CASS Cass Information Systems Inc

Price (delayed)

$35.38

Market cap

$483.04M

P/E Ratio

16.53

Dividend/share

$1.11

EPS

$2.14

Enterprise value

$291.59M

Cass Information Systems, Inc. is a leading provider of integrated information and payment management solutions. Cass enables enterprises to achieve visibility, control and efficiency in their supply chains, communications networks, ...

Highlights
The price to earnings (P/E) is 32% less than the 5-year quarterly average of 24.3 and 19% less than the last 4 quarters average of 20.3
The EPS has increased by 25% YoY and by 5% from the previous quarter
CASS's equity is down by 16% YoY and by 12% QoQ

Key stats

What are the main financial stats of CASS
Market
Shares outstanding
13.65M
Market cap
$483.04M
Enterprise value
$291.59M
Valuations
Price to earnings (P/E)
16.53
Price to book (P/B)
2.23
Price to sales (P/S)
3.04
EV/EBIT
8.21
EV/EBITDA
6.08
EV/Sales
1.83
Earnings
Revenue
$159.13M
EBIT
$35.5M
EBITDA
$47.94M
Free cash flow
$27.1M
Per share
EPS
$2.14
Free cash flow per share
$1.98
Book value per share
$15.85
Revenue per share
$11.62
TBVPS
$175.64
Balance sheet
Total assets
$2.42B
Total liabilities
$2.2B
Debt
$0
Equity
$217.08M
Working capital
N/A
Liquidity
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.99
Margins
EBITDA margin
30.1%
Gross margin
100%
Net margin
18.7%
Operating margin
22.3%
Efficiency
Return on assets
1.2%
Return on equity
12.3%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
22.3%
Dividend
Dividend yield
3.14%
DPS
$1.11
Payout ratio
51.9%

CASS stock price

How has the Cass Information Systems stock price performed over time
Intraday
4.61%
1 week
7.24%
1 month
7.6%
1 year
-13.79%
YTD
-10.02%
QTD
-4.15%

Financial performance

How have Cass Information Systems's revenue and profit performed over time
Revenue
$159.13M
Gross profit
$159.13M
Operating income
$35.5M
Net income
$29.79M
Gross margin
100%
Net margin
18.7%
Cass Information Systems's net income has increased by 21% YoY and by 4.1% QoQ
CASS's operating income is up by 19% year-on-year and by 5% since the previous quarter
The gross profit has grown by 11% YoY and by 3.2% from the previous quarter
CASS's revenue is up by 11% YoY and by 3.2% QoQ

Growth

What is Cass Information Systems's growth rate over time

Valuation

What is Cass Information Systems stock price valuation
P/E
16.53
P/B
2.23
P/S
3.04
EV/EBIT
8.21
EV/EBITDA
6.08
EV/Sales
1.83
The price to earnings (P/E) is 32% less than the 5-year quarterly average of 24.3 and 19% less than the last 4 quarters average of 20.3
The EPS has increased by 25% YoY and by 5% from the previous quarter
The stock's price to book (P/B) is 20% less than its 5-year quarterly average of 2.8 and 3% less than its last 4 quarters average of 2.3
CASS's equity is down by 16% YoY and by 12% QoQ
The stock's price to sales (P/S) is 34% less than its 5-year quarterly average of 4.6 and 18% less than its last 4 quarters average of 3.7
CASS's revenue is up by 11% YoY and by 3.2% QoQ

Efficiency

How efficient is Cass Information Systems business performance
CASS's ROE is up by 27% YoY and by 9% QoQ
The ROS has increased by 8% YoY

Dividends

What is CASS's dividend history
DPS
$1.11
Dividend yield
3.14%
Payout ratio
51.9%
Recent dividends

Financial health

How did Cass Information Systems financials performed over time
Cass Information Systems's total assets is 10% more than its total liabilities
The total liabilities has increased by 13% year-on-year but it has declined by 4.5% since the previous quarter
Cass Information Systems's total assets has increased by 9% YoY but it has decreased by 5% from the previous quarter
The debt is 100% smaller than the equity
CASS's equity is down by 16% YoY and by 12% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.