FMAO Farmers & Merchants Bancorp Inc

Price (delayed)

$27.77

Market cap

$382.34M

P/E Ratio

10.6

Dividend/share

$0.91

EPS

$2.62

Enterprise value

$476.33M

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Relative Growth: Rel. Growth: 83
Relative Strength: Rel. Strength: 57
Relative Valuation: Rel. Valuation: 86
Relative Profitability: Rel. Profitability: 85

The Farmers & Merchants State Bank is a local independent community bank that has been serving Northwest Ohio and Northeast Indiana since 1897. The Farmers & Merchants State Bank provides ...

Highlights
FMAO's net income is up by 31% year-on-year and by 8% since the previous quarter
Farmers & Merchants Bancorp's EPS has increased by 29% YoY and by 8% from the previous quarter

Key stats

What are the main financial stats of FMAO

FMAO stock price

How has the Farmers & Merchants Bancorp stock price performed over time
Intraday
2.32%
1 week
-0.14%
1 month
4.99%
1 year
20.95%
YTD
12.34%
QTD
8.18%

Financial performance

How have Farmers & Merchants Bancorp's revenue and profit performed over time
Revenue
$123.95M
Gross profit
$123.95M
Operating income
$46.1M
Net income
$35.94M
Gross margin
100%
Net margin
29%
Farmers & Merchants Bancorp's operating income has increased by 33% YoY and by 8% QoQ
FMAO's net income is up by 31% year-on-year and by 8% since the previous quarter
Farmers & Merchants Bancorp's revenue has increased by 19% YoY and by 3.9% from the previous quarter
Farmers & Merchants Bancorp's gross profit has increased by 19% YoY and by 3.9% from the previous quarter

Price vs fundamentals

How does FMAO's price correlate with its fundamentals

Growth

What is Farmers & Merchants Bancorp's growth rate over time

Valuation

What is Farmers & Merchants Bancorp stock price valuation
P/E
10.6
P/B
1.02
P/S
3.08
EV/EBIT
10.33
EV/EBITDA
8.93
EV/Sales
3.84
Farmers & Merchants Bancorp's EPS has increased by 29% YoY and by 8% from the previous quarter
The P/E is 18% below the 5-year quarterly average of 12.6 and 2.3% below the last 4 quarters average of 10.6
The P/B is 10% less than the 5-year quarterly average of 1.1
The equity rose by 9% year-on-year
Farmers & Merchants Bancorp's revenue has increased by 19% YoY and by 3.9% from the previous quarter
FMAO's price to sales (P/S) is 14% lower than its 5-year quarterly average of 3.5

Efficiency

How efficient is Farmers & Merchants Bancorp business performance
FMAO's ROA is up by 38% year-on-year and by 10% since the previous quarter
The ROIC has grown by 30% YoY and by 8% from the previous quarter
FMAO's return on equity is up by 20% year-on-year and by 5% since the previous quarter
Farmers & Merchants Bancorp's ROS has increased by 12% YoY and by 4.5% from the previous quarter

Dividends

What is FMAO's dividend history
DPS
$0.91
Dividend yield
3.27%
Payout ratio
34.7%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Farmers & Merchants Bancorp financials performed over time
FMAO's total assets is 12% greater than its total liabilities
FMAO's total assets is up by 2.9% year-on-year
Farmers & Merchants Bancorp's total liabilities has increased by 2.1% YoY
The debt is 29% smaller than the equity
The company's debt to equity fell by 20% YoY and by 12% QoQ
The debt is down by 13% year-on-year and by 10% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.