CASS Cass Information Systems Inc

Price (delayed)

$41.83

Market cap

$598.43M

P/E Ratio

22.98

Dividend/share

$1.08

EPS

$1.82

Enterprise value

-$23.15M

Cass Information Systems, Inc. is a leading provider of integrated information and payment management solutions. Cass enables enterprises to achieve visibility, control and efficiency in their supply chains, communications networks, ...

Highlights
The price to earnings (P/E) is 11% less than the 5-year quarterly average of 25.8 and 3% less than the last 4 quarters average of 23.7
CASS's equity is up by 4.9% YoY
Cass Information Systems's net income has increased by 6% QoQ but it has decreased by 4.5% YoY
The EPS has increased by 6% from the previous quarter but it has decreased by 5% YoY

Key stats

What are the main financial stats of CASS
Market
Shares outstanding
14.31M
Market cap
$598.43M
Enterprise value
-$23.15M
Valuations
Price to earnings (P/E)
22.98
Price to book (P/B)
2.31
Price to sales (P/S)
4.06
EV/EBIT
-0.73
EV/EBITDA
-0.53
EV/Sales
-0.16
Earnings
Revenue
$148.41M
EBIT
$31.75M
EBITDA
$43.62M
Free cash flow
$34.38M
Per share
EPS
$1.82
Free cash flow per share
$2.39
Book value per share
$18.11
Revenue per share
$10.31
TBVPS
$156.59
Balance sheet
Total assets
$2.27B
Total liabilities
$2.01B
Debt
$0
Equity
$260.77M
Working capital
N/A
Liquidity
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-14.25
Margins
EBITDA margin
29.4%
Gross margin
100%
Net margin
17.7%
Operating margin
21.4%
Efficiency
Return on assets
1.2%
Return on equity
10.2%
Return on invested capital
2%
Return on capital employed
N/A
Return on sales
21.4%
Dividend
Dividend yield
2.58%
DPS
$1.08
Payout ratio
59.3%

CASS stock price

How has the Cass Information Systems stock price performed over time
Intraday
-2.63%
1 week
-2.11%
1 month
-6.32%
1 year
13.12%
YTD
7.5%
QTD
2.65%

Financial performance

How have Cass Information Systems's revenue and profit performed over time
Revenue
$148.41M
Gross profit
$148.41M
Operating income
$31.75M
Net income
$26.29M
Gross margin
100%
Net margin
17.7%
CASS's operating income is up by 7% since the previous quarter but it is down by 6% year-on-year
Cass Information Systems's net income has increased by 6% QoQ but it has decreased by 4.5% YoY
The operating margin has declined by 4.5% year-on-year but it has increased by 3.9% since the previous quarter
CASS's revenue is up by 3.1% QoQ but it is down by 2.1% YoY

Growth

What is Cass Information Systems's growth rate over time

Valuation

What is Cass Information Systems stock price valuation
P/E
22.98
P/B
2.31
P/S
4.06
EV/EBIT
-0.73
EV/EBITDA
-0.53
EV/Sales
-0.16
The price to earnings (P/E) is 11% less than the 5-year quarterly average of 25.8 and 3% less than the last 4 quarters average of 23.7
The EPS has increased by 6% from the previous quarter but it has decreased by 5% YoY
The stock's price to book (P/B) is 23% less than its 5-year quarterly average of 3.0
CASS's equity is up by 4.9% YoY
The stock's price to sales (P/S) is 17% less than its 5-year quarterly average of 4.9
CASS's revenue is up by 3.1% QoQ but it is down by 2.1% YoY

Efficiency

How efficient is Cass Information Systems business performance
CASS's return on assets is down by 25% year-on-year
The return on invested capital has declined by 9% year-on-year but it is up by 5% since the previous quarter
CASS's ROE is down by 9% YoY but it is up by 5% QoQ
The ROS has decreased by 4.5% YoY but it has increased by 3.9% from the previous quarter

Dividends

What is CASS's dividend history
DPS
$1.08
Dividend yield
2.58%
Payout ratio
59.3%
Recent dividends

Financial health

How did Cass Information Systems financials performed over time
Cass Information Systems's total assets is 13% more than its total liabilities
The total liabilities has increased by 27% year-on-year and by 2.8% since the previous quarter
Cass Information Systems's total assets has increased by 24% YoY and by 2.5% from the previous quarter
The debt is 100% smaller than the equity
CASS's equity is up by 4.9% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.