SI Silvergate Capital Corp

  1. Stocks
  2. Financial Services
  3. NYSE: SI

Price (delayed)

$97.94

Market cap

$3.1B

P/E Ratio

28.14

Dividend/share

N/A

EPS

$3.48

Enterprise value

$2.02B

Silvergate Capital Corporation is a registered bank holding company for Silvergate Bank, headquartered in La Jolla, California. Silvergate Bank is a commercial bank that opened in 1988, has been profitable ...

Highlights
The company's net income has surged by 123% YoY and by 19% QoQ
SI's revenue has soared by 98% YoY and by 18% from the previous quarter
The equity has soared by 63% YoY but it has contracted by 8% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.silvergatebank.com
Peers: NBTB NBHC

Key stats

What are the main financial stats of SI
Market
Shares outstanding
31.66M
Market cap
$3.1B
Enterprise value
$2.02B
Valuations
Price to earnings (P/E)
28.14
Price to book (P/B)
2.18
Price to sales (P/S)
12.74
EV/EBIT
14.81
EV/EBITDA
14.49
EV/Sales
8.32
Earnings
Revenue
$243.15M
EBIT
$136.58M
EBITDA
$139.55M
Free cash flow
$63.81M
Per share
EPS
$3.48
Free cash flow per share
$2.02
Book value per share
$44.99
Revenue per share
$7.69
TBVPS
$496.6
Balance sheet
Total assets
$15.9B
Total liabilities
$14.48B
Debt
$815.85M
Equity
$1.42B
Working capital
N/A
Liquidity
Debt to equity
0.57
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.72
Margins
EBITDA margin
57.4%
Gross margin
100%
Net margin
45.6%
Operating margin
56.2%
Efficiency
Return on assets
0.7%
Return on equity
7.3%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
56.2%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

SI stock price

How has the Silvergate Capital stock price performed over time
Intraday
-5.95%
1 week
-6.29%
1 month
59.1%
1 year
0.33%
YTD
-33.91%
QTD
82.96%

Financial performance

How have Silvergate Capital's revenue and profit performed over time
Revenue
$243.15M
Gross profit
$243.15M
Operating income
$136.58M
Net income
$110.87M
Gross margin
100%
Net margin
45.6%
SI's operating income has surged by 172% year-on-year and by 26% since the previous quarter
The company's net income has surged by 123% YoY and by 19% QoQ
SI's revenue has soared by 98% YoY and by 18% from the previous quarter
Silvergate Capital's gross profit has soared by 98% YoY and by 18% from the previous quarter

Growth

What is Silvergate Capital's growth rate over time

Valuation

What is Silvergate Capital stock price valuation
P/E
28.14
P/B
2.18
P/S
12.74
EV/EBIT
14.81
EV/EBITDA
14.49
EV/Sales
8.32
The EPS has surged by 56% year-on-year and by 10% since the previous quarter
SI's price to earnings (P/E) is 28% less than its last 4 quarters average of 38.9
The equity has soared by 63% YoY but it has contracted by 8% from the previous quarter
The stock's price to book (P/B) is 9% less than its last 4 quarters average of 2.4
SI's revenue has soared by 98% YoY and by 18% from the previous quarter
The stock's price to sales (P/S) is 29% less than its last 4 quarters average of 17.9

Efficiency

How efficient is Silvergate Capital business performance
The return on sales has increased by 38% year-on-year and by 7% since the previous quarter
The company's return on equity fell by 21% YoY but it rose by 6% QoQ
SI's return on assets is up by 17% since the previous quarter
The return on invested capital has increased by 10% since the previous quarter but it has declined by 8% year-on-year

Dividends

What is SI's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for SI.

Financial health

How did Silvergate Capital financials performed over time
The total assets is 10% greater than the total liabilities
The total assets rose by 29% year-on-year
The company's total liabilities rose by 27% YoY
Silvergate Capital's debt is 43% lower than its equity
The equity has soared by 63% YoY but it has contracted by 8% from the previous quarter
The debt to equity has grown by 8% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.