CASS Cass Information Systems Inc

Price (delayed)

$42.725

Market cap

$583.16M

P/E Ratio

19.25

Dividend/share

$1.18

EPS

$2.22

Enterprise value

$210.7M

Cass Information Systems, Inc. is a leading provider of integrated information and payment management solutions. Cass enables enterprises to achieve visibility, control and efficiency in their supply chains, communications networks, ...

Highlights
CASS's equity is up by 11% QoQ and by 11% YoY
The gross profit has grown by 8% YoY
The price to earnings (P/E) is 7% more than the last 4 quarters average of 17.5 but 7% less than the 5-year quarterly average of 20.2
Cass Information Systems's net income has decreased by 14% YoY and by 2.8% QoQ
The EPS has decreased by 14% YoY and by 3.1% from the previous quarter

Key stats

What are the main financial stats of CASS
Market
Shares outstanding
13.65M
Market cap
$583.16M
Enterprise value
$210.7M
Valuations
Price to book (P/B)
2.53
Price to sales (P/S)
2.94
EV/EBIT
5.64
EV/EBITDA
4.5
EV/Sales
1.07
Earnings
Revenue
$197.51M
EBIT
$37.36M
EBITDA
$46.8M
Free cash flow
$22.61M
Per share
EPS
$2.22
Free cash flow per share
$1.66
Book value per share
$16.9
Revenue per share
$14.53
TBVPS
$180.78
Balance sheet
Total assets
$2.48B
Total liabilities
$2.25B
Debt
$0
Equity
$229.81M
Working capital
N/A
Liquidity
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.96
Margins
EBITDA margin
23.7%
Gross margin
100%
Net margin
15.2%
Operating margin
18.9%
Efficiency
Return on assets
1.2%
Return on equity
13.8%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
18.9%
Dividend
Dividend yield
2.76%
DPS
$1.18
Payout ratio
53.2%

CASS stock price

How has the Cass Information Systems stock price performed over time
Intraday
2.58%
1 week
-5.27%
1 month
-8.18%
1 year
15.07%
YTD
-5.16%
QTD
-11.3%

Financial performance

How have Cass Information Systems's revenue and profit performed over time
Revenue
$197.51M
Gross profit
$197.51M
Operating income
$37.36M
Net income
$30.06M
Gross margin
100%
Net margin
15.2%
The operating margin has declined by 20% year-on-year and by 3.1% since the previous quarter
The net margin has declined by 20% year-on-year and by 3.8% since the previous quarter
Cass Information Systems's net income has decreased by 14% YoY and by 2.8% QoQ
CASS's operating income is down by 13% year-on-year and by 2.1% since the previous quarter

Growth

What is Cass Information Systems's growth rate over time

Valuation

What is Cass Information Systems stock price valuation
P/E
19.25
P/B
2.53
P/S
2.94
EV/EBIT
5.64
EV/EBITDA
4.5
EV/Sales
1.07
The EPS has decreased by 14% YoY and by 3.1% from the previous quarter
The price to earnings (P/E) is 7% more than the last 4 quarters average of 17.5 but 7% less than the 5-year quarterly average of 20.2
CASS's equity is up by 11% QoQ and by 11% YoY
The stock's price to book (P/B) is 5% less than its last 4 quarters average of 2.6
The stock's price to sales (P/S) is 22% less than its 5-year quarterly average of 3.7
CASS's revenue is up by 8% YoY

Efficiency

How efficient is Cass Information Systems business performance
The ROS has decreased by 20% YoY and by 3.1% from the previous quarter
CASS's ROE is down by 19% YoY and by 5% QoQ
CASS's return on assets is down by 14% year-on-year
The return on invested capital is up by 6% since the previous quarter but it has declined by 5% year-on-year

Dividends

What is CASS's dividend history
DPS
$1.18
Dividend yield
2.76%
Payout ratio
53.2%
Recent dividends

Financial health

How did Cass Information Systems financials performed over time
Cass Information Systems's total assets is 10% more than its total liabilities
The total liabilities has declined by 5% year-on-year and by 2.2% since the previous quarter
Cass Information Systems's total assets has decreased by 3.7% YoY
The debt is 100% smaller than the equity
CASS's equity is up by 11% QoQ and by 11% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.