CASS Cass Information Systems Inc

  1. Stocks
  2. Industrials
  3. NASDAQ: CASS

Price (delayed)

$42.08

Market cap

$574.13M

P/E Ratio

18.87

Dividend/share

$1.19

EPS

$2.23

Enterprise value

$381.32M

Cass Information Systems, Inc. is a leading provider of integrated information and payment management solutions. Cass enables enterprises to achieve visibility, control and efficiency in their supply chains, communications networks, ...

Highlights
The price to earnings (P/E) is 9% less than the 5-year quarterly average of 20.1
CASS's equity is up by 6% YoY
Cass Information Systems's net income has decreased by 11% YoY
The EPS has decreased by 10% YoY
Sector: Industrials
Industry: Specialty Business Services
Website: http://www.cassinfo.com
Peers: WEX EEFT NEWT GPN

Key stats

What are the main financial stats of CASS
Market
Shares outstanding
13.64M
Market cap
$574.13M
Enterprise value
$381.32M
Valuations
Price to earnings (P/E)
18.87
Price to book (P/B)
2.5
Price to sales (P/S)
2.9
EV/EBIT
10.2
EV/EBITDA
8.14
EV/Sales
1.93
Earnings
Revenue
$197.84M
EBIT
$37.39M
EBITDA
$46.84M
Free cash flow
$21.44M
Per share
EPS
$2.23
Free cash flow per share
$1.57
Book value per share
$16.81
Revenue per share
$14.49
TBVPS
$166.54
Balance sheet
Total assets
$2.29B
Total liabilities
$2.06B
Debt
$0
Equity
$229.49M
Working capital
N/A
Liquidity
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.12
Margins
EBITDA margin
23.7%
Gross margin
100%
Net margin
15.2%
Operating margin
18.9%
Efficiency
Return on assets
1.2%
Return on equity
13.7%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
18.9%
Dividend
Dividend yield
2.83%
DPS
$1.19
Payout ratio
53.4%

CASS stock price

How has the Cass Information Systems stock price performed over time
Intraday
2.76%
1 week
5.99%
1 month
5.73%
1 year
8.71%
YTD
-6.59%
QTD
5.02%

Financial performance

How have Cass Information Systems's revenue and profit performed over time
Revenue
$197.84M
Gross profit
$197.84M
Operating income
$37.39M
Net income
$30.09M
Gross margin
100%
Net margin
15.2%
The net margin has declined by 15% year-on-year
The operating margin has declined by 14% year-on-year
Cass Information Systems's net income has decreased by 11% YoY
CASS's operating income is down by 10% year-on-year

Growth

What is Cass Information Systems's growth rate over time

Valuation

What is Cass Information Systems stock price valuation
CASS P/E details
P/E
18.87
P/B
2.5
P/S
2.9
EV/EBIT
10.2
EV/EBITDA
8.14
EV/Sales
1.93
The EPS has decreased by 10% YoY
The price to earnings (P/E) is 9% less than the 5-year quarterly average of 20.1
CASS's equity is up by 6% YoY
The stock's price to book (P/B) is 6% less than its last 4 quarters average of 2.6 and 2.4% less than its 5-year quarterly average of 2.5
The stock's price to sales (P/S) is 21% less than its 5-year quarterly average of 3.6 and 2.4% less than its last 4 quarters average of 2.9
CASS's revenue is up by 4.3% YoY

Efficiency

How efficient is Cass Information Systems business performance
CASS's ROE is down by 16% YoY
The ROS has decreased by 14% YoY
CASS's return on assets is down by 8% year-on-year
The return on invested capital has declined by 5% year-on-year

Dividends

What is CASS's dividend history
Dividend details
DPS
$1.19
Dividend yield
2.83%
Payout ratio
53.4%
Recent dividends

Financial health

How did Cass Information Systems financials performed over time
Cass Information Systems's total assets is 11% more than its total liabilities
The total liabilities has declined by 8% since the previous quarter and by 7% year-on-year
Cass Information Systems's total assets has decreased by 7% from the previous quarter and by 6% YoY
The debt is 100% smaller than the equity
CASS's equity is up by 6% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.