CASS Cass Information Systems Inc

Price (delayed)

$41.24

Market cap

$545.03M

P/E Ratio

21.71

Dividend/share

$1.23

EPS

$1.9

Enterprise value

$326.86M

Cass Information Systems, Inc. is a leading provider of integrated information and payment management solutions. Cass enables enterprises to achieve visibility, control and efficiency in their supply chains, communications networks, ...

Highlights
CASS's equity is up by 4.7% YoY and by 2.8% QoQ
The EPS has increased by 22% from the previous quarter but it has decreased by 6% YoY
Cass Information Systems's net income has increased by 21% QoQ but it has decreased by 8% YoY

Key stats

What are the main financial stats of CASS
Market
Shares outstanding
13.22M
Market cap
$545.03M
Enterprise value
$326.86M
Valuations
Price to earnings (P/E)
21.71
Price to book (P/B)
2.29
Price to sales (P/S)
2.87
EV/EBIT
10.65
EV/EBITDA
8.18
EV/Sales
1.7
Earnings
Revenue
$191.73M
Gross profit
$191.73M
Operating income
$26.57M
Net income
$25.35M
EBIT
$30.68M
EBITDA
$39.98M
Free cash flow
$31.16M
Per share
EPS
$1.9
EPS diluted
$1.86
Free cash flow per share
$2.33
Book value per share
$18.03
Revenue per share
$14.35
TBVPS
$171.82
Balance sheet
Total assets
$2.32B
Total liabilities
$2.08B
Debt
$0
Equity
$240.82M
Working capital
N/A
Liquidity
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.46
Margins
EBITDA margin
20.9%
Gross margin
100%
Net margin
13.2%
Operating margin
13.9%
Efficiency
Return on assets
1.1%
Return on equity
10.8%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
16%
Dividend
Dividend yield
2.98%
DPS
$1.23
Payout ratio
64.7%

CASS stock price

How has the Cass Information Systems stock price performed over time
Intraday
-0.1%
1 week
4.06%
1 month
-9.08%
1 year
4.12%
YTD
0.81%
QTD
-5.09%

Financial performance

How have Cass Information Systems's revenue and profit performed over time
Revenue
$191.73M
Gross profit
$191.73M
Operating income
$26.57M
Net income
$25.35M
Gross margin
100%
Net margin
13.2%
The operating margin has declined by 23% year-on-year but it has increased by 3% since the previous quarter
CASS's operating income is down by 22% year-on-year but it is up by 2.7% since the previous quarter
Cass Information Systems's net income has increased by 21% QoQ but it has decreased by 8% YoY
The net margin is up by 20% since the previous quarter but it has declined by 9% year-on-year

Price vs fundamentals

How does CASS's price correlate with its fundamentals

Growth

What is Cass Information Systems's growth rate over time

Valuation

What is Cass Information Systems stock price valuation
P/E
21.71
P/B
2.29
P/S
2.87
EV/EBIT
10.65
EV/EBITDA
8.18
EV/Sales
1.7
The EPS has increased by 22% from the previous quarter but it has decreased by 6% YoY
The price to earnings (P/E) is 17% less than the last 4 quarters average of 26.0 but 4.4% more than the 5-year quarterly average of 20.8
The stock's price to book (P/B) is 8% less than its 5-year quarterly average of 2.5 and 4.6% less than its last 4 quarters average of 2.4
CASS's equity is up by 4.7% YoY and by 2.8% QoQ
The stock's price to sales (P/S) is 13% less than its 5-year quarterly average of 3.3 and 4.3% less than its last 4 quarters average of 3.0

Efficiency

How efficient is Cass Information Systems business performance
CASS's return on assets is up by 22% since the previous quarter
CASS's ROE is up by 20% QoQ but it is down by 12% YoY
The ROS has increased by 16% from the previous quarter but it has decreased by 12% YoY
The return on invested capital is up by 15% since the previous quarter but it has declined by 12% year-on-year

Dividends

What is CASS's dividend history
DPS
$1.23
Dividend yield
2.98%
Payout ratio
64.7%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Cass Information Systems financials performed over time
Cass Information Systems's total assets is 12% more than its total liabilities
The debt is 100% smaller than the equity
CASS's equity is up by 4.7% YoY and by 2.8% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.