HTBI HomeTrust Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: HTBI

Price (delayed)

$26.015

Market cap

$453.83M

P/E Ratio

8.73

Dividend/share

$0.42

EPS

$2.98

Enterprise value

$550.47M

HomeTrust Bancshares, Inc. is the holding company for HomeTrust Bank. As of June 30, 2020, the Company had total consolidated assets of $3.7 billion. The Bank, founded in 1926, is ...

Highlights
HTBI's P/E is 41% less than its 5-year quarterly average of 14.3
HTBI's net income is up by 36% YoY
HTBI's EPS is up by 23% year-on-year but it is down by 3.6% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.hometrustbanking.com
Peers: BRKL LARK

Key stats

What are the main financial stats of HTBI
Market
Shares outstanding
17.44M
Market cap
$453.83M
Enterprise value
$550.47M
Valuations
Price to earnings (P/E)
8.73
Price to book (P/B)
0.9
Price to sales (P/S)
2.35
EV/EBIT
8.69
EV/EBITDA
7.55
EV/Sales
2.95
Earnings
Revenue
$186.41M
EBIT
$63.32M
EBITDA
$72.92M
Free cash flow
-$86.48M
Per share
EPS
$2.98
Free cash flow per share
-$5.14
Book value per share
$28.76
Revenue per share
$11.08
TBVPS
$275.23
Balance sheet
Total assets
$4.67B
Total liabilities
$4.17B
Debt
$443.78M
Equity
$499.89M
Working capital
N/A
Liquidity
Debt to equity
0.89
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.33
Margins
EBITDA margin
39.1%
Gross margin
100%
Net margin
26.8%
Operating margin
34%
Efficiency
Return on assets
1.1%
Return on equity
10.5%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
34%
Dividend
Dividend yield
1.61%
DPS
$0.42
Payout ratio
14.1%

HTBI stock price

How has the HomeTrust Bancshares stock price performed over time
Intraday
3.07%
1 week
9.17%
1 month
1.23%
1 year
19.5%
YTD
-3.36%
QTD
-4.85%

Financial performance

How have HomeTrust Bancshares's revenue and profit performed over time
Revenue
$186.41M
Gross profit
$186.41M
Operating income
$63.32M
Net income
$50.04M
Gross margin
100%
Net margin
26.8%
HTBI's net income is up by 36% YoY
HomeTrust Bancshares's operating income has increased by 33% YoY
HomeTrust Bancshares's revenue has increased by 22% YoY
The company's gross profit rose by 22% YoY

Growth

What is HomeTrust Bancshares's growth rate over time

Valuation

What is HomeTrust Bancshares stock price valuation
P/E
8.73
P/B
0.9
P/S
2.35
EV/EBIT
8.69
EV/EBITDA
7.55
EV/Sales
2.95
HTBI's P/E is 41% less than its 5-year quarterly average of 14.3
HTBI's EPS is up by 23% year-on-year but it is down by 3.6% since the previous quarter
HTBI's equity is up by 22% YoY and by 3.2% from the previous quarter
The stock's price to book (P/B) is 12% less than its 5-year quarterly average of 1.0 but 10% more than its last 4 quarters average of 0.8
HomeTrust Bancshares's revenue has increased by 22% YoY
HTBI's price to sales (P/S) is 12% lower than its 5-year quarterly average of 2.6 but 3.6% higher than its last 4 quarters average of 2.2

Efficiency

How efficient is HomeTrust Bancshares business performance
The ROE has increased by 13% YoY but it has decreased by 4.5% from the previous quarter
HTBI's return on assets is up by 10% year-on-year but it is down by 8% since the previous quarter
HTBI's return on sales is up by 10% year-on-year but it is down by 2.6% since the previous quarter
The ROIC has declined by 7% since the previous quarter

Dividends

What is HTBI's dividend history
Dividend details
DPS
$0.42
Dividend yield
1.61%
Payout ratio
14.1%
Recent dividends

Financial health

How did HomeTrust Bancshares financials performed over time
HomeTrust Bancshares's total assets is 12% higher than its total liabilities
The total liabilities is up by 29% year-on-year
HomeTrust Bancshares's total assets has increased by 28% YoY
The debt is 11% less than the equity
The debt to equity has surged by 178% year-on-year but it has declined by 6% since the previous quarter
HTBI's equity is up by 22% YoY and by 3.2% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.