AFRM Affirm Holdings Inc

  1. Stocks
  2. Technology
  3. NASDAQ: AFRM

Price (delayed)

$31.15

Market cap

$9.56B

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$2.49

Enterprise value

$14.31B

Affirm’s mission is to deliver honest financial products that improve lives. With that in mind, Affirm is building the next generation platform for digital and mobile-first commerce, making it easier ...

Highlights
AFRM's revenue is up by 29% year-on-year and by 11% since the previous quarter
The company's EPS rose by 18% QoQ and by 11% YoY
Affirm Holdings's gross margin has decreased by 10% YoY but it has increased by 2.4% QoQ
AFRM's debt is up by 23% year-on-year and by 10% since the previous quarter
Sector: Technology
Industry: Information Technology Services
Website: http://www.affirm.com
Peers: RM SLM

Key stats

What are the main financial stats of AFRM
Market
Shares outstanding
306.87M
Market cap
$9.56B
Enterprise value
$14.31B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
3.57
Price to sales (P/S)
5
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
7.47
Earnings
Revenue
$1.91B
EBIT
-$752.13M
EBITDA
-$594.74M
Free cash flow
$32.8M
Per share
EPS
-$2.49
Free cash flow per share
$0.11
Book value per share
$8.73
Revenue per share
$6.22
TBVPS
$27.66
Balance sheet
Total assets
$9.06B
Total liabilities
$6.43B
Debt
$6.2B
Equity
$2.63B
Working capital
N/A
Liquidity
Debt to equity
2.35
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.99
Margins
EBITDA margin
-31.1%
Gross margin
42%
Net margin
-39.2%
Operating margin
-48.9%
Efficiency
Return on assets
-9.1%
Return on equity
-29.3%
Return on invested capital
-6.4%
Return on capital employed
N/A
Return on sales
-39.3%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

AFRM stock price

How has the Affirm Holdings stock price performed over time
Intraday
0.91%
1 week
-7.84%
1 month
-8.94%
1 year
166.7%
YTD
-36.61%
QTD
-16.4%

Financial performance

How have Affirm Holdings's revenue and profit performed over time
Revenue
$1.91B
Gross profit
$803.14M
Operating income
-$935.46M
Net income
-$750.32M
Gross margin
42%
Net margin
-39.2%
Affirm Holdings's operating margin has increased by 37% YoY and by 25% from the previous quarter
AFRM's revenue is up by 29% year-on-year and by 11% since the previous quarter
AFRM's net margin is up by 29% year-on-year and by 25% since the previous quarter
The operating income is up by 19% year-on-year and by 17% since the previous quarter

Growth

What is Affirm Holdings's growth rate over time

Valuation

What is Affirm Holdings stock price valuation
P/E
N/A
P/B
3.57
P/S
5
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
7.47
The company's EPS rose by 18% QoQ and by 11% YoY
AFRM's price to book (P/B) is 28% more than its last 4 quarters average of 2.8
Affirm Holdings's equity has increased by 5% YoY and by 2.7% QoQ
AFRM's revenue is up by 29% year-on-year and by 11% since the previous quarter
The stock's P/S is 19% more than its last 4 quarters average of 4.2

Efficiency

How efficient is Affirm Holdings business performance
Affirm Holdings's return on invested capital has increased by 31% YoY and by 22% QoQ
The company's return on sales rose by 30% YoY and by 25% QoQ
The return on assets has increased by 20% since the previous quarter and by 19% year-on-year
Affirm Holdings's ROE has increased by 18% from the previous quarter and by 8% YoY

Dividends

What is AFRM's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for AFRM.

Financial health

How did Affirm Holdings financials performed over time
AFRM's total assets is 41% more than its total liabilities
Affirm Holdings's total liabilities has increased by 21% YoY and by 10% from the previous quarter
AFRM's total assets is up by 16% YoY and by 8% from the previous quarter
AFRM's debt is 135% greater than its equity
AFRM's debt is up by 23% year-on-year and by 10% since the previous quarter
The company's debt to equity rose by 17% YoY and by 7% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.