CASS Cass Information Systems Inc
Price (delayed)
$42.86
Market cap
$578.75M
P/E Ratio
30.18
Dividend/share
$1.22
EPS
$1.42
Enterprise value
$229.02M
Cass Information Systems, Inc. is a leading provider of integrated information and payment management solutions. Cass enables enterprises to achieve visibility, control and efficiency in their supply chains, communications networks,
Highlights
The price to earnings (P/E) is 50% more than the 5-year quarterly average of 20.1 and 28% more than the last 4 quarters average of 23.6
Cass Information Systems's net income has decreased by 36% YoY and by 17% QoQ
Key stats
What are the main financial stats of CASS
Market
Valuations
Earnings
Shares outstanding
13.5M
Market cap
$578.75M
Enterprise value
$229.02M
Price to earnings (P/E)
30.18
Price to book (P/B)
2.54
Price to sales (P/S)
2.92
EV/EBIT
9.46
EV/EBITDA
6.78
EV/Sales
1.15
Revenue
$199.19M
Gross profit
$199.19M
Operating income
$24.22M
Net income
$19.17M
EBIT
$24.22M
EBITDA
$33.8M
Free cash flow
$29.62M
Per share
Balance sheet
Liquidity
EPS
$1.42
EPS diluted
$1.39
Free cash flow per share
$2.18
Book value per share
$16.88
Revenue per share
$14.68
TBVPS
$174.57
Total assets
$2.4B
Total liabilities
$2.17B
Debt
$0
Equity
$229.03M
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-10.35
Margins
Efficiency
Dividend
EBITDA margin
17%
Gross margin
100%
Net margin
9.6%
Operating margin
12.2%
Return on assets
0.8%
Return on equity
8.3%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
12.2%
Dividend yield
2.85%
DPS
$1.22
Payout ratio
85.9%
CASS stock price
How has the Cass Information Systems stock price performed over time
Intraday
-1.92%
1 week
-0.7%
1 month
-0.74%
1 year
-8.79%
YTD
4.77%
QTD
4.77%
Financial performance
How have Cass Information Systems's revenue and profit performed over time
Revenue
$199.19M
Gross profit
$199.19M
Operating income
$24.22M
Net income
$19.17M
Gross margin
100%
Net margin
9.6%
The net margin has declined by 37% year-on-year and by 17% since the previous quarter
Cass Information Systems's net income has decreased by 36% YoY and by 17% QoQ
CASS's operating income is down by 35% year-on-year and by 16% since the previous quarter
The operating margin has declined by 35% year-on-year and by 15% since the previous quarter
Growth
What is Cass Information Systems's growth rate over time
Valuation
What is Cass Information Systems stock price valuation
P/E
30.18
P/B
2.54
P/S
2.92
EV/EBIT
9.46
EV/EBITDA
6.78
EV/Sales
1.15
The price to earnings (P/E) is 50% more than the 5-year quarterly average of 20.1 and 28% more than the last 4 quarters average of 23.6
The EPS has decreased by 36% YoY and by 16% from the previous quarter
The stock's price to book (P/B) is 6% more than its 5-year quarterly average of 2.4
CASS's equity is down by 3.6% QoQ
The stock's price to sales (P/S) is 12% less than its 5-year quarterly average of 3.3
Efficiency
How efficient is Cass Information Systems business performance
CASS's ROE is down by 40% YoY and by 16% QoQ
The ROS has decreased by 35% YoY and by 15% from the previous quarter
The return on invested capital has declined by 33% year-on-year and by 14% since the previous quarter
CASS's return on assets is down by 33% year-on-year and by 20% since the previous quarter
Dividends
What is CASS's dividend history
DPS
$1.22
Dividend yield
2.85%
Payout ratio
85.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Cass Information Systems financials performed over time
Cass Information Systems's total assets is 11% more than its total liabilities
The total liabilities has increased by 7% since the previous quarter but it has declined by 3.7% year-on-year
Cass Information Systems's total assets has increased by 6% from the previous quarter but it has decreased by 3.4% YoY
The debt is 100% smaller than the equity
CASS's equity is down by 3.6% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.