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HTB HomeTrust Bancshares Inc

Price (delayed)

$35.56

Market cap

$624.02M

P/E Ratio

11.22

Dividend/share

$0.46

EPS

$3.17

Enterprise value

$511.34M

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. Its deposit products include savings, money ...

Highlights
The debt has contracted by 38% YoY and by 6% from the previous quarter
HTB's equity is up by 10% YoY and by 2.5% from the previous quarter
HTB's P/E is 14% less than its 5-year quarterly average of 13.1 but 9% more than its last 4 quarters average of 10.3
HTB's EPS is down by 8% year-on-year
HTB's net income is down by 7% YoY

Key stats

What are the main financial stats of HTB
Market
Shares outstanding
17.55M
Market cap
$624.02M
Enterprise value
$511.34M
Valuations
Price to earnings (P/E)
11.22
Price to book (P/B)
1.1
Price to sales (P/S)
3.1
EV/EBIT
7.38
EV/EBITDA
6.3
EV/Sales
2.62
Earnings
Revenue
$195.1M
Gross profit
$195.1M
Operating income
$69.33M
Net income
$54.28M
EBIT
$69.33M
EBITDA
$81.21M
Free cash flow
$104.84M
Per share
EPS
$3.17
EPS diluted
$3.16
Free cash flow per share
$6.16
Book value per share
$32.19
Revenue per share
$11.47
TBVPS
$265.58
Balance sheet
Total assets
$4.56B
Total liabilities
$3.99B
Debt
$187.15M
Equity
$565.45M
Working capital
N/A
Liquidity
Debt to equity
0.33
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.39
Margins
EBITDA margin
41.6%
Gross margin
100%
Net margin
27.8%
Operating margin
35.5%
Efficiency
Return on assets
1.2%
Return on equity
10%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
35.5%
Dividend
Dividend yield
1.29%
DPS
$0.46
Payout ratio
14.3%

HTB stock price

How has the HomeTrust Bancshares stock price performed over time
Intraday
-0.17%
1 week
0.4%
1 month
5.46%
1 year
26.91%
YTD
5.58%
QTD
3.73%

Financial performance

How have HomeTrust Bancshares's revenue and profit performed over time
Revenue
$195.1M
Gross profit
$195.1M
Operating income
$69.33M
Net income
$54.28M
Gross margin
100%
Net margin
27.8%
HTB's net income is down by 7% YoY
The net margin has contracted by 7% YoY
The operating margin is down by 7% year-on-year
HomeTrust Bancshares's operating income has decreased by 7% YoY

Price vs fundamentals

How does HTB's price correlate with its fundamentals

Growth

What is HomeTrust Bancshares's growth rate over time

Valuation

What is HomeTrust Bancshares stock price valuation
P/E
11.22
P/B
1.1
P/S
3.1
EV/EBIT
7.38
EV/EBITDA
6.3
EV/Sales
2.62
HTB's P/E is 14% less than its 5-year quarterly average of 13.1 but 9% more than its last 4 quarters average of 10.3
HTB's EPS is down by 8% year-on-year
HTB's equity is up by 10% YoY and by 2.5% from the previous quarter
The stock's price to book (P/B) is 10% more than its 5-year quarterly average of 1.0
HTB's price to sales (P/S) is 24% higher than its 5-year quarterly average of 2.5 and 7% higher than its last 4 quarters average of 2.9

Efficiency

How efficient is HomeTrust Bancshares business performance
The ROE has decreased by 16% YoY and by 2.9% from the previous quarter
HTB's return on assets is down by 8% year-on-year
HTB's return on sales is down by 7% year-on-year
The ROIC has declined by 6% year-on-year

Dividends

What is HTB's dividend history
DPS
$0.46
Dividend yield
1.29%
Payout ratio
14.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did HomeTrust Bancshares financials performed over time
HomeTrust Bancshares's total assets is 14% higher than its total liabilities
The total liabilities is down by 4.3% year-on-year
HomeTrust Bancshares's total assets has decreased by 2.7% YoY
The debt is 67% less than the equity
The debt to equity has declined by 44% year-on-year and by 8% since the previous quarter
The debt has contracted by 38% YoY and by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.