JKHY stock over the past 5 years is 32.09.
What is the highest PE ratio for JKHY?
The highest quarterly PE ratio in the last ten years has been 47.68 and it was in the Jun 2020 quarter.
How does the current PE ratio for JKHY compare to its historical average?
JKHY's current price to earnings ratio is 36% below its 10-year historical average.
How is JKHY's PE ratio calculated (Jack Henry & Associates PE ratio formula)?
The P/E ratio is obtained by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Jul 31, 2026), Jack Henry & Associates's share price is $154.04. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $7.17. Therefore, Jack Henry & Associates's PE ratio for today is 21.48. PE RATIO(21.48) = STOCK PRICE($154.04) / TTM EPS($7.17)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.