DAVE Dave Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: DAVE

Price (delayed)

$5.38

Market cap

$64.11M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$9.43

Enterprise value

$190.41M

Highlights
The quick ratio is up by 45% year-on-year and by 41% since the previous quarter
The revenue has grown by 37% YoY and by 8% from the previous quarter
The net income has dropped by 94% year-on-year but it rose by 15% since the previous quarter
The gross margin is up by 18% since the previous quarter but it is down by 8% year-on-year
The equity has contracted by 40% YoY and by 6% from the previous quarter
DAVE's debt is up by 14% year-on-year
Sector: Financial Services
Industry: Credit Services
Peers: TXRH ARKR EAT BLMN

Key stats

What are the main financial stats of DAVE
Market
Shares outstanding
11.92M
Market cap
$64.11M
Enterprise value
$190.41M
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
0.64
Price to sales (P/S)
0.29
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.86
Earnings
Revenue
$221.22M
EBIT
-$99.68M
EBITDA
-$92.59M
Free cash flow
-$48.34M
Per share
EPS
-$9.43
Free cash flow per share
-$4.09
Book value per share
$8.44
Revenue per share
$18.72
TBVPS
$24.92
Balance sheet
Total assets
$305.44M
Total liabilities
$205.36M
Debt
$178.84M
Equity
$100.08M
Working capital
$265.33M
Liquidity
Debt to equity
1.79
Current ratio
11.08
Quick ratio
7.44
Net debt/EBITDA
-1.36
Margins
EBITDA margin
-41.9%
Gross margin
61.6%
Net margin
-49.8%
Operating margin
-56.1%
Efficiency
Return on assets
-33.4%
Return on equity
-89.3%
Return on invested capital
-24.4%
Return on capital employed
-35.7%
Return on sales
-45.1%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

DAVE stock price

How has the Dave stock price performed over time
Intraday
1.51%
1 week
18.37%
1 month
-2.71%
1 year
-92.66%
YTD
-42.03%
QTD
-11.22%

Financial performance

How have Dave's revenue and profit performed over time
Revenue
$221.22M
Gross profit
$136.21M
Operating income
-$124.2M
Net income
-$110.14M
Gross margin
61.6%
Net margin
-49.8%
DAVE's operating income has dropped by 110% year-on-year but it is up by 8% since the previous quarter
The net income has dropped by 94% year-on-year but it rose by 15% since the previous quarter
Dave's operating margin has plunged by 53% YoY but it has increased by 14% from the previous quarter
DAVE's net margin is down by 41% year-on-year but it is up by 21% since the previous quarter

Growth

What is Dave's growth rate over time

Valuation

What is Dave stock price valuation
P/E
N/A
P/B
0.64
P/S
0.29
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.86
DAVE's EPS is up by 15% since the previous quarter but it is down by 10% year-on-year
DAVE's price to book (P/B) is 42% less than its last 4 quarters average of 1.1
The equity has contracted by 40% YoY and by 6% from the previous quarter
The stock's price to sales (P/S) is 64% less than its last 4 quarters average of 0.8
The revenue has grown by 37% YoY and by 8% from the previous quarter

Efficiency

How efficient is Dave business performance
DAVE's return on sales is down by 38% year-on-year but it is up by 23% since the previous quarter
The return on assets has declined by 36% year-on-year but it has grown by 9% since the previous quarter
The ROE is up by 25% YoY and by 3% QoQ
DAVE's ROIC is up by 14% since the previous quarter but it is down by 7% year-on-year

Dividends

What is DAVE's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for DAVE.

Financial health

How did Dave financials performed over time
DAVE's total assets is 49% greater than its total liabilities
Dave's current ratio has surged by 74% YoY and by 31% QoQ
The quick ratio is up by 45% year-on-year and by 41% since the previous quarter
DAVE's debt is 79% greater than its equity
DAVE's debt to equity has soared by 90% YoY and by 7% QoQ
The equity has contracted by 40% YoY and by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.