CASS Cass Information Systems Inc
Price (delayed)
$43.18
Market cap
$585.92M
P/E Ratio
25.4
Dividend/share
$1.21
EPS
$1.7
Enterprise value
$355.36M
Cass Information Systems, Inc. is a leading provider of integrated information and payment management solutions. Cass enables enterprises to achieve visibility, control and efficiency in their supply chains, communications networks,
Highlights
CASS's equity is up by 15% YoY and by 3.4% QoQ
The price to earnings (P/E) is 30% more than the 5-year quarterly average of 19.6 and 18% more than the last 4 quarters average of 21.5
The EPS has decreased by 26% YoY and by 16% from the previous quarter
Key stats
What are the main financial stats of CASS
Market
Valuations
Earnings
Shares outstanding
13.57M
Market cap
$585.92M
Enterprise value
$355.36M
Price to earnings (P/E)
25.4
Price to book (P/B)
2.48
Price to sales (P/S)
2.95
EV/EBIT
12.33
EV/EBITDA
9.27
EV/Sales
1.78
Revenue
$199.55M
Gross profit
$199.55M
Operating income
$28.81M
Net income
$22.98M
EBIT
$28.81M
EBITDA
$38.35M
Free cash flow
$15.08M
Per share
Balance sheet
Liquidity
EPS
$1.7
EPS diluted
$1.67
Free cash flow per share
$1.11
Book value per share
$17.44
Revenue per share
$14.64
TBVPS
$164.44
Total assets
$2.26B
Total liabilities
$2.02B
Debt
$0
Equity
$237.65M
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.01
Margins
Efficiency
Dividend
EBITDA margin
19.2%
Gross margin
100%
Net margin
11.5%
Operating margin
14.4%
Return on assets
1%
Return on equity
9.9%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
14.4%
Dividend yield
2.8%
DPS
$1.21
Payout ratio
71.2%
CASS stock price
How has the Cass Information Systems stock price performed over time
Intraday
-2.62%
1 week
-3.16%
1 month
6.7%
1 year
-7.18%
YTD
5.55%
QTD
5.55%
Financial performance
How have Cass Information Systems's revenue and profit performed over time
Revenue
$199.55M
Gross profit
$199.55M
Operating income
$28.81M
Net income
$22.98M
Gross margin
100%
Net margin
11.5%
The net margin has declined by 27% year-on-year and by 17% since the previous quarter
Cass Information Systems's net income has decreased by 26% YoY and by 16% QoQ
The operating margin has declined by 26% year-on-year and by 17% since the previous quarter
CASS's operating income is down by 24% year-on-year and by 16% since the previous quarter
Growth
What is Cass Information Systems's growth rate over time
Valuation
What is Cass Information Systems stock price valuation
P/E
25.4
P/B
2.48
P/S
2.95
EV/EBIT
12.33
EV/EBITDA
9.27
EV/Sales
1.78
The price to earnings (P/E) is 30% more than the 5-year quarterly average of 19.6 and 18% more than the last 4 quarters average of 21.5
The EPS has decreased by 26% YoY and by 16% from the previous quarter
CASS's equity is up by 15% YoY and by 3.4% QoQ
The stock's price to book (P/B) is 4.6% less than its last 4 quarters average of 2.6 but 3.3% more than its 5-year quarterly average of 2.4
The stock's price to sales (P/S) is 11% less than its 5-year quarterly average of 3.3
Efficiency
How efficient is Cass Information Systems business performance
CASS's ROE is down by 32% YoY and by 20% QoQ
The ROS has decreased by 26% YoY and by 17% from the previous quarter
The return on invested capital has declined by 18% since the previous quarter and by 18% year-on-year
CASS's return on assets is down by 17% year-on-year and by 9% since the previous quarter
Dividends
What is CASS's dividend history
DPS
$1.21
Dividend yield
2.8%
Payout ratio
71.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Cass Information Systems financials performed over time
Cass Information Systems's total assets is 12% more than its total liabilities
The total liabilities has declined by 12% year-on-year
Cass Information Systems's total assets has decreased by 10% YoY
The debt is 100% smaller than the equity
CASS's equity is up by 15% YoY and by 3.4% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.