AFRM Affirm Holdings Inc
Price (delayed)
$45.51
Market cap
$14.47B
P/E Ratio
N/A
Dividend/share
N/A
EPS
-$0.63
Enterprise value
$20.2B
Affirm’s mission is to deliver honest financial products that improve lives. With that in mind, Affirm is building the next generation platform for digital and mobile-first commerce, making it easier
Highlights
The company's EPS has surged by 75% YoY and by 56% QoQ
Affirm Holdings's net income has soared by 73% YoY and by 55% from the previous quarter
AFRM's debt is up by 20% year-on-year and by 5% since the previous quarter
Key stats
What are the main financial stats of AFRM
Market
Valuations
Earnings
Shares outstanding
318.06M
Market cap
$14.47B
Enterprise value
$20.2B
Price to earnings (P/E)
N/A
Price to book (P/B)
5.13
Price to sales (P/S)
5.24
EV/EBIT
N/A
EV/EBITDA
1,776.9
EV/Sales
7.21
Revenue
$2.8B
Gross profit
$1.24B
Operating income
-$371.19M
Net income
-$198.93M
EBIT
-$192.65M
EBITDA
$11.37M
Free cash flow
$613.01M
Per share
Balance sheet
Liquidity
EPS
-$0.63
EPS diluted
-$0.65
Free cash flow per share
$1.9
Book value per share
$8.87
Revenue per share
$8.69
TBVPS
$30.86
Total assets
$10.48B
Total liabilities
$7.7B
Debt
$7.46B
Equity
$2.79B
Working capital
N/A
Debt to equity
2.68
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
503.72
Margins
Efficiency
Dividend
EBITDA margin
0.4%
Gross margin
44.5%
Net margin
-7.1%
Operating margin
-13.3%
Return on assets
-2%
Return on equity
-7.2%
Return on invested capital
-1.3%
Return on capital employed
N/A
Return on sales
-6.9%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
AFRM stock price
How has the Affirm Holdings stock price performed over time
Intraday
0.71%
1 week
-10.64%
1 month
-29.06%
1 year
30.66%
YTD
-25.27%
QTD
0.71%
Financial performance
How have Affirm Holdings's revenue and profit performed over time
Revenue
$2.8B
Gross profit
$1.24B
Operating income
-$371.19M
Net income
-$198.93M
Gross margin
44.5%
Net margin
-7.1%
AFRM's net margin has surged by 82% year-on-year and by 60% since the previous quarter
Affirm Holdings's operating margin has soared by 73% YoY and by 38% from the previous quarter
Affirm Holdings's net income has soared by 73% YoY and by 55% from the previous quarter
The operating income has soared by 60% year-on-year and by 31% since the previous quarter
Growth
What is Affirm Holdings's growth rate over time
Valuation
What is Affirm Holdings stock price valuation
P/E
N/A
P/B
5.13
P/S
5.24
EV/EBIT
N/A
EV/EBITDA
1,776.9
EV/Sales
7.21
The company's EPS has surged by 75% YoY and by 56% QoQ
AFRM's price to book (P/B) is 6% more than its last 4 quarters average of 4.8
Affirm Holdings's equity has increased by 6% YoY
AFRM's revenue is up by 46% year-on-year and by 11% since the previous quarter
The stock's P/S is 45% less than its 5-year quarterly average of 9.4 and 3.7% less than its last 4 quarters average of 5.4
Efficiency
How efficient is Affirm Holdings business performance
The company's return on sales has surged by 82% YoY and by 61% QoQ
Affirm Holdings's return on invested capital has surged by 80% YoY and by 59% QoQ
The return on assets has surged by 78% year-on-year and by 57% since the previous quarter
Affirm Holdings's ROE has soared by 75% YoY and by 56% from the previous quarter
Dividends
What is AFRM's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for AFRM.
Financial health
How did Affirm Holdings financials performed over time
AFRM's total assets is 36% more than its total liabilities
Affirm Holdings's total liabilities has increased by 20% YoY and by 5% from the previous quarter
AFRM's total assets is up by 16% YoY and by 3.4% from the previous quarter
AFRM's debt is 168% greater than its equity
AFRM's debt is up by 20% year-on-year and by 5% since the previous quarter
The company's debt to equity rose by 14% YoY and by 7% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.