VERY Vericity Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: VERY

Price (delayed)

$11.31

Market cap

$168.24M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$0.67

Enterprise value

$209.2M

Vericity, Inc.,through its subsidiaries, Fidelity Life Association and eFinancial, LLC, provides life insurance protection targeted to the middle American market. Through innovation in product design and distribution that provides access ...

Highlights
Vericity's net income has surged by 52% YoY and by 35% QoQ
The EPS has surged by 51% year-on-year and by 36% since the previous quarter
The debt has grown by 32% YoY and by 5% from the previous quarter
Sector: Financial Services
Industry: Insurance - Life
Website: http://www.vericity.com

Key stats

What are the main financial stats of VERY
Market
Shares outstanding
14.88M
Market cap
$168.24M
Enterprise value
$209.2M
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
1.53
Price to sales (P/S)
0.95
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
1.18
Earnings
Revenue
$177.57M
EBIT
-$10.85M
EBITDA
-$5.44M
Free cash flow
$4.83M
Per share
EPS
-$0.67
Free cash flow per share
$0.32
Book value per share
$7.41
Revenue per share
$11.94
TBVPS
$55.21
Balance sheet
Total assets
$822.82M
Total liabilities
$712.61M
Debt
$49.01M
Equity
$110.21M
Working capital
N/A
Liquidity
Debt to equity
0.44
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.53
Margins
EBITDA margin
-3.1%
Gross margin
60.4%
Net margin
-5.6%
Operating margin
52.5%
Efficiency
Return on assets
-1.2%
Return on equity
-9%
Return on invested capital
-1.3%
Return on capital employed
N/A
Return on sales
-6.1%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

VERY stock price

How has the Vericity stock price performed over time
Intraday
-0.26%
1 week
0%
1 month
-0.7%
1 year
69.82%
YTD
1.07%
QTD
-0.35%

Financial performance

How have Vericity's revenue and profit performed over time
Revenue
$177.57M
Gross profit
$107.25M
Operating income
$93.3M
Net income
-$9.89M
Gross margin
60.4%
Net margin
-5.6%
The net margin has soared by 55% YoY and by 36% from the previous quarter
Vericity's net income has surged by 52% YoY and by 35% QoQ
The operating income has grown by 24% YoY and by 9% from the previous quarter
VERY's gross profit is up by 15% year-on-year and by 6% since the previous quarter

Growth

What is Vericity's growth rate over time

Valuation

What is Vericity stock price valuation
P/E
N/A
P/B
1.53
P/S
0.95
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
1.18
The EPS has surged by 51% year-on-year and by 36% since the previous quarter
The P/B is 91% above the 5-year quarterly average of 0.8 and 53% above the last 4 quarters average of 1.0
VERY's equity is up by 11% since the previous quarter
VERY's P/S is 36% above its last 4 quarters average of 0.7 and 6% above its 5-year quarterly average of 0.9
The company's revenue rose by 8% YoY

Efficiency

How efficient is Vericity business performance
The return on sales has surged by 56% year-on-year and by 38% since the previous quarter
VERY's ROA has soared by 56% YoY and by 37% from the previous quarter
Vericity's ROIC has soared by 55% YoY and by 38% from the previous quarter
Vericity's ROE has increased by 43% YoY and by 35% from the previous quarter

Dividends

What is VERY's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Recent dividends

Financial health

How did Vericity financials performed over time
The total assets is 15% more than the total liabilities
The total liabilities has grown by 8% YoY and by 2.3% from the previous quarter
The total assets has grown by 7% YoY and by 3.3% from the previous quarter
The debt is 56% less than the equity
The debt to equity has increased by 33% YoY but it has decreased by 6% QoQ
The debt has grown by 32% YoY and by 5% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.